Grow Financial Hudson Valley Chester NY Credit Union | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Hudson Valley in Chester, NY, where we believe in putting our members first. Nestled at 87 Brookside Ave, our credit union has been a trusted part of the community since 1963. With a commitment to providing exceptional financial services, we proudly serve over 369,210 members and manage total assets of $7,438,877,717. At Hudson Valley, we understand that each member's journey is unique. That's why we offer a variety of services tailored to your needs from personal banking options like checking and savings accounts to auto loans and mortgages. Whether you're looking to finance a new vehicle or consolidate debt, our dedicated team is here to help you every step of the way. With a strong net worth of $830,246,930 and total deposits reaching $655,374,726, our financial health reflects our dedication to our members. We also hold a significant amount of cash on hand $33,102,925 ensuring that we can meet your needs efficiently and effectively. Our leadership team is equally committed to fostering a member-focused culture. Under the guidance of CEO Jonathan Roberts and Board President Jay Pantaleo, we strive for excellence in everything we do. Our friendly staff is ready to assist you during our convenient operating hours: Monday through Wednesday from 9:00 AM to 5:30 PM; Thursday and Friday until 6:00 PM; and Saturday from 9:00 AM to 2:00 PM. While you can visit us at our Chester branch for all your banking needs, official correspondence should be sent to the same address: 87 Brookside Ave, Chester, NY 10918. We invite you to explore our website at hvcu.org for more information about membership eligibility and how you can take advantage of all that Hudson Valley has to offer. If you have any questions or need assistance, feel free to call us at 845-463-3011. Join us today and experience the difference with Hudson Valley!

Branch History & Mission

The story of Hudson Valley in Chester, NY, is one of community commitment and growth. Established in 1963, our branch has dedicated itself to serving the financial needs of our members for over six decades. With a rich history rooted in the belief that everyone deserves access to affordable banking services, we have grown from humble beginnings into a thriving credit union with a strong membership base of 369,210. Located at 87 Brookside Ave, Chester, NY 10918, our branch is situated in a vibrant community surrounded by beautiful landscapes and friendly neighborhoods. We encourage you to visit us during our operating hours: Monday to Wednesday from 9:00 am to 5:30 pm, Thursday and Friday from 9:00 am to 6:00 pm, and Saturday from 9:00 am to 2:00 pm. For those on the go, we also offer convenient drive-thru banking and ATM services. At Hudson Valley, our mission goes beyond just providing financial products; we aim to empower individuals and families by offering resources that support their financial well-being. Our services include personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. We believe in fostering a supportive environment where members can feel confident about their financial choices. Over the years, we have achieved significant milestones, including reaching total assets of $7.44 billion. This growth allows us to continually invest back into our community through partnerships and outreach programs that make a real difference in people's lives. We strive to create lasting relationships with our members while promoting economic development within Chester and its surrounding areas. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same location at 87 Brookside Ave, Chester, NY 10918. We are proud to embrace modern technology that enhances member experience through online banking options and mobile payments while ensuring ADA compliance so everyone can access our services easily. Join us at Hudson Valley today! Experience firsthand how we put our members first and work tirelessly towards building a better financial future for you and your community. For any inquiries or assistance, feel free to reach out to us at (845) 463-3011. Together, let's achieve your financial goals!

Branch Location & Accessibility

Accessibility Features

We ensure that everyone can access our services comfortably. Our facility is ADA compliant and features ramps for those who need them, ensuring that all members feel welcome when they walk through our doors.

Getting Here

Our branch is conveniently situated near popular landmarks, making it easy to find. Whether you're coming from the bustling Chester Town Park or just finishing up at a local café, we're just a short drive away. With ample parking available right outside our entrance, you can stop by without worrying about where to leave your vehicle.

Operating Hours

At Hudson Valley, we value your time. Our lobby hours are set for your convenience: Monday through Wednesday from 9:00 AM to 5:30 PM, and Thursday to Friday from 9:00 AM to 6:00 PM. We also offer Drive-Thru banking on Saturdays from 9:00 AM until 2:00 PM for those quick transactions or deposits you might need over the weekend.

Services Offered

While visiting us, you'll find a range of services designed to meet your financial needs whether it's opening a checking account, applying for an auto loan, or discussing mortgage options. Plus, with ATM availability and Drive-Thru service, accessing your funds has never been easier. If you have any questions or want more information about our services or membership eligibility, feel free to give us a call at 845-463-3011 or visit our website at Hudson Valley Credit Union. We look forward to welcoming you into our community!

