Hudson River Community Credit Union Corinth NY

Introduction

Welcome to Hudson River Community at our Operations Center in beautiful Corinth, NY. Established in 1954, we have been serving our community for decades, helping over 32,775 members achieve their financial goals. Our commitment goes beyond just banking; it's about building lasting relationships and supporting our members every step of the way. Located at 1 3Rd St, we invite you to visit us for personalized service tailored to your unique needs. For any official correspondence, please send your mail to One Third Street, Corinth, NY 12822. With total assets exceeding $325 million, we pride ourselves on being a stable and reliable financial partner. Our strong net worth of $52,326,948 reflects our dedication to sound management and growth. At Hudson River Community, we believe in empowering our members through accessible loans and financial services. With over 16,033 loans and leases provided, including a variety of options from auto loans to credit cards, we are here to support your aspirations. Our total deposits stand at an impressive $13,075,256, showcasing the trust placed in us by our valued members. Our team of 76 dedicated employees, led by CEO Susan Commanda and Board President Charles Pasquarell, is committed to ensuring you receive exceptional service. We aim to create an environment where you feel secure and valued as part of our community. Explore the many ways we can assist you by visiting our website at hrccu.org or giving us a call at 518-886-3400. Whether you're looking to open an account or need assistance with existing services, we're here for you! Join us today and experience the difference that a community-focused credit union can make in your financial journey.

Branch History & Mission

Hudson River Community has a rich legacy that began in 1954, when it first opened its doors in Corinth, NY. Over the decades, this credit union has grown significantly, now serving a vibrant membership of over 32,000 individuals. Our commitment to providing accessible and affordable financial services has allowed us to build strong relationships within the community. Located at 1 3Rd St, Corinth, NY 12822, Hudson River Community is more than just a financial institution; we are your neighbors and partners in growth. Our headquarters in Corinth reflects our deep roots in the area and our dedication to supporting local residents. While members can visit us at our branch location, official correspondence should be sent to One Third Street, Corinth, NY 12822. The mission of Hudson River Community is clear: we strive to empower our members through comprehensive financial solutions while fostering a spirit of community support. We believe that everyone deserves access to quality financial services that help them achieve their goals. Whether it's securing a loan for a new vehicle or saving for future dreams, we are here every step of the way. With total assets exceeding $325 million, we pride ourselves on being a stable and reliable resource for our members. Our focus on customer-centric initiatives includes modern conveniences like online banking and mobile payments, ensuring that managing your finances is as easy as possible. While we currently do not offer ATM or drive-thru services, our lobby hours are designed to accommodate busy schedules open Monday through Friday from 8 AM to 5 PM. Hudson River Community actively engages with local organizations and initiatives to give back to our community. By partnering with various outreach programs, we aim to make a positive impact on the lives of those around us. We understand that financial health goes hand in hand with community well-being. As we look toward the future, Hudson River Community remains committed to our core values of trust, integrity, and service. We invite you to join us on this journey experience the difference that comes from being part of a credit union dedicated not only to your financial success but also to the growth of our entire community. For more information about becoming a member or accessing our services, please call us at 518-886-3400 or visit our website at hrccu.org. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Access and Features

Our location offers ample parking options so you can visit us without any hassle. We take pride in making our branch welcoming and accessible to everyone, including those who may need additional support. Our facility is ADA compliant, ensuring that all members can comfortably access our services. While you're here, feel free to explore what we have to offer! Our lobby hours are designed with your schedule in mind; we're open from 8 AM to 5 PM Monday through Friday. If you need assistance or have questions about your account, don't hesitate to call us at 518-886-3400.

Services Tailored for You

Though we currently do not have ATM services or drive-thru banking available, our friendly staff is always ready to assist you inside the branch. While members can visit us at our physical location for personal service, official correspondence should be sent to our mailing address: One Third Street, Corinth, NY 12822. At Hudson River Community, we value our members and aim to make every visit a positive experience. We invite you to stop by and discover how we can help with your banking needs today!

Member Eligibility

At Hudson River Community, we believe that joining our credit union means becoming part of a supportive family that cares about your financial well-being. If you're interested in becoming a member, the process is straightforward and welcoming. Generally, anyone who lives, works, worships, or attends school in the Corinth area is eligible to join us. This means that whether you're a long-time resident or just starting out in this vibrant community, you can take advantage of our member benefits designed to help you succeed financially. For more detailed eligibility information, feel free to check out our resource page at this link. Opening an account with us is easy and can set you on the path to achieving your financial goals. With personalized service and a variety of products tailored for our members, including loans and savings options, Hudson River Community is here to support you every step of the way. If you have any questions or need assistance, don't hesitate to reach out to us at 518-886-3400. We're excited to welcome you to our community!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that can streamline your payment processes. Imagine effortlessly accepting payments from customers whether they pay with a credit card or mobile wallet allowing you to focus on what truly matters: growing your business. Located at 1 3Rd St Corinth Ny 12822 in Corinth, NY, we're here to help you thrive. For more information, reach us at (518) 886-3400 or visit our website at https://www.hrccu.org/. Let's work together to build a brighter future for your business!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $6 in commercial loans for our members, helping businesses scale and succeed. This financial backing allows entrepreneurs to invest in new equipment, hire staff, or expand their operations. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions for those outside our membership. - With an outstanding commercial loan portfolio of $545,003, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Services

