Houston Texas Fire Fighters Credit Union Houston TX | Low Mortgage Rates & Business Banking

Introduction

Welcome to Houston Texas Fire Fighters at 15100 Heathrow Forest Pkwy, Houston, TX 77032! Since our establishment in 1935, we have proudly served our community with a commitment to supporting the financial well-being of our members. With over 17,563 members and total assets reaching an impressive $425,199,454, we are dedicated to providing a range of financial services tailored to meet your needs. At Houston Texas Fire Fighters, we understand that every member has unique goals. That's why we offer personalized services such as checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking options. Our total deposits amount to $67,044,111, reflecting the trust our members place in us every day. Our leadership team is here to ensure your experience is exceptional. Under the guidance of CEO Pamela McIver and Board President William McLeroy III, we strive to create a welcoming environment where financial education and support are prioritized. We're proud of our dedicated staff of 61 employees, who are always ready to assist you. While you can visit us at our branch for all your banking needs whether it's making deposits or discussing loan options official correspondence should be sent to the same address. If you're looking for reliable financial guidance and a partner that puts you first, look no further! Don't hesitate to reach out! Call us at 713-864-0959 or visit us online at htfffcu.org for more information on how we can help you achieve your financial dreams. Join us today and experience the difference!

Branch History & Mission

A Legacy of Support

Over the years, we've achieved significant milestones, including reaching total assets of over $425 million. This growth reflects our dedication to our members' success and financial well-being. We are proud to offer features like drive-thru banking for ease of access, ensuring that even busy schedules do not hinder your ability to manage your finances effectively. In addition to traditional services, we embrace technology with offerings like online banking and mobile payments, making banking more convenient than ever. We ensure that all our facilities are ADA compliant so that everyone can enjoy equal access to our services.

Community Connections

We recognize that being part of a community means giving back. Our outreach efforts focus on engaging with local organizations and supporting initiatives that benefit firefighters and their families. Whether it's through educational programs or financial literacy workshops, we aim to build lasting relationships that strengthen our community ties. As we look towards the future, we invite you to be part of this legacy. Join the Houston Texas Fire Fighters today and experience firsthand how we prioritize your financial health while nurturing the spirit of service within our community. Together, let's continue building a brighter tomorrow for all! For more information about membership or services offered, please visit our website or follow the link to become a member.

Our Mission

The mission of the Houston Texas Fire Fighters is simple yet profound: to provide accessible financial services that empower our members while fostering a spirit of community and cooperation. We believe in supporting those who serve, offering a range of products from checking accounts to auto loans and mortgages all designed with our members' best interests in mind. Our commitment extends beyond just financial transactions; we strive to uplift our community through outreach programs and partnerships that make a real difference.

Branch Location & Accessibility

Welcome to the Houston Texas Fire Fighters branch, conveniently located at 15100 Heathrow Forest Pkwy, Houston, TX 77032. We understand that accessibility and convenience are essential for our members, which is why our branch is situated in a prime location near major roadways and local landmarks. Whether you're stopping by for a quick transaction or exploring your banking options, we're here to serve you. While members can visit us at our branch address, we encourage you to reach out with any official correspondence via mail if needed. Just give us a call at 713-864-0959 if you have questions about this process. Our branch features accessible parking and complies with ADA standards, ensuring everyone can easily enter and navigate our space. Plus, we offer drive-thru banking for quick and easy transactions right from your vehicle perfect for those busy days when time is tight. You'll find us open Monday through Wednesday and Friday from 8:00 AM to 5:00 PM. On Thursdays, we open an hour later at 9:00 AM but still close at 5:00 PM. Our team is ready to assist you during these hours with services like checking and savings accounts, auto loans, personal loans, and credit cards with rewards. If you're in the area or just passing through Harris County, we invite you to stop by. Experience the friendly service that makes banking with us a pleasure. We look forward to welcoming you!

Member Eligibility

Welcome to the community at Houston Texas Fire Fighters! We're excited to have you consider becoming a member. Joining us is open to those who live, work, or worship in the area around our branch at 15100 Heathrow Forest Pkwy Houston Tx 77032. It's all about building a supportive network that fosters financial wellness and growth. We invite you to explore the various benefits of membership, including personalized banking solutions and competitive loan rates that cater to your needs. Getting started is simple! You can find detailed eligibility criteria by visiting our website at http://htfffcu.org/become-a-member/ , where we break down everything you need to know. If you're ready to open an account or have any questions, feel free to give us a call at (713) 864-0959 or visit our online account opening portal at https://mycu.htfffcu.org/htfffcuonline_42/uux.aspx#/login/ . We can't wait to welcome you into the Houston Texas Fire Fighters family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business without worrying about payment processing. Our merchant services are designed to simplify transactions for you and your customers. From secure payment solutions to tailored support, we ensure that your business operates smoothly so you can focus on what matters most growing your enterprise. Located at 15100 Heathrow Forest Pkwy Houston Tx 77032 in Houston, TX, we're here to provide personalized service and expert guidance on all your business banking needs. Give us a call at (713) 864-0959 to learn more about how we can assist you today!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? We offer competitive auto loans and vehicle financing options that make it easier than ever to get behind the wheel of your dream vehicle. With flexible terms and competitive rates, we're here to support you every step of the way from application to approval.

