HTM CREDIT UNION

Welcome to Htm Credit Union, where our commitment to our members goes beyond financial services. Established in 1937, we have proudly served the Haverhill community for over 85 years, building trust and fostering relationships that empower our members to achieve their financial goals. Located at 4 Summer St Ste 3, Haverhill, MA 01830, we invite you to explore how we can assist you with your banking needs. With a total membership of 1,800 individuals and total assets reaching an impressive $26,178,192, Htm Credit Union stands as a pillar of support in our community. Our financial strength is reflected in our $1,110,283 in total deposits and a net worth of $3,880,667, ensuring that we are well-equipped to provide the services you need. We are proud to offer a variety of products including personal banking accounts, auto loans, mortgage options, and business loans. Under the leadership of CEO Joseph Graham and Board President Diane Juknavorian, our dedicated team of 5 employees works tirelessly to ensure every member feels valued and supported. Whether you're looking to open an account or apply for a loan our team is here to help! While you can visit us at our branch location for personalized service during our operating hours from Monday to Friday between 9:00 a.m. and 4:00 p.m., we also encourage you to check out our website at htmcreditunion.com for online services and resources. At Htm Credit Union, we believe that strong communities build strong futures. Join us today and discover how we can help you thrive financially! If you have any questions or would like more information, feel free to give us a call at 978-374-7386.

Joining Htm is more than just opening a bank account; it's about becoming part of a caring community that supports your financial journey. At our Haverhill branch, located at 4 Summer St Ste 3 Haverhill Ma 01830, we welcome individuals who live, work, or worship in the area to apply for membership. Whether you're looking to manage your savings better, take out an auto loan, or explore other financial services, our friendly team is here to help you every step of the way. To learn more about specific eligibility criteria and see if you're ready to join us, check out the details at . Once you're ready, opening an account is a breeze! Just visit us online at https://www.financial-net.com/htmcreditunion/lending/internetloans , or give us a call at (978) 374-7386 if you have any questions. We can't wait to welcome you into the Htm family!

At Htm, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, as it underlines our commitment to your financial well-being. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $3,880,667, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,482 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $5,872,066 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $3,265,265 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is notable; we have $141 in used auto loans and $13,996,146 in total loans and leases available to support your financial goals across various sectors. Our operational efficiency shines through with a net income of $69,414, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees and 1 part-time employees dedicated to serving you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $968,938 demonstrate our ability to reinvest back into our community. Additionally, with 3,014 total share accounts, it's clear that more members trust us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Htm is your trusted partner. Visit us at 4 Summer St Ste 3 Haverhill Ma 01830 or call (978) 374-7386 to learn more about how we can help you achieve your financial goals.

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