Hudson River Community Credit Union Corinth NY | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Hudson River Community, where community spirit meets financial empowerment. Located at 312 Palmer Ave, Corinth, NY 12822, our branch has been serving members since 1954, building a legacy of trust and support for nearly seven decades. With a total membership of 32,775 and assets amounting to an impressive $325,598,131, we take pride in being a cornerstone of the Corinth community. At Hudson River Community, we understand that your financial needs are unique. Whether you're looking for personal banking solutions like checking accounts or auto loans, or business services such as merchant services and business loans, we've got you covered. Our commitment to you is reflected not only in our diverse offerings but also in our sound financial health; we hold $13,075,256 in deposits and maintain a net worth of $52,326,948. Leadership is key to our success. Under the guidance of our dedicated CEO, Susan Commanda, and Board President, Charles Pasquarell, we strive to create a welcoming environment where members can thrive. Our team of 76 employees is here to ensure you receive personalized service every time you visit or call us at 518-654-9028. While members can visit us at our branch location for day-to-day banking needs including drive-thru services and ATM access official correspondence should be sent to the same address. We invite you to explore more about our services by visiting our website at hrccu.org. Join us today and discover how Hudson River Community can help you achieve your financial goals!

Branch History & Mission

Join Us

As we look ahead to the future, we invite you to become part of the Hudson River Community family. Experience firsthand how we blend tradition with innovation in providing exceptional financial services tailored just for you. Whether you're looking to open an account or need assistance with a loan application, our friendly team is here every step of the way. Contact us today at 518-654-9028 or visit us during our operating hours Monday from 8 AM to 4 PM; Tuesday through Thursday from 9 AM to 5 PM; Friday from 9 AM to 6 PM; and Saturday from 9 AM to 1 PM. Together, let's build a brighter future!

Modern Banking Solutions

Recognizing the importance of technology in today's world, we've embraced digital advancements that provide convenience for our members. From online banking and mobile payments to e-statements and person-to-person transfers, we're here to make banking easier for you. Our branch is ADA compliant and features both ATM availability and drive-thru services for added accessibility.

Our Journey

From our humble beginnings more than six decades ago, Hudson River Community has evolved significantly. We started with a vision: to create a place where individuals and families could access affordable financial solutions and support. Over the years, we have expanded our services to include personal banking options such as checking and savings accounts, auto loans, mortgage financing, and business banking services. Today, we stand as a pillar of strength in the Corinth community. Our branch's strategic location on Palmer Ave makes it easily accessible for all members. Whether you're visiting us for a quick transaction or seeking advice on your financial journey, you will find a welcoming environment filled with knowledgeable staff ready to assist you. While members can visit us at 312 Palmer Ave, official correspondence should be sent to the same address.

Our Mission

At Hudson River Community, our mission is simple yet profound: to empower our members through financial education and superior service while fostering a strong sense of community. We believe that everyone deserves access to quality financial resources that can help them achieve their goals. Our team is committed not only to delivering excellent customer service but also to making a positive impact in the communities we serve. We actively participate in various outreach programs aimed at supporting local initiatives and enhancing financial literacy among residents. By building partnerships with local organizations and schools, we strive to create opportunities for growth and development within our community.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We offer convenient parking and ADA-compliant features, including ramps to ensure everyone can easily access our services. Plus, with our drive-thru banking option available, you can handle your transactions without leaving your vehicle perfect for those busy days!

Operating Hours

We understand that life gets busy, which is why we strive to accommodate your schedule. Our lobby hours are as follows: Monday from 8 AM to 4 PM, Tuesday and Wednesday from 9 AM to 5 PM, Thursday from 9 AM to 6 PM, and Friday from 9 AM to 6 PM. If you're looking for weekend service, swing by our drive-thru on Saturday from 9 AM to 1 PM.

Services Offered

At Hudson River Community, we provide a range of personal banking services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage options, we're here to help you achieve your financial goals. Need cash? Our ATM is available for quick withdrawals and balance checks.

Visit Us Today!

Feel free to call us at 518-654-9028 if you have any questions or need assistance before visiting. We invite you to stop by the Hudson River Community Corinth Branch today we're excited to serve you!

Member Eligibility

Joining the Hudson River Community is like becoming part of a close-knit family where your financial well-being is our priority. To become a member, you just need to meet a few simple criteria that emphasize community ties and shared values. Generally, eligibility extends to individuals who live, work, worship, or attend school in the areas we serve. This means if you're from our neighborhood or have connections here, you're likely already on your way to joining us! The benefits are numerous from competitive loan rates to personalized service that feels more like friendship than business. Opening an account is straightforward and can be done right from home. Just visit our account opening page at https://www.billerpayments.com/app/enrolledwebui/#/login?bsn=hrcculnpymnts for detailed steps. If you have any questions or want to chat about membership details, feel free to call us at 5186549028. For more information about eligibility requirements, check out our resource at https://www.hrccu.org/. We can't wait to welcome you to the Hudson River Community!

