Grow Financial Hudson Valley Albany NY Credit Union | Low Mortgage Rates & Affordable Auto Loans

Introduction

Welcome to Hudson Valley, your trusted partner in financial growth and community support, located at 1704 Western Ave Ste 7, Albany, NY 12203. Since our establishment in 1963, we have been committed to serving our members with integrity and dedication. With a robust membership of 369,210 individuals, we proudly manage total assets of $7,438,877,717, ensuring that we are well-equipped to meet your financial needs. At Hudson Valley, we understand that every member's journey is unique. That's why we offer a variety of services designed to help you thrive. Whether you're looking for checking and savings accounts, auto loans, or personal loans and debt consolidation, we've got you covered. Our team is here to provide personalized solutions tailored just for you. While members can visit us at our Albany branch, official correspondence should be sent to the same address: 1704 Western Ave Ste 7, Albany, NY 12203. We maintain a strong focus on community impact working closely with local businesses and individuals to foster economic growth. Our current net worth stands at an impressive $830,246,930, reflecting our sound financial management and commitment to our members. Led by CEO Jonathan Roberts and Board President Jay Pantaleo, our dedicated staff of 955 employees strives to deliver the best possible service. We believe in building lasting relationships with our members based on trust and transparency. Don't hesitate to reach out; give us a call at 800-468-3011 or visit us online at hvcu.org for more information. Let Hudson Valley be your partner in achieving your financial goals!

Branch History & Mission

Community Focus

We are proud of our community outreach efforts and partnerships that enrich lives across Albany and beyond. From sponsoring local events to supporting charitable initiatives, Hudson Valley is committed to making a positive impact where it matters most. Our goal is not only to provide financial solutions but also to contribute meaningfully to the lives of those we serve.

Embracing Innovation

In addition to traditional banking services, we embrace technology that enhances your experience with us. Our online banking platform allows you easy access to manage your finances from anywhere. With features like mobile payments and electronic statements, we ensure your banking experience is both efficient and user-friendly. Join us at Hudson Valley Credit Union where you can experience personalized service and a commitment to your financial success. We're excited for you to become part of our story! For more information or assistance, feel free to reach out at 800-468-3011 or explore our offerings on our website. Together, let's build a brighter financial future!

Our Mission

At Hudson Valley, our mission is straightforward: to empower our members through excellent financial services while actively contributing to the well-being of our community. We believe that banking should be about more than just transactions; it's about building relationships and creating opportunities. We offer a wide range of products tailored to meet your needs from checking and savings accounts to auto loans and mortgage refinancing. While members can visit us at 1704 Western Ave Ste 7 for all their banking needs, official correspondence should be sent to the same address for your convenience.

Our Story

Hudson Valley Credit Union began as a small initiative aimed at helping individuals and families achieve their financial goals. Over the decades, we have grown significantly, not just in numbers but in our commitment to our community. Our branch is located at 1704 Western Ave Ste 7, Albany, NY 12203, conveniently situated near local landmarks that make us accessible to everyone. Whether you're stopping by for personal banking or seeking assistance with loans and credit cards, our team is here to support you.

Branch Location & Accessibility

Convenient Location

Situated near popular landmarks like the Crossgates Mall and just a short drive from downtown Albany, our branch is perfectly positioned for all your banking needs. With ample parking available right outside our doors, visiting us is hassle-free. We also have features in place to make our location accessible for everyone, including ADA-compliant entrances and ramps.

Get in Touch

Have questions? Feel free to give us a call at 800-468-3011. We invite you to come visit us soon we're excited to meet you and help you with all your banking needs!

Operating Hours

We understand that life can get busy, so we've designed our hours to fit your schedule. Stop by Monday through Thursday from 9 AM to 4 PM, Friday from 9 AM to 5 PM, or Saturday mornings from 9 AM to 12 PM. Our dedicated team is ready to assist you during these times!

Services Offered

At Hudson Valley, we offer a variety of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have what you need to achieve your financial goals. Plus, with ATM availability on-site, accessing cash is quick and easy. While members can visit us at our Albany branch address, any official correspondence should be sent to the same address: 1704 Western Ave Ste 7, Albany, NY 12203.

Member Eligibility

At Hudson Valley, we're excited to welcome you into our vibrant community! Becoming a member is an easy and rewarding process that allows you to enjoy a range of financial benefits tailored just for you. If you live, work, or worship in Albany County, or have family members who are already members, you're eligible to join us. We believe in fostering connections and supporting our members' financial journeys. To learn more about the specific criteria and ensure you meet all the requirements, feel free to check out our detailed eligibility page at http://www.hvcu.org/about-us/membership/. Ready to take the next step? Opening an account with us is simple! Just visit http://www.hvcu.org/personal/borrow/apply-for-a-loan/ for all the details on how to get started. If you have any questions or need assistance, don't hesitate to reach out at (800) 468-3011. We're here to help you every step of the way as you join our family at Hudson Valley, located at 1704 Western Ave Ste 7 Albany Ny 12203. Welcome aboard!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, our merchant services make everyday transactions easier for your business. Imagine a customer walking into your store ready to buy, but they don't have cash. With our merchant services, you can accept card payments seamlessly keeping the sale on track and enhancing customer satisfaction. Let us be your partner in success at Hudson Valley, located at 1704 Western Ave Ste 7 Albany Ny 12203, Albany, NY. Together, we can build a brighter future for your business.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $649 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $370,599,966, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Your Funds

