Hud Credit Union Washington DC | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Hud, your trusted credit union located at 451 7Th St Sw Rm 3241, Washington, DC 20410. Since our establishment in 1940, we have been dedicated to serving our community with a focus on providing accessible financial solutions. With a membership of over 5,073 individuals and total assets amounting to an impressive $47,669,843, we pride ourselves on fostering strong relationships with our members. At Hud, we understand that banking should be personal and tailored to your needs. Whether you're looking for auto loans, mortgage refinancing, or simple checking and savings accounts, our team is here to help you navigate your financial journey. Under the leadership of our CEO, Roni Krupnick, and Board President, Otis Collins, we strive to create a welcoming environment where everyone feels valued. While members can visit us at our branch location, official correspondence should be sent to P O Box 23273, Washington, DC 20026. We invite you to explore our wide range of services including online and mobile banking options that make managing your finances easier than ever. With total deposits of $3,111,347 and a net worth of $2,487,545, Hud is committed to maintaining the financial health of our institution so we can continue supporting you. Our cash in hand stands at $145,777, ensuring we are well-positioned to meet your needs promptly. We encourage you to connect with us today by calling 202-863-2800. Let us show you how Hud can help you achieve your financial goals! Visit our website at hudfcu.org for more information about membership eligibility and account openings. Join us in building a brighter financial future together!

Branch History & Mission

Commitment to Innovation

We understand that convenience is key in today's fast-paced world. That's why we've embraced digital advancements like online banking and mobile payments, allowing you to manage your finances anytime, anywhere. Our ADA-compliant facilities ensure everyone feels welcome at our branch. Additionally, we offer an ATM for easy cash access.

Join Us

As we look toward the future, we invite you to be part of this incredible journey with us. Whether you're seeking a new account or exploring loan options, our dedicated team is here to assist you every step of the way. Experience the benefits of membership with Hud where your financial well-being is our top priority. Feel free to reach out at (202) 863-2800 during our operating hours from 8:00 am to 4:30 pm on weekdays. Together, let's build a stronger community!

Our Mission

Our mission is simple yet powerful: to empower our members through affordable financial solutions and community support. At Hud, we believe that everyone deserves access to quality banking services, whether it's personal checking and savings accounts, auto loans, or business banking options. We aim to foster economic growth by offering competitive products and services tailored to meet the unique needs of our members. In addition to providing essential financial services, we are deeply committed to giving back to the community. Through various outreach initiatives and partnerships with local organizations, we strive to make a positive impact in the lives of those around us.

Branch Location & Accessibility

Accessibility Features

Accessibility is a priority at Hud. Our location complies with ADA standards, featuring ramps and other accommodations to ensure everyone can access our services comfortably. We want all members of our community to feel welcome and supported when they visit us.

Conveniently Located Near Landmarks

Situated near local landmarks, our branch is easy to find and reach. We are just a short distance from key areas in District of Columbia, making it a breeze for residents and visitors alike to drop by. Plus, we offer ample parking options nearby so you can park with ease during your visit.

Operating Hours That Fit Your Schedule

Our lobby hours are designed to be convenient for your busy lifestyle. We're open Monday through Friday from 8:00 am to 4:30 pm, giving you plenty of time to stop by after work or during lunch breaks. If you're looking for assistance or have questions about our offerings, don't hesitate to reach out at (202) 863-2800.

Services Tailored Just for You

At Hud, we provide a variety of personal banking services including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and more. While we don't have drive-thru service available at this location, we do offer ATM access for quick cash withdrawals and balance checks. We invite you to come visit us at Hud today! Our friendly staff is ready to assist you with all your banking needs. Whether you're opening an account or discussing loan options, we're here to help every step of the way. Don't hesitate stop by or give us a call today!

Member Eligibility

At Hud, we believe that joining our community is like stepping into a family where everyone supports each other. Becoming a member is simple and welcoming! If you live, work, or worship in the Washington, DC area, you're likely eligible to join us. We also welcome family members of current members. By choosing Hud, you gain access to a variety of benefits tailored to your financial needs, including competitive loan rates, personalized service, and a commitment to your financial well-being. Ready to take the next step? Opening an account with us is an easy process. You can find all the details about eligibility and how to become a member by visiting our website at http://www.hudfcu.org/about/membership/. If you have any questions or need assistance, don't hesitate to give us a call at (202) 863-2800. We're excited to welcome you to Hud at 451 7Th St Sw Rm 3241 Washington Dc 20410!

