Houston Credit Union Missouri City TX | Affordable Auto Loans & ATM Access

Introduction

Welcome to Houston, your trusted financial partner located at 8130 Highway 6, Missouri City, TX 77459. Since our establishment in 1960, we have been dedicated to serving our community with a range of financial solutions tailored to meet your needs. With over 68,000 members and total assets exceeding $1 billion, we pride ourselves on fostering a sense of belonging and support among our members. At Houston Credit Union, we understand that financial well-being goes beyond numbers; it's about building relationships and empowering individuals. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, we are here to help you every step of the way. Our total deposits amount to $179,628,561, ensuring that your money is secure and readily available when you need it. Under the leadership of our CEO, Chris Choat, and Board President, Brent Holloway, our team of 192 employees is committed to providing exceptional service while actively contributing to the growth of our community. We hold a strong net worth of $89,400,955 and maintain a healthy cash reserve of $9,469,400 a testament to our stability and commitment to responsible financial practices. While members can visit us at our branch location for face-to-face assistance, official correspondence should be sent to 8130 Highway 6, Missouri City, TX 77459. We invite you to experience the difference that comes from being part of a credit union that truly values its members. If you're ready to start your journey towards better financial health or have any questions about our services, please don't hesitate to reach out. Call us today at 281-243-0500 or explore more on our website at houstonfcu.org. Join us and discover why so many in Missouri City trust Houston Credit Union for their financial needs!

Branch History & Mission

A Journey Through Time

Since our inception, Houston Credit Union has focused on providing exceptional financial services while fostering a sense of belonging among our members. Over the years, we have grown significantly, now boasting a total membership of 68,429 and total assets reaching an impressive $1,010,665,759. This growth reflects our commitment to supporting individuals and families in achieving their financial goals. Our journey is marked by milestones that highlight our evolution. From humble beginnings to becoming a key player in the local economy, we've embraced changes and advancements in banking technology while maintaining our core mission: to empower our members through accessible financial solutions.

Commitment to Accessibility

In addition to traditional banking services, we proudly offer modern conveniences like online and mobile banking, ensuring that you can manage your finances anytime and anywhere. Our commitment to accessibility also extends to providing an ATM on-site and drive-thru services for added convenience. While members can visit us at 8130 Highway 6 for all their banking needs, official correspondence should be sent to the same address. Our operating hours are designed with your schedule in mind Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 2:00 PM.

Join Us

As we look forward to the future, we invite you to become part of the Houston Credit Union family. Experience firsthand how we can help you achieve your dreams while contributing positively to your community. Together, let's continue this journey towards financial empowerment! For more information or to start your membership today, please call us at 281-243-0500 or visit our website. We can't wait to welcome you!

Our Mission

At Houston Credit Union, our mission goes beyond just banking; it's about building a community. We strive to provide personal banking options that include checking and savings accounts, auto loans, mortgage services, credit cards with rewards, and business banking solutions. Our goal is to enhance the lives of those we serve by offering tools that promote financial stability and independence. We believe in being there for our community. Whether it's through educational workshops or local partnerships, we're dedicated to making a positive impact in Missouri City and beyond.

Branch Location & Accessibility

Accessibility Features

At our Sienna branch, we prioritize accessibility for all our members. With ADA-compliant features and ramps, everyone can easily enter and navigate the space. Plus, ample parking is available right outside the door, ensuring a hassle-free experience.

Contact Us

If you have any questions or need assistance, don't hesitate to reach out! You can call us at 281-243-0500 for more information or just stop by during our operating hours. We look forward to welcoming you into our branch and helping you with all your financial needs!

Operating Hours

We know your time is valuable! That's why we are open from 9:00 AM to 5:00 PM on weekdays and from 9:00 AM to 2:00 PM on Saturdays. Our friendly staff is ready to assist you during these hours, making it easy for you to manage your banking needs when it's most convenient for you.

Services Offered

At Houston's Sienna branch, we offer a range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Need quick access to cash? We have an ATM available on-site for your convenience. If you prefer drive-thru banking, our service is here for basic transactions such as deposits and withdrawals. Additionally, we participate in shared services that allow members from partner credit unions to complete deposits and withdrawals here too!

Member Eligibility

Joining the family at Houston is an exciting step toward better financial services and community support. Becoming a member is open to anyone who lives, works, worships, or attends school in the area surrounding our branch at 8130 Highway 6 Missouri City Tx 77459. This means that whether you're a student, a working professional, or part of our vibrant local community, you can take advantage of the fantastic benefits we offer. Being a member not only provides access to personalized banking solutions but also connects you with a network that values you as an individual. The process to join is simple and welcoming! You can learn more about the eligibility criteria by visiting our website at http://www.houstonfcu.org/about/membership , where you'll find all the details you need. Once you're ready to take the plunge, opening your account is just as easy. For more information on how to get started, check out http://www.houstonfcu.org/apply-for-a-loan . If you have any questions or need assistance, feel free to reach out to us at (281) 243-0500. We're here for you every step of the way!