Member Eligibility

At Hudson Valley, we believe that everyone deserves a chance to join our close-knit community where members are treated like family. Becoming a member is simple and open to anyone who lives, works, worships, or attends school in the areas we serve. This means that if you have ties to our vibrant community at 87 Brookside Ave Chester Ny 10918, you're likely eligible! We welcome individuals who seek better financial services and a supportive banking experience tailored just for you. For the most up-to-date information on eligibility requirements, be sure to check out our detailed guide at http://www.hvcu.org/about-us/membership/. Joining us is easy just visit our website to learn how to open an account. Whether you're looking for checking accounts, loans, or other financial products, we are here to help you every step of the way. If you have any questions or need assistance, feel free to give us a call at (845) 463-3011. Together, let's build your financial future with confidence at Hudson Valley!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $649 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $370,599,966, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Running a business means managing transactions efficiently. Our merchant services allow you to accept payments easily, whether online or in-person. This convenience not only enhances customer satisfaction but also streamlines your operations, letting you focus on what matters most growing your business. Located at 87 Brookside Ave Chester Ny 10918 in Chester, NY, we're here to help local businesses thrive. Connect with us today at (845) 463-3011 or visit our website at https://www.hvcu.org/ to learn more about how we can support your business journey!

Comprehensive List Of Services

Accessibility at Its Best

Our branch also offers basic drive-thru banking for quick deposits and withdrawals along with essential ATM access. We strive to meet all member needs efficiently and effectively. We invite you to explore all that we offer at Chester. If you have any questions or need assistance, feel free to call us at (845) 463-3011 or visit us during our operating hours: Monday through Wednesday from 9:00 AM to 5:30 PM; Thursday and Friday from 9:00 AM to 6:00 PM; and Saturday from 9:00 AM to 2:00 PM. Join us at Hudson Valley today where your financial success is our priority!

Business Banking Solutions

For our local businesses, we offer robust Business Banking solutions including Merchant Services and tailored Business Loans. We're committed to helping your business thrive by providing the financial support it needs.

Digital Banking Features

In today's busy world, convenience is key. That's why at Hudson Valley, we provide comprehensive Online & Mobile Banking services. With features like mobile payments, person-to-person transactions, and easy account management through our mobile application, managing your finances has never been simpler. You can check balances or make withdrawals anytime with our ATM and cash withdrawal services available at various locations.

Personal Banking Made Easy

We understand that managing finances can be overwhelming, which is why we offer Personal Banking options tailored just for you. Our Checking & Savings Accounts provide flexibility and convenience, allowing you to access your money easily while earning interest on your savings. Need a new car? Our Auto Loans & Vehicle Financing options are designed with competitive rates to get you on the road in no time. If you're considering buying a home or refinancing your current mortgage, our Mortgage Loans & Refinancing services ensure that you find the best solution for your situation. For those unexpected expenses or projects, our Personal Loans & Debt Consolidation services can help ease the burden and simplify your payments. Plus, don't forget about our Credit Cards with Rewards, offering benefits that can enhance your spending power.

Digital & Online Banking

Accessibility and Ease-of-Use

Managing your money shouldn't be complicated. That's why we've designed our digital banking tools to be intuitive and easy to navigate. Whether you're tech-savvy or just getting started with online banking, you'll find everything you need right at your fingertips. With these services, you'll have real-time access to your accounts whenever you need it. So whether you're checking balances during lunch or making a payment while waiting in line, Hudson Valley has got you covered! Explore all these options today by visiting https://www.hvcu.org/ and take control of your banking experience.

Key Features

We prioritize your security with features like electronic signature authorization, allowing you to complete transactions confidently from the comfort of your home. Plus, our e-statements provide a safe and eco-friendly way to keep track of your financial records without cluttering your inbox. Need to send money to friends or family? Our person-to-person transfer feature makes it simple and fast. Just a few taps on your mobile device, and you're done! Speaking of mobile devices, be sure to download our mobile application. It's user-friendly and packed with features like mobile payments, making it easier than ever to handle your finances on the go.

Financial Strength

At Hudson Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining the highest standards of financial health, ensuring that your money is in safe hands. With a net worth of $830,246,930, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1144 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,518,739,169 in share certificates and $479,756,837 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $97,785,769, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $826,871,032 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust with $37,128 in used auto loans and an impressive $4,363,178,243 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is evident with a net income reflecting our commitment to excellence. We also take pride in having 919 full-time employees and 36 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Total share accounts stand at an impressive 745,634, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hudson Valley is your trusted partner. Visit us at 87 Brookside Ave Chester NY 10918 or call 845-463-3011 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $706,623,756 in used vehicle loans and $366,474,958 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, we have financing options that suit your budget.

Credit Lines

For those who need extra flexibility, our total credit lines amount to $2,707,237,691. This option allows you to borrow as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $606,444,034, make buying or refinancing simple. We provide personalized guidance throughout the mortgage process to ensure you find the right fit for your situation.

Refinancing Options

If you're considering refinancing an existing loan or exploring eligibility options for any of our products, our team is here to help guide you through every step. Feel free to reach out to us at 845-463-3011 or visit us at 87 Brookside Ave Chester Ny 10918 for more information about how we can assist you with your financial journey. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $115,791,424 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit your everyday spending.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that the offers you see are fair and transparent. Each lender featured on the platform undergoes a verification process to confirm their legitimacy, giving users confidence in the data presented.

Hudson Valley

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Getting Here

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Accessibility at Its Best

Business Banking Solutions

Digital Banking Features

Personal Banking Made Easy

Digital & Online Banking

Accessibility and Ease-of-Use

Key Features

Financial Strength

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Refinancing Options

Unsecured Credit Cards

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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