Business Banking & Commercial Services

Merchant Services That Work

In addition to loan options, we offer merchant services designed to simplify your operations. Imagine being able to process payments seamlessly from anywhere whether you're at a bustling market or running an online store. Our merchant services help you accept payments quickly and securely, giving you more time to focus on what you do best growing your business. Located conveniently at 451 7Th St Sw Rm 3241 Washington Dc 20410, Washington, DC, our team is here to assist you in navigating your business financial needs. Contact us today at (202) 863-2800 to explore how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, you'll appreciate our merchant services and business loans designed specifically for entrepreneurs like you. We understand that managing a business requires flexible banking solutions, and our team is ready to assist with everything from opening a business account to securing funding for expansion.

Credit Options Tailored to You

We know life can throw unexpected expenses your way, which is why our personal loans and debt consolidation services are there to support you during tough times. Whether it's medical bills or home repairs, we've got your back. Plus, our credit cards come with rewards that allow you to earn while you spend imagine getting cash back on everyday purchases!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking features that let you manage your finances anytime, anywhere. Need to check your balance? Make transfers? Or send money to friends? You can do all this through our user-friendly app or website. With ATM services readily available, accessing cash has never been easier.

Get in Touch

We're proud to be part of the Washington community and look forward to helping you with all your financial needs. If you're interested in learning more about how Hud can support you on your financial journey, don't hesitate to reach out! Call us at (202) 863-2800 or visit us online at Hud. Let's take the next step together!

Personal Banking Solutions

Starting with personal banking, we offer various checking and savings accounts that fit different lifestyles. Imagine having an account that not only keeps your money safe but also earns you interest over time. Our team can guide you through the options available, ensuring you find the right fit for your daily needs. When it comes to bigger purchases, our auto loans and vehicle financing make it easier for you to drive away in your dream car. Picture yourself behind the wheel of a new vehicle without the stress of high payments; that's what we aim to provide. We also understand that home is where the heart is, so our mortgage loans and refinancing options are designed to help you secure a roof over your head at a rate that works for you.

Digital & Online Banking

Key Features for Your Convenience

You'll love the flexibility that comes with our Mobile Application. This handy tool allows you to perform banking tasks right from your smartphone, including making Mobile Payments for quick transactions. Plus, if you're looking to send money to friends or family, our Person-to-Person Transfers feature ensures that you can do so effortlessly. For those who prefer to keep track of their statements electronically, we also provide E-Statements Availability, which means no more paper clutter! You can view your statements securely online whenever you need them. And while we currently do not support Electronic Signature Authorization, rest assured that your security is always our top priority.

Stay Connected and In Control

Managing your accounts has never been easier. With Hud, you have real-time access to all your financial information at your fingertips. Our tools are designed to help you stay organized and make informed decisions about your money. If you have any questions or need assistance, don't hesitate to reach out we're here for you! Experience the ease of modern banking with us today! Visit https://www.hudfcu.org/ to get started on managing your finances online with confidence.

Financial Strength

A Solid Foundation

With a net worth of $2,487,545, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 5.19% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share Accounts stand at 5,492, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $0, further underscoring our commitment to your success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hud is your trusted partner. Visit us at 451 7Th St Sw Rm 3241 Washington Dc 20410 or call (202) 863-2800 to learn more about how we can help you achieve your financial goals.

Member Savings Are Secure

Members' savings are secured through $8,030,700 in share certificates and $3,207,717 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $-$34,837, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees and 1 part-time employees dedicated to serving you with expertise and care.

Reinvesting for Your Benefit

With $2,246,374 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as we currently have $42 in used auto loans and $34,754,330 in total loans and leases available to support your financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $580,979 in used vehicle loans and $5,001,328 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, making it easier for you to drive away in your dream vehicle.

Credit Lines and More

In addition to our auto and mortgage loans, we provide credit lines totaling $5,895,879. These lines can help cover unexpected expenses or serve as a safety net during tough times. At Hud, our goal is to support your financial journey with easy access to funds when you need them most. If you're interested in exploring refinancing options or learning about eligibility requirements for any of our loan products, don't hesitate to reach out! For more information or assistance, feel free to contact us at (202) 863-2800, visit us at 451 7Th St Sw Rm 3241 Washington Dc 20410, or explore our website at https://www.hudfcu.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $536,960, make buying or refinancing simple. Our knowledgeable team is here to guide you through the process, ensuring you find the right loan that fits your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,893,854 in loans helping members manage their finances effectively. This option allows you to make purchases while keeping your cash flow steady.

Loan Aggregator

Benefits of Using LendMesh

One of the key advantages of using LendMesh is its commitment to providing verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. The goal is to provide unbiased results so that users can confidently choose the best loan options for their needs. With real-time rate comparisons, users have access to up-to-date loan rates from multiple institutions. This feature allows you to compare offers side-by-side and make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony highlights the effectiveness of LendMesh in facilitating better financial choices. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By relying on credible sources, LendMesh guarantees that the information you see is accurate and trustworthy.

HUD FEDERAL CREDIT UNION - Washington, DC

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