Grow Financial Hudson Valley Albany NY Credit Union | Low Mortgage Rates & Affordable Auto Loans

Introduction

Welcome to Hudson Valley, your trusted partner in financial wellness located at 1704 Western Ave Ste 7, Albany, NY 12203. Since our establishment in 1963, we have proudly served our community, growing to a membership base of 384,243 individuals who rely on us for their financial needs. Our commitment to providing exceptional service is evident in our total assets of an impressive $7,950,252,098 and total deposits amounting to $551,651,308. At Hudson Valley, we believe that every member deserves access to personalized banking solutions that empower them financially. Whether you're looking for auto loans, mortgages, or business banking services, our dedicated team is here to guide you through every step. Under the leadership of our CEO Jonathan Roberts and Board President Jay Pantaleo, we ensure that our members receive not just services but also valuable advice tailored to their unique situations. While you can visit us at the address mentioned above for all your banking needs, please note that any official correspondence should be directed to the same mailing address: 1704 Western Ave Ste 7, Albany, NY 12203. As a community-focused credit union with a net worth of $826,988,591, we are proud of our strong foundation and dedication to sustainable growth. With over 1,068 employees ready to assist you during our operating hours from Monday to Friday (9 AM - 5 PM) and Saturdays (9 AM - 12 PM), we invite you to experience the difference at Hudson Valley. Ready to take the next step towards achieving your financial goals? Call us today at 800-468-3011 or visit our website at hvcu.org for more information on how we can serve you better!

Branch History & Mission

Hudson Valley Credit Union has a rich history rooted in community service and member support. Established in 1963, we have grown from our humble beginnings to become a trusted financial partner for over 384,000 members in Albany, NY. Our branch is conveniently located at 1704 Western Ave Ste 7, Albany, NY 12203, a place where members can easily access our services while being close to local landmarks. Throughout the years, Hudson Valley has evolved significantly. We began with a small membership and limited resources but have expanded our offerings to include a wide range of financial services. Today, we proudly manage total assets of over $7.95 billion, demonstrating our commitment to providing stability and support for our members' financial journeys. Our mission is simple yet impactful: to empower our members by offering personalized financial solutions that foster growth and prosperity. We believe in serving not just as a bank but as a vital part of the community. This commitment drives us to actively engage in outreach programs, partnerships with local organizations, and initiatives that enhance the lives of those we serve. While you can visit us at our branch location for your banking needs, official correspondence should be sent to our mailing address at 1704 Western Ave Ste 7, Albany, NY 12203. Our operating hours are designed with your convenience in mind: Monday through Thursday from 9 AM to 4 PM, Friday from 9 AM to 5 PM, and Saturday from 9 AM to 12 PM. At Hudson Valley Credit Union, we embrace technology while ensuring accessibility for everyone. Our digital platforms include online banking and mobile payments that make managing your finances easier than ever. We also offer ADA-compliant services because every member deserves equal access to financial resources. As we continue to grow and adapt to the changing needs of our community, we invite you to join us on this journey. Experience the benefits of becoming a member at Hudson Valley Credit Union; together, we can build a brighter financial future for everyone in Albany and beyond. For more information about membership or to open an account, please call us at 800-468-3011 or visit our website at hvcu.org.

Branch Location & Accessibility

Accessibility Features

Our location is designed with accessibility in mind. We ensure that everyone can visit us comfortably, featuring ADA-compliant entrances and ramps. Plus, there's ample parking available right outside the branch for your convenience.

Contact Us

Have questions? Feel free to give us a call at 800-468-3011. Our dedicated team is always ready to assist you. We invite you to stop by soon and experience the warm welcome of Hudson Valley's Guilderland branch!

Operating Hours

We know your time is valuable! That's why our doors are open Monday through Thursday from 9 AM to 4 PM, Friday from 9 AM to 5 PM, and Saturday from 9 AM to 12 PM. This allows you the flexibility to come by when it fits your schedule best.

Services Offered

At Hudson Valley's Guilderland branch, we offer a range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we are committed to providing exceptional service. Don't forget about our ATM availability for quick cash withdrawals and balance checks! While members can visit us at 1704 Western Ave Ste 7 for all their banking needs, official correspondence should be sent to the same address as well.

Member Eligibility

Joining the Hudson Valley family is a wonderful way to step into a community that truly cares about its members. At Hudson Valley, we believe that everyone deserves access to financial services tailored to their needs. To become a member, you just need to meet a few simple eligibility criteria. Generally, anyone who lives, works, worships, or attends school in Albany County can join us. We also welcome immediate family members of current members, making it easy for you to share the benefits of membership with your loved ones. If you'd like to explore more about the specifics, please visit our detailed eligibility page at http://www.hvcu.org/about-us/membership/. Getting started is straightforward! Once you determine your eligibility, opening an account with us is just a few clicks away. Our friendly team is ready to assist you every step of the way. If you have any questions or need assistance, don't hesitate to reach out at (800) 468-3011. We're excited to welcome you into our community at 1704 Western Ave Ste 7 Albany Ny 12203 and help you take advantage of all the great services we offer!

