Welcome to Howard County School Em, a trusted financial institution established in 1964 and proudly headquartered in Kokomo, IN. Our mission is centered around serving our community with integrity and dedication, ensuring that all members have access to the financial resources they need for empowerment and growth. Under the leadership of CEO Kristy Parrish and Board President Kendra Metcalf, we strive to create a member-first experience that prioritizes your financial well-being.

As a federally insured credit union since May 3, 1971, we provide peace of mind through NCUA insurance, safeguarding your deposits while offering a range of modern banking tools. Enjoy the convenience of online banking, a user-friendly mobile application, and seamless person-to-person transfers. We also promote transparency with e-statements, although currently, mobile payments and electronic signature authorization are not available. With our commitment to trust and accessibility, you can explore our services or get in touch by visiting our official website at https://www.hcsefcu.org/ or by faxing us at 7654534887. Join us in our journey towards financial empowerment!

At Howard County School Employees Federal Credit Union, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. Our array of offerings includes personal banking solutions such as checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing, as well as personal loans and debt consolidation. Additionally, we provide business banking services that encompass merchant services and business loans, ensuring small business owners have the resources they need to thrive. With our credit cards featuring rewards programs, members can enjoy additional benefits while managing their finances.

In today's fast-paced world, convenience is paramount. That’s why we have prioritized digital access through our robust online banking platform and mobile application. Members can easily manage their accounts, initiate person-to-person transfers, and access e-statements from anywhere at any time. Although mobile payments are not currently available, our commitment to providing essential tools for everyday banking means you can navigate your financial journey with ease. Whether you're planning for life milestones or looking to grow your small business, our services are tailored to support you every step of the way. To learn more about membership eligibility or explore personalized loan options, visit or check out https://www.lendmesh.com/loans/vehicle_loans for a comprehensive comparison of rates.

For any questions or personalized assistance, feel free to reach out via fax at (765) 453-4887. At Howard County School Employees Federal Credit Union, we are dedicated to fostering a supportive community where members can achieve their financial goals with confidence.

In an ever-evolving financial landscape, howard-county-school-em stands out as a trusted and valuable partner for individuals and families in our community. With a Total Membership of 2,657, we have established ourselves as a cornerstone of financial support and guidance since our inception in 1964. Our commitment to service excellence is reflected in our impressive Total Assets of 33,375,454, ensuring that we have the resources necessary to meet the diverse needs of our members.

At the heart of our operations lies a strong financial foundation, demonstrated by a robust Net Worth of 5,029,108 and a commendable Net Worth Ratio of 1,507. These metrics not only signify our stability but also underline our ability to provide secure financial solutions. Our Total Deposits amounting to 1,767,528 highlight the trust that our members place in us, allowing us to offer competitive loans and services tailored to their needs.

With a dedicated team of just 3 employees, we pride ourselves on delivering personalized service that larger institutions often overlook. Our focus on relationships rather than transactions ensures that every member feels valued and understood. The variety of financial products we offer, including an Auto Loan Volume of 928 and Credit Card Loan Volume of 239, reflects our commitment to providing solutions that empower our members' financial journeys.

Moreover, we maintain transparency in all aspects of our operations, with performance insights sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . This commitment to openness builds confidence among our members as they navigate their financial decisions.

As we continue to grow and adapt, we invite you to explore the range of options available at howard-county-school-em. Whether you are looking for personal banking services, auto loans, or other financial solutions, we are here to help you every step of the way. Compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.