Business Banking & Commercial Services

Real-World Merchant Services

In addition to loans, we offer comprehensive merchant services that empower businesses to thrive. Imagine having a reliable payment processing solution that helps you manage sales efficiently while enhancing customer experience. Our merchant services provide just that, allowing you to focus on what matters most growing your business. Located conveniently at 8130 Highway 6 Missouri City Tx 77459, Missouri City, TX, our dedicated team is ready to assist you with personalized solutions tailored for your unique business needs. Contact us today at (281) 243-0500 to learn more about how we can help your business flourish!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $60 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $79,467,736, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we offer comprehensive business banking services, including merchant services and business loans. We recognize the challenges of running a business and are dedicated to providing solutions that help you grow.

Convenient Access Points

For easy cash access, we have ATM and cash withdrawal services available. Plus, our drive-thru banking allows for quick deposits and withdrawals without leaving your car perfect for busy days when every minute counts.

Credit Card Rewards

Don't forget about our credit cards with rewards! Enjoy the benefits of earning points on everyday purchases while building credit. This card can be an excellent tool for managing expenses while rewarding you for your spending habits.

Digital Banking Features

In today's world, digital access is essential. Our online and mobile banking features allow you to manage your accounts seamlessly from wherever you are. Need to send money quickly? Our person-to-person payment service makes that easy too! At Houston, we strive to ensure that every member feels valued and supported in their financial journey. If you're ready to explore how we can help you reach your financial aspirations, please give us a call at (281) 243-0500 or visit us at 8130 Highway 6 Missouri City Tx 77459 in Missouri City, TX. Join us today and experience personalized service like never before!

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing solutions can guide you through this significant investment with confidence. We're here to support you whether you are a first-time homebuyer or looking to refinance an existing mortgage for better rates.

Personal Banking Solutions

We offer personal banking services that include checking and savings accounts, making it easy for you to manage your day-to-day finances. Imagine being able to set up automatic transfers to your savings account while enjoying the convenience of online banking at your fingertips. You can also access your accounts through our mobile app, allowing you to check balances and make transactions anytime, anywhere. When it comes time to purchase a vehicle, our auto loans and vehicle financing options can help you hit the road without stress. We understand how important reliable transportation is for daily life. Our competitive rates and flexible terms mean you'll find a loan that fits your budget perfectly.

Personal Loans Made Easy

For those unexpected expenses or projects you've been putting off, our personal loans and debt consolidation options provide a simple solution. With reasonable interest rates and manageable payment plans, we aim to ease your financial burdens so you can focus on what matters most.

Shared Branch Transactions

As part of our commitment to community banking, we also support basic shared branch transactions for members of partner credit unions. This means that even when you're away from home, accessing your funds is convenient.

Digital & Online Banking

Accessibility and Ease-of-Use

With all these features combined, managing your finances has never been easier. From sending money between accounts to reviewing transactions in real-time, our digital services give you complete control over your banking experience. Whether you're at home or out and about, Houston is here to ensure your banking needs are met with ease. Experience the future of banking today by visiting us online at https://www.houstonfcu.org/ !

Key Features for Your Convenience

Our commitment to security means you can bank with confidence. We provide electronic signature authorization, allowing you to sign documents securely online without needing to visit a branch. You can also enjoy the benefits of e-statements, which are not only eco-friendly but also make it simple to keep track of your financial activities. Want to send money quickly? Our person-to-person transfer feature lets you send cash directly to friends and family in an instant. And if you're looking for a hassle-free way to shop, our mobile payments feature lets you make purchases directly from your smartphone.

Financial Strength

A Solid Foundation

With a net worth of $89,400,955, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $907 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Our community continues to trust us with their finances, as shown by our 126,182 total share accounts. This growing member base speaks volumes about the confidence placed in Houston, reinforcing our dedication to serving you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Houston is your trusted partner. Visit us at 8130 Highway 6 Missouri City Tx 77459 or call (281) 243-0500 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $74,780,403 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in the robust support we provide through $8,460 in used auto loans and $584,967,737 in total loans and leases, empowering you to reach your financial aspirations across various sectors.

Member-Centric Savings

Your savings are our priority. Members' funds are secured through $249,088,911 in share certificates and $123,085,278 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,832,300 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 184 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $163,413,432 in used vehicle loans and $75,410,098 in new vehicle loans already helping members get on the road. We make it easy for you to finance your next vehicle purchase, offering flexible terms and competitive interest rates.

Business Financing

For business owners, our outstanding commercial loans totaling $79,467,736 provide the capital needed to grow and expand your enterprise. We understand the unique challenges faced by small businesses and are dedicated to supporting your success. At Houston, we prioritize making lending accessible and straightforward. If you're interested in refinancing or want to explore eligibility options for any of our products, please don't hesitate to reach out. You can contact us at (281) 243-0500 or visit us at our branch located at 8130 Highway 6 Missouri City Tx 77459 in Missouri City, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $18,168,400 in loans helping members manage their finances effectively. Our credit card options come with various benefits designed to fit your lifestyle and spending habits.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $41,848,321, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through the process.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to compliance means users can trust that they are viewing accurate and reliable information.

HOUSTON FEDERAL CREDIT UNION