One of the key services we offer at Hudson River Community is our ATM service. We understand that having access to your money when you need it is crucial. That's why our ATMs are available for quick cash withdrawals and balance inquiries, allowing you to manage your funds without stepping into the branch. Imagine heading out for a weekend adventure or needing some cash for a spontaneous lunch with friends our ATM service ensures you're always prepared. While we currently focus on ATM services only, our commitment to enhancing your banking experience doesn't stop there. We encourage you to explore our digital banking features as well. With online banking, mobile payments, and person-to-person payment options available, you can handle transactions from the comfort of your home or on the go.

Call-to-Action

Ready to take control of your finances? Visit us at Hudson River Community Cu Operations Center or give us a call today! We look forward to serving you and helping you achieve all your financial aspirations here at Hudson River Community!

Commitment to Service

At Hudson River Community, we believe in building lasting relationships with our members. We're here not just to provide services but also to offer guidance tailored to your unique financial journey. Our staff is always ready to assist with questions about our offerings or help troubleshoot any issues that may arise. If you're interested in learning more about how we can support your financial goals or if you'd like assistance accessing our ATM services, don't hesitate to reach out! You can call us at (518) 886-3400 during our lobby hours from 8 AM to 5 PM on weekdays.

Digital Banking Features

In today's fast-paced world, convenience matters more than ever. That's why Hudson River Community offers a suite of digital tools that put banking right at your fingertips. Our online banking platform allows you to check balances, transfer funds, and pay bills easily and securely from any device. Plus, with our mobile application, you can manage your accounts wherever life takes you whether you're commuting to work or enjoying a day out with family. We're also excited about the benefits that electronic statements provide, helping you stay organized and reducing paper clutter. Our members appreciate how these features simplify their financial lives while keeping everything secure.

Digital & Online Banking

Key Services

With our online banking, you can enjoy 24/7 access to your accounts. Whether you're checking your balance, transferring money, or paying bills, everything is just a click away. Plus, our mobile application makes it even easier to handle your banking on the go. You'll never have to worry about missing a payment again. Another great feature is the ability to set up electronic signatures for documents. This means you can authorize transactions without needing to visit a branch in person perfect for busy lifestyles! You also have the option to receive e-statements, allowing you to stay organized and reduce paper clutter.

Security and Ease of Use

We prioritize your security while ensuring that our services are easy to use. Our system employs advanced measures to protect your personal information. Plus, with person-to-person transfer options available, sending money to friends or family has never been simpler. And if you're into mobile payments, we've got you covered there too! Our mobile payments feature allows you to make purchases directly from your phone securely and quickly. At Hudson River Community, we believe that banking should be accessible and efficient. Explore all that our digital and online banking services have to offer by visiting https://www.hrccu.org/ today!

Financial Strength

Growing Membership Base

The trust you place in us is evident through our growing member base. With a total of 46,260 share accounts, more people are choosing Hudson River Community as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hudson River Community is your trusted partner. Visit us at 1 3Rd St Corinth Ny 12822 or call (518) 886-3400 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Your savings are in good hands at Hudson River Community. We have secured our members' savings through $60,902,674 in share certificates and $6,950,660 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $745,469, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our success is further demonstrated by our $2,808,072, which reflects our operational efficiency. This solid performance enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 73 full-time employees and 3 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $48,523,026 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to support your financial needs is reflected in our robust lending capacity; we have $3,469 in used auto loans and $283,338,373 in total loans and leases available for various sectors.

Strong Financial Health

With a net worth of $52,326,948, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,607 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $56,715,107 in used vehicle loans and $36,412,376 in new vehicle loans already helping members get on the road. We make it easy for you to drive away with a vehicle you love.

Business Loans

For business owners, our outstanding commercial loans totaling $545,003 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our team is here to support you. Our commitment extends beyond just providing loans; we want our members to have access to resources that can help them make informed decisions about their financial futures. If you're interested in refinancing options or checking your eligibility for any of our loan products, feel free to reach out to us at 518-886-3400. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Hudson River Community guide you on your path toward achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,428,102, make buying or refinancing simple. We provide competitive rates and flexible terms to help you secure the home of your dreams.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,718,203 in loans helping members manage their finances effectively. These cards can be an excellent way to handle unexpected expenses without the hassle of high-interest debt.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent, giving users confidence in their choices.