Business Banking & Commercial Services

Financing for Your Future

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $6 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $545,003, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

In addition to loans, we offer merchant services designed to streamline your payment processes. Imagine being able to accept payments effortlessly, whether in-store or online. Our services help you focus on what matters most running your business smoothly and serving your customers effectively. Located at 312 Palmer Ave Corinth Ny 12822 in Corinth, NY, our team is ready to assist you. For more information, give us a call at (518) 654-9028 or visit us online at hrccu.org. Let's work together to build the future of your business!

Comprehensive List Of Services

Accessible Services at Your Fingertips

We also provide ATM services for quick cash withdrawals and balance checks whenever you need them. For those who prefer in-person service but are short on time, our basic drive-thru banking allows you to make deposits, withdrawals, and simple transactions without leaving your car. No matter what financial service you're looking for, Hudson River Community is here to support you every step of the way. For more information or assistance with any of our services, feel free to give us a call at 518-654-9028 or visit us online at Hudson River Community. We look forward to helping you achieve your financial goals!

Business Banking Solutions

If you're a business owner, we understand that managing finances is crucial for success. Our business banking services include merchant services that facilitate easy payment processing as well as business loans to help you grow and expand your operations.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why at Hudson River Community, we offer robust online and mobile banking platforms. You can check balances, pay bills, transfer funds, and even conduct person-to-person transactions right from your smartphone or computer all while enjoying peace of mind with our secure systems.

Personal Banking Made Easy

For individuals seeking personal banking solutions, we offer various options. You can open checking and savings accounts that fit your lifestyle and help you manage your day-to-day finances efficiently. If you're thinking about buying a car, our auto loans and vehicle financing options provide flexible terms and competitive rates that can make your dream ride a reality. Looking to purchase a home? Our mortgage loans and refinancing services are designed to assist you every step of the way, ensuring you get the best deal possible. For those needing extra funds for unexpected expenses or debt consolidation, our personal loans offer straightforward terms that can ease financial burdens.

Rewarding Credit Options

Credit cards can be a valuable part of financial management, which is why we provide credit cards with rewards tailored to fit your spending habits. Earn points on everyday purchases while enjoying low-interest rates and no annual fees.

Digital & Online Banking

Enhanced Security Features

Your security is our top priority. We offer electronic signature authorization for transactions, ensuring that your approvals are safe and sound. Additionally, e-statements are available to keep your account information secure while reducing paper clutter.

Enjoy Modern Payment Options

With mobile payments enabled, you can make purchases directly from your smartphone no wallet necessary! This feature adds another layer of convenience for members on the go. Hudson River Community is committed to providing an enjoyable and user-friendly experience. Whether you're at home or out and about, managing your finances has never been easier!

Key Services Offered

Our online banking platform lets you manage your accounts with ease. You can check balances, transfer funds, and pay bills without ever stepping foot in a branch. For those who prefer using their smartphones, our mobile application makes banking even more accessible. You can also enjoy the benefits of person-to-person transfers, allowing you to send money quickly and securely to friends and family.

Financial Strength

Dedicated Team Ready to Assist You

We also take pride in having 73 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With a total of 46,260 share accounts, you can see that a strong member base trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hudson River Community is your trusted partner. Visit us at 312 Palmer Ave Corinth Ny 12822 or call (518) 654-9028 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $60,902,674 in share certificates and $6,950,660 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $745,469, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Improvement

With $48,523,026 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This continuous investment helps us adapt to your changing needs while maintaining a robust financial structure.

Strong Capital Foundation

With a net worth of $52,326,948, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,607 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Support for Your Financial Goals

With $3,469 in used auto loans and $283,338,373 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $2,808,072 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

At Hudson River Community, we understand that life can bring many financial needs. Whether you're looking to purchase a car, buy a home, or manage your everyday expenses, we have loan products tailored for you. Our commitment to helping our members achieve their financial goals is evident through our extensive loan offerings. With over 16033 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular, featuring some of the lowest rates in the industry. Looking to buy a new car? Our auto loans offer exceptional value, with $56,715,107 in used vehicle loans and $36,412,376 in new vehicle loans already helping members get on the road. Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,428,102, make buying or refinancing simple. We provide options that fit your unique situation and financial status. In addition to auto and mortgage loans, we also offer unsecured credit card loans with a total of $7,718,203 in loans helping members manage their finances effectively. These cards come with flexible terms designed to work with your budget. For business owners seeking growth opportunities, our outstanding commercial loans totaling $545,003 provide the capital needed to expand your business operations. We also recognize that sometimes refinancing can be a great way to improve your financial situation. If you're interested in exploring refinancing options or want to learn more about eligibility criteria for any of our loan products, feel free to reach out. You can contact us at 518-654-9028 or visit us at our branch located at 312 Palmer Ave Corinth Ny 12822. Our dedicated team is here to help you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Hudson River Community, we are committed to providing reliable services that meet your financial needs while ensuring you receive the support necessary for informed decisions.

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