Business Banking Solutions

Small business owners will appreciate our comprehensive business banking services, which include merchant services and business loans tailored to help grow your enterprise. We understand that running a business comes with its unique challenges, and we're here to support you with the financial tools needed for success.

Convenient Transactions

While visiting us at our branch, take advantage of our basic drive-thru banking services for deposits, withdrawals, and simple transactions without leaving your vehicle. We aim to make banking as easy as possible so you can focus on what matters most. We invite you to explore all that we have to offer at Houston Texas Fire Fighters Fcu! If you have any questions or need assistance, don't hesitate to reach out by calling us at (713) 864-0959. Join us in achieving your financial goals today!

Credit Cards with Rewards

For those who enjoy earning rewards while spending, check out our credit cards with rewards program. You can earn points on every purchase, which can be redeemed for travel, merchandise, or cash back making every dollar spent work harder for you.

Home Financing

If homeownership is on your horizon, look no further than our mortgage loans and refinancing options. Whether you're buying your first home or refinancing an existing mortgage, our team is ready to guide you through the process with personalized advice tailored to your situation.

Personal Banking

Managing your finances shouldn't be complicated. Our personal banking services include checking and savings accounts designed to help you easily manage your everyday transactions and grow your savings. Imagine effortlessly checking your balance or transferring funds from the comfort of your home using our online and mobile banking platforms. With features like e-statements and mobile payments, you can stay on top of your finances anytime, anywhere.

Personal Loans & Debt Consolidation

Need some extra cash for an unexpected expense? Our personal loans are designed for those moments when life throws a curveball. Additionally, if you're looking to simplify your finances, consider our debt consolidation options that can help you manage multiple payments more effectively.

Digital & Online Banking

Key Features for Your Convenience

With our user-friendly mobile application, you can check your balance, transfer funds, and even pay bills with just a few taps on your smartphone. Plus, our mobile payments feature lets you make purchases effortlessly using your phone. Need to send money to a friend? Our person-to-person transfers make it simple to send cash quickly without needing cash or checks. We prioritize your security. With electronic signature authorization, you can complete transactions confidently knowing that your information is protected. And if you prefer going paperless, e-statements are available for easy access to your account statements anytime.

Real-Time Management Made Easy

Managing your finances should never be a hassle. At Houston Texas Fire Fighters, our online banking services empower you with real-time account management tools that keep you informed about your financial activities. You'll always know where you stand financially, making it easier to plan for the future. Whether you're checking balances or transferring funds, our goal is to provide an accessible and convenient banking experience tailored to fit your lifestyle. Join us today and discover how easy banking can be with Houston Texas Fire Fighters!

Financial Strength

Commitment to Innovation

With $47,256,182 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment helps us provide the products you need while maintaining our financial strength.

Dedicated Team

We also take pride in having 59 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 36,940, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Houston Texas Fire Fighters is your trusted partner. Visit us at 15100 Heathrow Forest Pkwy Houston Tx 77032 or call (713) 864-0959 to learn more about how we can help you achieve your financial goals.

Focused on Member Savings

Members' savings are secured through $60,882,749 in share certificates and $41,817,562 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $51,190,865, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,204 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $5,237 in used auto loans and $166,628,504 in total loans and leases. The efficiency reflected by our $0 enables us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $52,387,434 in used vehicle loans and $41,633,823 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new ride or saving on an excellent pre-owned vehicle, we have flexible terms tailored for you.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $14,175,570 in loans helping members manage their finances effectively. These credit cards provide an easy way to cover unexpected expenses while enjoying the benefits that come with responsible usage.

Credit Lines and More

Our total credit lines amount to $8,250,113, giving you access to additional funds when you need them most. Whether it's for emergencies or planned expenditures, our lines of credit can provide peace of mind. At Houston Texas Fire Fighters, we prioritize transparency and accessibility. If you're considering refinancing options or want to know about eligibility requirements, don't hesitate to reach out! Our friendly staff is here to assist you at (713) 864-0959, ensuring you find the best solution for your financial situation. For more details on our loan offerings and how they can benefit you, please visit us at our branch located at 15100 Heathrow Forest Pkwy Houston Tx 77032 in Houston, TX. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you on your financial journey!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,838,591, make buying or refinancing simple. We guide you through every step of the process to ensure that securing your dream home is straightforward and stress-free.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. By focusing on transparency and reliability, LendMesh is designed to help you make informed financial decisions. LendMesh ensures accurate loan comparisons through a meticulous sourcing process. Loan data is collected directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees that all offers presented are fair and transparent, allowing users to trust the information they receive. The benefits of using LendMesh are clear: - Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency and security in your choices. - No Sponsored Listings: Unlike many other platforms, LendMesh does not prioritize lenders based on paid promotions. This commitment to neutrality means you receive genuinely unbiased results. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh equips you with the information needed to make timely and informed decisions. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of LendMesh as a valuable tool for anyone looking to secure the best possible loan terms. Ready to take control of your loan search? Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

HOUSTON TEXAS FIRE FIGHTERS FEDERAL CREDIT UNION - Houston, TX