HSM FEDERAL CREDIT UNION

Welcome to Hickory Springs Federal Credit Union, your trusted partner in financial growth since 1977. Located at 235 2Nd Ave Nw, Hickory, NC 28601, we proudly serve our community with a commitment to providing personalized banking solutions tailored to your needs. With over 2,189 members and total assets reaching an impressive $5,712,680, we strive to empower each member on their financial journey. At Hickory Springs FCU, we understand the importance of financial security and accessibility. That's why we offer a wide range of services from checking and savings accounts to auto loans and credit cards ensuring you have the tools necessary for financial success. Our dedication is evident not only in our services but also in our strong financial position, which includes total deposits of $578,709 and a net worth of $781,160. While our members can visit us at our branch address, official correspondence should be sent to PO BOX 128, HICKORY, NC 28603. We believe in transparency and open communication; therefore, if you have any questions or need assistance, don't hesitate to reach out to us at (828) 328-2201. Our leadership team is committed to fostering a supportive environment for all members. Under the guidance of CEO Lori Norris and Board President Benny Harris, we are dedicated to providing exceptional service and making a positive impact in our community. Join us today at Hickory Springs FCU! Visit our website at hickoryspringsfcu.org or call us for more information about how we can assist you with your banking needs. Together, let's build a brighter financial future!

Welcome to the Hsm branch of Hickory Springs Federal Credit Union, conveniently located at 235 2Nd Ave Nw in the heart of Hickory, NC. Our location is easy to find and offers a welcoming atmosphere for all your banking needs. Whether you are stopping by for a quick transaction or looking to explore our services, we are here to assist you. If you need to send official correspondence, please note that our mailing address is PO BOX 128, Hickory, NC 28603. This ensures your important documents reach us without delay. Our branch is nestled close to local landmarks, making it a breeze to visit. You can easily spot us near popular spots in Hickory, and we provide ample parking options for your convenience. We prioritize accessibility with features such as ADA compliance and ramps to ensure everyone can access our services comfortably. We understand how busy life can be, which is why we offer inviting operating hours from Monday to Friday, 9 AM to 5 PM. If you have any questions or would like more information about our offerings, feel free to give us a call at 828-328-2201. At Hsm, we pride ourselves on providing a variety of personal banking services tailored just for you. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered! Although we don't have ATM services or drive-thru banking at this location, our friendly staff is always ready to assist you inside the branch. We encourage you to come visit us soon! Experience firsthand the friendly service and support that makes Hsm your go-to credit union in Hickory.

At Hsm, we believe that everyone deserves a chance to be part of a friendly and supportive community. Becoming a member is simple and welcoming! If you live, work, or worship in the Hickory area, you're likely eligible to join us. We also welcome immediate family members of current members, so if you have someone in your life who's already part of our credit union, that opens the door for you too! You can find more detailed eligibility criteria by visiting our website at . Joining us means gaining access to a wide range of financial services tailored just for you, from checking and savings accounts to loans and credit cards. It's all about helping you achieve your financial goals with personalized support. When you're ready to open an account, simply visit us at our branch located at 235 2Nd Ave Nw Hickory Nc 28601 or give us a call at (828) 328-2201. We can't wait to welcome you into the Hsm family!

At Hsm, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our financial strength, which underscores our commitment to serving you reliably. With a net worth of $781,160, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,367 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,197,955 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also take pride in having 3 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With $166 in used auto loans and $4,517,297 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Total Share and Deposit Accounts stand at 3,536, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hsm is your trusted partner. Visit us at 235 2Nd Ave Nw Hickory Nc 28601 or call (828) 328-2201 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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