Houston Credit Union Rosenberg TX | Affordable Auto Loans & ATM Access

Introduction

Welcome to Houston at our Rosenberg branch, located at 28050 Southwest Fwy, Rosenberg, TX 77471. Since opening our doors in 1960, we've been dedicated to serving our community with trust and care. With a proud membership of over 68,429 individuals, we strive to create a welcoming atmosphere where everyone can feel at home while managing their finances. At Houston Credit Union, we're more than just a financial institution; we're your partners in achieving personal and business goals. Our total assets stand strong at an impressive $1,010,665,759, reflecting our commitment to stability and growth for our members. Our current total deposits reach $179,628,561, providing a solid foundation for your savings needs. Under the leadership of CEO Chris Choat and Board President Brent Holloway, we've cultivated a team of 192 employees who are eager to help you navigate your financial journey. Whether you need auto loans or mortgage refinancing, we offer a wide range of services tailored for both individuals and businesses. Feel free to reach out to us at 281-243-0500 or visit our website at houstonfcu.org for more information about how we can assist you. While members can visit us at the Rosenberg branch for all banking needs, please note that official correspondence should be directed to the same address as well. Join us today and discover how Houston Credit Union can empower your financial future!

Branch History & Mission

Community Connections

We take pride in building relationships within the community. From partnerships with local organizations to outreach programs that support education and financial literacy, Houston Credit Union is deeply invested in fostering a thriving environment for everyone. Our drive-thru service and ATM availability ensure convenient access for all your banking needs. While members can visit us at 28050 Southwest Fwy, official correspondence should be sent to the same address. You can reach us at 281-243-0500 during our operating hours: Monday through Thursday from 8 AM to 5 PM, Friday from 8 AM to 6 PM, and Saturday from 9 AM to 2 PM.

Join Us!

As we look forward to the future, we invite you to be part of our journey. Experience the benefits of membership at Houston Credit Union where your financial goals matter! Visit us today or learn more about how you can join by visiting our website. Let's build a brighter future together!

Our Journey

From humble beginnings over six decades ago, Houston Credit Union has grown tremendously. We started with a vision to provide accessible financial services to those in our community. Today, we boast a total membership of over 68,000 and assets exceeding $1 billion. This growth reflects not just our commitment to financial excellence but also the trust that our members place in us. Our headquarters in Sugar Land serves as a beacon for our branch locations, including our Rosenberg site. Here, we offer a range of services tailored to meet the diverse needs of our members. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, we are here to help.

Our Mission

At Houston Credit Union, our mission is simple yet powerful: to enhance the financial well-being of our members while actively supporting the communities we serve. We believe that when our members succeed, we all succeed. That's why we focus not only on providing top-notch financial products but also on engaging with local initiatives that strengthen our neighborhoods. We are dedicated to making banking easier through digital advancements such as online banking and mobile applications. Our commitment extends to ensuring everyone can access our services safely and comfortably, which is why we maintain ADA compliance across all branches.

Branch Location & Accessibility

Accessibility Features

We understand how important accessibility is for our members. Our branch is equipped with ADA-compliant features, including ramps and designated parking spaces, ensuring that everyone can comfortably access our services. If you prefer drive-thru banking, we have that covered too, allowing you to conduct simple transactions without leaving your vehicle.

Operating Hours

Our team is here for you during convenient hours! We welcome you Monday through Thursday from 8:00 AM to 5:00 PM, Fridays from 8:00 AM to 6:00 PM, and Saturdays from 9:00 AM to 2:00 PM. Whether you're looking to open an account or need assistance with loans, our friendly staff is ready to help during these hours.

Services Offered

At Houston Credit Union, we offer a range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage options, we have something for everyone. Plus, our ATM availability ensures that you can access cash whenever necessary. If you're a member of another credit union, feel free to take advantage of our shared service center for basic transactions. While members can visit us at 28050 Southwest Fwy, official correspondence should be sent to the same address. For any inquiries or assistance, don't hesitate to give us a call at 281-243-0500. We invite you to stop by our Rosenberg branch today! Experience the welcoming atmosphere and personalized service that sets us apart. Your financial journey is important to us, and we're here to support you every step of the way!