Convenience is key in today's fast-paced world. That's why we provide ATM & Cash Withdrawal Services, ensuring you have access to cash when you need it most. With basic ATM access for withdrawals and balance checks available at various locations, managing your money is simple. At Hudson Valley, we pride ourselves on not just being a bank but being a partner in your financial journey. Our friendly team is always ready to assist you with any questions or concerns. Ready to take the next step? Visit us at our Albany branch or call us at 800-468-3011 today! Discover how Hudson Valley can help simplify your financial life and provide the support you deserve. For more information about our services, check out our website at hvcu.org.

Business Banking Solutions

For our business members, we offer tailored solutions like Merchant Services & Business Loans that can help fuel growth and streamline operations. Whether you're starting a new venture or looking to expand, we're here to support your business journey.

Credit Cards with Rewards

Who doesn't love rewards? Our Credit Cards with Rewards allow you to earn points on everyday purchases. These points can be redeemed for travel, merchandise, or even cash back! It's an easy way to make your spending work harder for you.

Loans and Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options offer competitive rates to help get you on the road without breaking the bank. If you're considering homeownership or refinancing an existing mortgage, our Mortgage Loans & Refinancing services can guide you through the process smoothly. We also provide Personal Loans & Debt Consolidation solutions, making it easier for you to manage expenses or consolidate debt into one manageable payment.

Personal Banking

We understand that everyone has unique financial goals. That's why our Personal Banking services include Checking & Savings Accounts that fit your lifestyle. Imagine being able to easily access your funds through our user-friendly Online & Mobile Banking options. With just a few taps on your phone or clicks on your computer, you can check balances, transfer money, and manage your accounts from anywhere.

Digital & Online Banking

Key Services

You can start by visiting our online banking portal at https://www.hvcu.org/. Here, you'll find everything you need at your fingertips. Whether you want to check your balance, transfer money between accounts, or pay bills, it's all available 24/7. Our platform also supports person-to-person transfers, making it easy to send money to friends or family with just a few clicks. Security is a top priority for us. We utilize electronic signature authorization to ensure that your transactions are protected, so you can bank with confidence. Plus, e-statements are available, providing an eco-friendly way to keep track of your finances without the clutter of paper statements.

Mobile Banking Features

For those on the go, our mobile application is ready for download, bringing all these features directly to your smartphone. You can make mobile payments effortlessly just another way we make your banking experience more convenient. With these tools, you can manage your accounts in real time. Need to deposit a check? Simply use the app! Want to review recent transactions? It's all right there for you. In summary, at Hudson Valley, we prioritize accessibility and user-friendliness in our digital banking services. We strive to make sure that whether you're at home or out and about, you have the tools necessary for effective account management right at your fingertips. Discover how easy banking can be today!

Financial Strength

At Hudson Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our solid financial footing, you can trust that your money is in safe hands. With a net worth of $830,246,930, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,144 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,518,739,169 in share certificates and $479,756,837 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $97,785,769, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $826,871,032 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $37,128 in used auto loans and $4,363,178,243 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 919 full-time employees and 36 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $10,666,529. Total Share and Deposit Accounts: 745,634, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hudson Valley is your trusted partner. Visit us at 1704 Western Ave Ste 7 Albany Ny 12203 or call (800) 468-3011 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $706,623,756 in used vehicle loans and $366,474,958 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, we have options that can fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $370,599,966 provide the capital needed to grow and expand. We know how essential it is for businesses to have access to funds when they need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $606,444,034, make buying or refinancing simple. We provide guidance through every step of the process to ensure you understand your options and can make informed decisions.

Refinancing Options

If you're considering refinancing your existing loans or mortgages, we can help. Our team will work with you to assess your current situation and find solutions that could save you money over time. We encourage you to reach out with any questions or if you want to learn more about our loan offerings. You can contact us at 800-468-3011 or visit us at 1704 Western Ave Ste 7 Albany NY 12203. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan products today and see how we can assist you in achieving your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $115,791,424 in loans helping members manage their finances effectively. These credit cards come with competitive rates and no hidden fees ideal for those looking to maintain flexibility in their spending.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for every user. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly and confidently. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how using LendMesh can lead to significant savings and better loan terms. Ready to find your best loan options? Compare real-time loan offers today at LendMesh and discover competitive rates tailored for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users can expect fair and transparent offers tailored to their needs. By relying solely on verified lenders, LendMesh guarantees that the information you receive is accurate and up-to-date.

Hudson Valley

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Focus

Embracing Innovation

Our Mission

Our Story

Branch Location & Accessibility

Convenient Location

Get in Touch

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work for You

Tailored Loan Solutions

Comprehensive List Of Services

Accessing Your Funds

Business Banking Solutions

Credit Cards with Rewards

Loans and Financing

Personal Banking

Digital & Online Banking

Key Services

Mobile Banking Features

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

Join Our Community