H.P.C. CREDIT UNION

Welcome to H.p.c. Credit Union, your trusted financial partner in Alpena, MI! Located at 1234 W Chisholm St, we have been serving our community since 1950. With a strong commitment to our members, we proudly boast a total membership of 7,461 and have built a solid foundation with assets totaling $152,783,588. At H.p.c. Credit Union, we understand that every financial decision matters. That's why we offer a variety of services tailored to meet your needs whether you're looking for personal banking options like checking and savings accounts, or financing solutions such as auto loans and mortgages. Our dedicated team, led by CEO Dennis Werner and Board President Jon Benson, is here to ensure you receive the personalized service you deserve. While members can visit us at our branch address, official correspondence should be sent to 1234 W CHISHOLM ST, ALPENA, MI 49707 if needed. We take pride in our local roots and are committed to supporting the community through responsible lending practices and active engagement. With a net worth of $21,576,225 and total deposits amounting to $9,614,481, we are financially sound and ready to help you achieve your goals. Our cash reserves stand at $1,822,591, providing reassurance that your money is safe with us. As part of our ongoing mission to empower members financially, we encourage you to reach out for any questions or support. Feel free to call us at 989-354-4698 or explore more about our services on our website at hpccu.com. Join us today and experience the difference of being part of a credit union that truly cares!

Welcome to H.p.c. Credit Union, where our story is deeply woven into the fabric of Alpena, MI. Established in 1950, we have proudly served our community for over seven decades, evolving from a small local credit union to a vital financial partner for more than 7,461 members. Our branch is conveniently located at 1234 W Chisholm St, just a stone's throw away from the vibrant heart of Alpena, making it easy for you to access our services. Over the years, H.p.c. has seen remarkable growth, with total assets now amounting to an impressive $152,783,588. This growth reflects not only our commitment to sound financial practices but also our dedication to the people we serve. As we expanded our offerings from personal banking solutions like checking and savings accounts to auto loans and mortgages we remained focused on one core mission: supporting our members and enhancing their financial well-being. Our mission is clear: we strive to provide accessible financial services that empower individuals and families in our community. We believe in building relationships grounded in trust and transparency. Through initiatives such as personalized loan options and competitive rates on savings accounts, we aim to foster financial literacy and stability among our members. While members can visit us at 1234 W Chisholm St for all their banking needs, official correspondence should be sent to 1234 W CHISHOLM ST, ALPENA, MI 49707 if it differs from the branch address. We offer convenient operating hours Monday through Friday from 8:30 A.M. to 5:30 P.M., and Saturday from 9:00 A.M. to noon making it easier than ever to connect with us. At H.p.c., we are dedicated to embracing technology that enhances your banking experience. Our online and mobile banking services ensure that you can manage your finances anytime, anywhere. Whether you need ATM access or prefer using our drive-thru service for quick transactions, we have you covered. Community outreach is also at the heart of what we do. We actively partner with local organizations to support initiatives that uplift those around us. From educational workshops to charity events, we're not just a credit union; we're a part of this community. Join us at H.p.c. Credit Union today and discover how we can help you achieve your financial goals. Experience the difference of being part of a credit union that truly cares about its members and the community it serves! For more information or assistance, feel free to call us at 989-354-4698 or visit our website at hpccu.com.

At H.p.c., we believe that everyone deserves a chance to be part of a caring and supportive community. If you're looking to join us, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in the Alpena area. You can also become a member if you have a family member who already belongs to our credit union. It's that simple! Being a member at H.p.c. means you gain access to a variety of financial services tailored just for you, including checking and savings accounts, loans, and online banking options. To learn more about our eligibility criteria and see if you qualify, check out our detailed information at https://hpccu.com/who-can-join/ . Ready to take the next step? Opening an account with us is straightforward and welcoming! Just visit https://loans.itsme247.com/138/home/start to get started. If you have any questions along the way or need assistance, feel free to give us a call at (989) 354-4698. We're excited to welcome you into the H.p.c. family!

At H.p.c., financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a solid financial foundation is crucial for peace of mind. With a net worth of $21,576,225, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,412 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $14,258,954 in share certificates and $23,191,064 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $21,576,225 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals across various sectors with $863 in used auto loans and $90,115,813 in total loans and leases. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 28 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $3,084,869. Total Share and Deposit Accounts: 17,290, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, H.p.c. is your trusted partner. Visit us at 1234 W Chisholm St Alpena Mi 49707 or call (989) 354-4698 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.