H.P.C. CREDIT UNION - Mio, MI

Welcome to H.p.c. Credit Union - Branch Office #3, your trusted financial partner located at 308 N Morenci Ave, Mio, MI 48647. Established in 1950, we have proudly served our community for over seven decades, helping our members achieve their financial goals and dreams. With a membership base of 7,461 individuals, we are committed to providing personalized service and competitive financial products tailored to meet the unique needs of our members. At H.p.c., we understand that managing your finances is essential. That's why we offer a range of services including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our total assets stand at an impressive $152,783,588, reflecting our dedication to fostering a stable and reliable banking environment for you. Our leadership team is passionate about serving the community. Under the guidance of CEO Dennis Werner and Board President Jon Benson, our dedicated staff of 32 employees is here to assist you during our operating hours from 8:30 a.m. to 5:00 p.m. Whether you need help with personal loans or navigating online banking, we are just a phone call away at 989-826-5898. While members can visit us at our branch location, official correspondence should be sent to the same address: 308 N. Morenci Avenue, Mio, MI 48647. We invite you to explore all that H.p.c. has to offer on our website at hpccu.com, where you can learn more about joining our credit union or opening an account. Join us today and experience the difference of community-focused banking!

At H.p.c. Credit Union, we pride ourselves on a rich history that began in 1950. Since our founding, we have been dedicated to serving the community of Mio, MI, and beyond. With each passing year, we have evolved alongside the needs of our members, growing into a trusted financial institution with total assets of $152,783,588 and a vibrant membership base of over 7,461 individuals. Located at 308 N Morenci Ave, Mio, MI 48647, our branch is not just a place for banking; it's a hub for community engagement and support. Our commitment to providing personalized service can be seen in everything we do from our drive-thru banking services to our accessible ATM availability. We understand that each member's journey is unique, and we strive to meet those needs with compassion and expertise. Our mission at H.p.c. Credit Union is simple yet profound: to empower our members through exceptional financial services while fostering a strong sense of community. We believe that when individuals thrive financially, their entire community benefits. This philosophy drives us to offer a range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. While members can visit us at 308 N Morenci Ave Mio Mi 48647, official correspondence should be sent to 308 N. Morenci Avenue, Mio, MI 48647 if it differs from our physical location. We also embrace modern technology by offering online banking options that make managing finances easier than ever. With mobile payments and electronic signatures available, we're here to ensure your banking experience is both convenient and secure. As part of our dedication to community outreach, we actively seek partnerships that uplift those around us. From local events to financial education programs, we aim to make a positive impact in Mio and its surrounding areas. We invite you to become part of our family at H.p.c. Credit Union. Whether you're looking for reliable financial products or ways to engage with your community, we are here for you every step of the way. Join us today and discover the benefits of being a member because at H.p.c., you're not just another account; you're family. Reach out at (989) 826-5898 or visit us online at hpccu.com for more information!

Becoming a member of H.p.c. means joining a warm and welcoming community where your financial well-being is our priority. To be eligible, you simply need to live, work, or worship in the Oscoda County area, or have a family member who is already part of our credit union family. It's all about creating connections that matter! By choosing H.p.c., you gain access to a variety of benefits such as personalized service, competitive rates on loans, and exclusive member-only offers that can help you achieve your financial goals. The process to become a member is simple and straightforward. You can find more details about eligibility criteria by visiting us at https://hpccu.com/who-can-join/ . If you're ready to take the next step, opening an account is just a click away through this link: https://loans.itsme247.com/138/home/start . Should you have any questions or need assistance, feel free to call us at (989) 826-5898. We look forward to welcoming you into our H.p.c. family!

At H.p.c., financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial health, which is designed to support you in achieving your financial goals. With a net worth of $21,576,225, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,412 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $14,258,954 in share certificates and $23,191,064 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $21,576,225 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $863 in used auto loans and $90,115,813 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 28 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $3,084,869. Total Share Accounts: 17,290, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, H.p.c. is your trusted partner. Visit us at 308 N Morenci Ave Mio Mi 48647 or call (989) 826-5898 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With LendMesh, users can easily navigate their options and make informed decisions without the confusion often associated with loan shopping. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This approach is based on the latest results, as detailed on the NCUA website (Source: https://www.ncua.gov ). By working with reputable institutions, LendMesh guarantees fair and transparent offers for its users. One of the key benefits of using LendMesh is its commitment to Verified Data. Loan offers come exclusively from legitimate financial institutions, which promotes transparency in the comparison process. Additionally, LendMesh features No Sponsored Listings, meaning that lenders are not prioritized based on paid promotions. The platform's focus remains on providing unbiased results to help users find the best loan options available. Another advantage is Real-Time Rate Comparisons. Users have access to up-to-date loan rates from multiple institutions, allowing them to make informed choices quickly and efficiently. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to explore your financing options without the hassle, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*