Hudson River Community Credit Union Glens Falls NY | Best Auto Loans & Business Banking

Introduction

Welcome to Hudson River Community, your trusted partner in financial wellness, located right at the heart of Glens Falls at 160 Broad St, Glens Falls, NY 12801. Since our establishment in 1954, we have been dedicated to serving our community with a strong commitment to providing exceptional financial services and support. With a proud membership of 32,775 individuals, we strive to offer personalized banking experiences that truly cater to your needs. At Hudson River Community, we believe in making banking accessible and beneficial for everyone. Our total assets stand impressively at $325,598,131, reflecting our stability and ability to support our members effectively. We also have $13,075,256 in total deposits, ensuring that your hard-earned money is safe and sound with us. Whether you are looking for an auto loan or need assistance with personal banking services, our team is here to help you every step of the way. Our leadership under CEO Susan Commanda and Board President Charles Pasquarell ensures that we stay focused on our mission: enhancing the financial well-being of our members while contributing positively to the community. With a dedicated staff of 76 employees, we are always ready to assist you with whatever you may need. While members can visit us at our branch address, official correspondence should be sent to 160 Broad St, Glens Falls, NY 12804. You can reach us easily at 518-743-0561 for any inquiries or assistance. Explore how Hudson River Community can help you achieve your financial goals by visiting our website at hrccu.org. We invite you to come by or give us a call today your journey towards smarter banking starts here!

Branch History & Mission

Community Commitment

We believe in giving back to the communities we serve. Our partnerships with local organizations allow us to participate in various outreach efforts that uplift those around us. Whether through financial education programs or local charity events, Hudson River Community is dedicated to making a positive impact in Glens Falls and beyond. As we look toward the future, we remain committed to adapting with technological advancements while ensuring all services meet ADA compliance standards for accessibility. Our digital offerings include online banking and mobile payments, making it easier than ever for members to manage their finances. Join us at Hudson River Community as we continue this incredible journey together. Experience firsthand how we're more than just a credit union we're your neighbors working towards a brighter future for everyone. If you're ready to take the next step in your financial journey or if you have any questions about our services, don't hesitate! Call us today at 518-743-0561 or visit us online at hrccu.org. Together, let's build a thriving community!

Our Mission

Hudson River Community's mission is simple yet powerful: to provide quality financial services while supporting the growth and well-being of our community. We offer a wide range of services including personal banking, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. We strive to empower our members by offering tools that help them achieve their financial goals. Our branch operates with a strong focus on customer service. With hours designed to accommodate your schedule Monday from 8 AM to 4 PM; Tuesday and Wednesday from 9 AM to 4 PM; Thursday from 9 AM to 5 PM; Friday from 9 AM to 6 PM; and Saturday from 9 AM to 1 PM we're here when you need us. Plus, our drive-thru service and ATM availability make banking convenient for everyone.

Branch Location & Accessibility

Accessibility and Convenience

We understand how important accessibility is for our members. Our branch is designed with ADA compliance in mind, featuring ramps and accessible entrances to ensure everyone can visit us comfortably. Parking is readily available, so you won't have to worry about finding a spot when you arrive.

Operating Hours

We strive to accommodate your busy schedule. You can visit us Monday from 8 AM to 4 PM, Tuesday and Wednesday from 9 AM to 4 PM, Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Our friendly staff is here during these hours ready to help you with everything from personal banking services like checking and savings accounts to auto loans and credit cards with rewards.

Services Offered

At Hudson River Community, we take pride in offering a wide range of services tailored to meet your financial needs. From personal loans and debt consolidation options to business banking solutions, we have something for everyone. Plus, our drive-thru service allows you to complete simple transactions without leaving your vehicle perfect for those on the go! And don't forget about our convenient ATM access! Available on-site, it's easy for you to withdraw cash or check balances anytime you need. We invite you to stop by or call us at 518-743-0561 if you have any questions or need assistance. At Hudson River Community, we're here for you every step of the way!

Member Eligibility

Becoming a member of Hudson River Community feels like joining a welcoming family where your financial needs come first. If you're looking to become part of our community, you'll find that eligibility is designed to be inclusive and straightforward. Generally, anyone who lives, works, worships, or attends school in the Glens Falls area can join us. This means whether you're a local resident or just passing through, you have the opportunity to enjoy our range of services tailored just for you. At Hudson River Community, we pride ourselves on being more than just a financial institution; we are your partners in achieving your goals. From competitive loan rates to personalized banking options, our offerings are crafted to help you thrive. To start the journey toward membership, simply visit us at 160 Broad St Glens Falls Ny 12801, or feel free to give us a call at (518) 743-0561 for any questions. For detailed eligibility criteria and updates, check out our website at . Ready to open an account? Visit us online at https://www.billerpayments.com/app/enrolledwebui/#/login ?bsn=hrcculnpymnts and take the first step toward becoming part of something special!