Business Banking & Commercial Services

Business Loans That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $937 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $70 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $543,623,873, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer merchant services tailored to your needs. Imagine being able to process payments effortlessly, whether you're at a busy marketplace or managing your online store. Our tools simplify transactions, allowing you more time to focus on what matters growing your business. Located at 1704 Western Ave Ste 7 Albany Ny 12203 in Albany, NY, we invite you to explore how our business banking solutions can support your entrepreneurial journey. Connect with us today at (800) 468-3011 or visit our website at https://www.hvcu.org/ for more information!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, our Business Banking solutions include essential tools like Merchant Services & Business Loans. Whether you're starting a new venture or expanding an existing one, we have the resources to help your business thrive.

Credit Solutions

Managing debt can feel overwhelming, but with our Personal Loans & Debt Consolidation, you can take control of your finances. We also offer Credit Cards with Rewards that allow you to earn benefits on everyday purchases, making each transaction work for you.

Digital and Convenient Banking Options

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking services let you manage your accounts anytime and anywhere. You can easily check balances, transfer funds, and pay bills right from your smartphone or computer. Plus, with our ATM & Cash Withdrawal Services, accessing cash is quick and hassle-free. If you're ever in need of assistance or have questions about our services, don't hesitate to reach out! You can contact us at (800) 468-3011 during our operating hours: M-Th 9-4, F 9-5, and S 9-12. At Hudson Valley, we strive to empower our members by offering comprehensive financial solutions that are both accessible and easy to use. Ready to take the next step? Visit us today at 1704 Western Ave Ste 7 Albany Ny 12203 or check out our website at https://www.hvcu.org/ for more information on how we can assist you in achieving your financial goals!

Personal Banking

Whether you're opening your first checking account or looking for ways to save for future goals, we offer Personal Banking services that make it simple. You can choose from various Checking & Savings Accounts designed to fit different lifestyles. For those considering purchasing a new car or refinancing an existing loan, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms. If you're dreaming of homeownership, our Mortgage Loans & Refinancing services are here to guide you through the process, ensuring you find the right solution for your budget.

Digital & Online Banking

Key Features for Your Convenience

Our online banking features are tailored with you in mind. You can enjoy electronic statements, which not only reduce paper clutter but also allow you to access your financial information anytime with just a few clicks. Plus, if you're ever in a hurry, our mobile payments feature lets you pay for purchases directly from your smartphone. Need to send money to friends or family? Our person-to-person transfer service makes it simple and quick. All these features are easily accessible through our user-friendly mobile application, available on both Android and iOS platforms. This means you can manage your account on the go, giving you real-time control over your finances.

Security You Can Trust

We prioritize your security with advanced protection measures. With electronic signature authorization available, signing documents is not only fast but also safe. Our system is designed to keep your information secure while providing easy access when you need it most. Whether you're at home or on the move, Hudson Valley ensures that banking is convenient without sacrificing safety. Explore all our digital banking options today by visiting us at https://www.hvcu.org/ and experience how effortless managing your finances can be!

Financial Strength

At Hudson Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a robust financial foundation, we are committed to providing you with the best possible banking experience. With a net worth of $826,988,591, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.97% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,639,711,263 in share certificates and $515,764,929 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $88,264,454, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $823,612,693 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports your financial goals with $38,353 in used auto loans and $4,820,998,339 in total loans and leases. Our commitment to operational efficiency is reflected in our $3,825,274, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,025 full-time employees and 43 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $5,858,924. Total Share Accounts: 774,707, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hudson Valley is your trusted partner. Visit us at 1704 Western Ave Ste 7 Albany Ny 12203 or call (800) 468-3011 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $744,069,426 in used vehicle loans and $352,531,568 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our flexible terms can accommodate your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $543,623,873 provide the capital needed to grow and expand your business. We understand that having access to funds can be crucial for success in today's market.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $670,790,382, which provide an excellent solution for both first-time buyers and those looking to refinance their existing mortgages.

Refinancing Options

If you're considering refinancing any of your current loans or exploring eligibility options for any of our products, we encourage you to reach out. Our team is ready to assist you in finding solutions tailored specifically to your financial situation. At Hudson Valley, we're committed to providing exceptional service and lending options that work for you. To learn more about our loan offerings or apply for one today, please call us at 800-468-3011 or visit us online at Hudson Valley. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $118,325,582 in loans helping members manage their finances effectively. This product allows you the freedom to make purchases while enjoying competitive rates and manageable payment plans.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: Unlike some comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that truly reflect the best options available to borrowers. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, empowering them to make well-informed decisions without delay. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights how effective and valuable the platform is for those navigating the loan market. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This compliance guarantees that users receive fair and transparent offers. LendMesh focuses on delivering accurate information by maintaining relationships with trusted financial institutions and regularly updating its database.

HUDSON VALLEY FEDERAL CREDIT UNION - Albany, NY

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Albany, NY (12203)

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Contact Us

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loans That Drive Growth

Practical Merchant Services

Comprehensive List Of Services

Business Banking

Credit Solutions

Digital and Convenient Banking Options

Personal Banking

Digital & Online Banking

Key Features for Your Convenience

Security You Can Trust

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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