Member Eligibility

Joining the Houston community is more than just opening an account it's about becoming part of a supportive family that values your financial well-being. To become a member, you simply need to meet a few friendly eligibility criteria. If you live, work, or worship in the area, you're likely eligible! This includes residents of Fort Bend County and many surrounding areas, making it easy for local individuals and families to access our services. For a complete rundown of who can join, check out our detailed criteria at http://www.houstonfcu.org/about/membership . Once you know you're eligible, opening an account is a breeze! You can get started by visiting us at our branch located at 28050 Southwest Fwy Rosenberg Tx 77471, or simply call us at (281) 243-0500 if you have any questions. We're here to guide you every step of the way. Dive into the benefits that come with being part of the Houston family, where your financial journey matters to us! Ready to take the next step? Learn more about how to open your account here.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $60 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $79,467,736, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having reliable merchant services is crucial. Imagine being able to accept payments anytime, anywhere whether it's at a bustling storefront or through an online platform. Our merchant services simplify transactions, letting you focus on what matters most: growing your business. Visit us at 28050 Southwest Fwy Rosenberg Tx 77471 in Rosenberg, TX, or call us at (281) 243-0500 to learn how we can support your business journey!

Comprehensive List Of Services

Business Banking

For our members who are entrepreneurs or business owners, we offer comprehensive business banking services including merchant services and business loans. We understand that running a business requires flexibility and support, so we aim to provide resources that help you focus on what matters most: growing your business.

Convenient Access

We know convenience is key in today's fast-paced world. That's why our branch offers multiple ways for you to access your funds safely and easily. With ATM services available at our location, cash withdrawals are just a few taps away. If you're looking for basic transactions like deposits or withdrawals, our drive-thru service makes it quick and easy. We also participate in shared branching transactions, which means if you're a member of another partner credit union, you can perform basic transactions here too!

Credit Options

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation services can help you manage those challenges without stress. Plus, our credit cards come with rewards that let you earn while you spend ideal for making everyday purchases more rewarding.

Digital Banking Features

In addition to traditional banking services, we prioritize digital banking features that allow for hassle-free management of your accounts. With online banking, mobile payments, and person-to-person payment options available at Houston, staying on top of your finances has never been easier. Ready to explore how Houston can assist you? Give us a call at (281) 243-0500 or visit us at 28050 Southwest Fwy Rosenberg Tx 77471 in Rosenberg, TX. We look forward to serving you!

Personal Banking

Our personal banking options are designed to simplify your life. We offer both checking and savings accounts that come with convenient online and mobile banking features. Imagine easily managing your finances right from your smartphone, checking balances, or making transfers anytime you need. If you're considering a new vehicle, our auto loans and vehicle financing options make it easy to drive away in your dream car. We understand that buying a home is one of the biggest decisions you'll make, which is why we provide mortgage loans and refinancing options tailored to fit your budget.

Digital & Online Banking

Accessibility Made Easy

Whether you're at home or out and about, accessing your accounts has never been easier with our mobile application. You can deposit checks, pay bills, and monitor your spending all from the palm of your hand. At Houston, we're committed to making banking simple and straightforward so that you can focus on what matters most to you. Explore all these features today by visiting us at https://www.houstonfcu.org/ , and discover how our digital and online banking services can enhance your financial life!

Key Features

Our online banking service is complemented by a user-friendly mobile application. This means you can manage your finances on the go! Need to make a quick payment? With our mobile payments feature, paying friends or splitting bills is just a tap away. Plus, our person-to-person transfers allow you to send money directly to anyone with ease. We take security seriously. Our electronic signature authorization makes it safe for you to approve transactions without the hassle of paperwork. And if you prefer going paperless, our e-statements provide a secure way to access your account statements anytime.

Financial Strength

Growing Together

Total Share and Deposit Accounts: 126,182, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $669,953. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Houston is your trusted partner. Visit us at 28050 Southwest Fwy Rosenberg Tx 77471 or call (281) 243-0500 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $74,780,403 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $2,832,300 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Savings Options

Members' savings are secured through $249,088,911 in share certificates and $123,085,278 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $89,400,955, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $907 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Support for Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $8,460 in used auto loans and $584,967,737 in total loans and leases. We also take pride in having 184 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $163,413,432 in used vehicle loans and $75,410,098 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your car-buying experience as smooth as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $79,467,736 provide the capital needed to grow and expand your business. We understand the challenges businesses face and are dedicated to providing tailored financing options that support your unique needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $41,848,321, make buying or refinancing simple. We work with you to find the right mortgage solution that fits your budget and lifestyle.

Refinancing Options

If you're considering refinancing any of your existing loans, we have options available that can potentially lower your monthly payments or reduce your interest rate. Reach out to us for more details on eligibility and how we can assist you in this process. Our dedicated team is ready to help guide you through your borrowing journey. If you have any questions or want to learn more about our loan offerings, please contact us at (281) 243-0500 or visit us at our branch located at 28050 Southwest Fwy Rosenberg Tx 77471 in Rosenberg, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's work together to find the perfect loan for your needs!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $18,168,400 in loans helping members manage their finances effectively. Whether you need help consolidating debt or making everyday purchases, our credit card solutions are here for you.

Loan Aggregator

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HOUSTON FEDERAL CREDIT UNION - Rosenberg, TX