Business Banking & Commercial Services

Member and Non-Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $6 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $545,003, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan offerings, we provide essential merchant services that streamline your payment processes. Imagine a local bakery that can now accept credit cards easily. This not only boosts sales but also enhances customer satisfaction. Our merchant services ensure that your business runs smoothly, allowing you to focus on what you do best serving your customers. Located at 160 Broad St Glens Falls Ny 12801 in Glens Falls, NY, we're here to partner with you on your journey toward success. Reach out today at (518) 743-0561 to learn more about how our business banking services can benefit you!

Comprehensive List Of Services

Additional Services at Your Fingertips

We also provide basic drive-thru banking for simple transactions like deposits and withdrawals, making it easy for you when you're on the go. Our friendly staff is always ready to assist you during regular operating hours Monday through Saturday ensuring that all your banking needs are met promptly. At Hudson River Community, we strive to create an environment where our members feel valued and supported in their financial journeys. We invite you to visit us at 160 Broad St or give us a call at 518-743-0561 to learn more about how we can assist you today! Take the first step toward financial well-being by exploring all the services we offer. Visit us online at hrccu.org or stop by our branch we're here for you!

Business Banking Support

For local business owners, we offer specialized services including merchant services and business loans. We understand the challenges of running a business and aim to support your growth with financial products tailored to meet those needs.

Digital Banking Convenience

In today's fast-paced world, having access to online and mobile banking is essential. Our digital banking features allow you to manage your accounts from anywhere at any time. You can easily check balances, transfer funds, and even make person-to-person payments all from the palm of your hand. Plus, with ATM access for withdrawals and balance checks, managing your money has never been more straightforward.

Personal Banking Made Easy

Our personal banking services are designed with your convenience in mind. If you're looking for a reliable checking or savings account, we offer options that fit various lifestyles and financial goals. Need a new vehicle? Consider our auto loans and vehicle financing solutions that help make car ownership affordable. For those planning to buy a home, our mortgage loans and refinancing options can ease the journey toward your dream home. If unexpected expenses arise or if you're looking to consolidate debt, our personal loans provide flexible terms to help you manage your finances better. And let's not forget about rewards our credit cards come with perks that can benefit you daily.

Digital & Online Banking

Key Services

Our online banking platform allows you to manage your accounts with just a few clicks. You can view your balances, transfer funds, and pay bills without stepping foot outside your home. Plus, with electronic signature authorization, signing documents is quick and hassle-free, ensuring you can complete transactions securely from the comfort of your own space. For those who prefer paperless options, we offer e-statements that keep you informed about your account activity while helping the environment. You can easily access these statements through our online portal, providing a clear picture of your finances without the clutter.

Mobile Banking Features

On the go? Our mobile application is available for download, allowing you to bank directly from your smartphone or tablet. You can make mobile payments seamlessly, which means no more fumbling for cash or cards just tap and go! Additionally, our person-to-person transfer feature makes it easy to send money to friends or family in real time. Whether you're checking balances during a lunch break or paying bills late at night, our user-friendly interface ensures that managing your finances is as straightforward as possible. With the peace of mind that comes from knowing all transactions are protected with top-notch security measures, you can focus on what really matters. Experience the future of banking today with Hudson River Community where convenience meets security at every turn!

Financial Strength

Commitment to Growth

With $48,523,026 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is evident with $34,615,376 in used auto loans and a total of $283,338,373 in loans and leases available for our members' financial goals across various sectors.

Member Savings and Investments

We are dedicated to securing your savings. Members' funds are protected through $60,902,674 in share certificates and $6,950,660 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $745,469, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $2,808,072 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 73 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team committed to your needs.

Our Financial Health

With a net worth of $52,326,948, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Additionally, our net worth ratio of 16.07% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Membership Base

With a total of 46,260 share accounts, we have built a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $1,011,290, further emphasizing our commitment to providing resources for our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hudson River Community is your trusted partner. Visit us at 160 Broad St Glens Falls NY 12801 or call 518-743-0561 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We've already issued over $56,715,107 in used vehicle loans and $36,412,376 in new vehicle loans, helping members get on the road with ease. Whether you're purchasing a new or used vehicle, our financing options are tailored to fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $17,428,102. With flexible terms and guidance throughout the process, we aim to make your home-buying experience as smooth as possible.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $7,718,203 in unsecured credit card loans available to our members, you can enjoy the freedom of managing your finances effectively without the burden of high-interest rates. For those interested in refinancing options or checking eligibility for any of our loan products, we encourage you to reach out to us at 518-743-0561 or visit us at 160 Broad St, Glens Falls NY 12801. Our team is dedicated to helping you find the right financial solutions tailored just for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan offerings today and take a step towards achieving your financial dreams with Hudson River Community!

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HUDSON RIVER COMMUNITY CREDIT UNION - Glens Falls, NY