Houston Texas Fire Fighters Credit Union Houston TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to the Houston Texas Fire Fighters Credit Union, your trusted financial partner since 1935. Located at 4200 Kolb St, Houston, TX 77007, we pride ourselves on serving our members with dedication and care. With a robust membership of over 17,500 individuals, our commitment to the community is stronger than ever. At our credit union, we understand that financial decisions can be overwhelming. That's why we offer a variety of services tailored to meet your needs, from personal banking and auto loans to business financing options. Our total assets exceed $425 million, reflecting our stability and ability to support you in achieving your financial goals. Currently, our total deposits stand at $67,044,111, ensuring that your money is safe and secure with us. Under the leadership of our CEO, Pamela McIver, and Board President, William McLeroy III, we strive to create an environment where every member feels valued. Our dedicated team of 61 employees is here to assist you with personalized service, whether you're applying for a loan or seeking advice on saving for your future. For any official correspondence, please use our mailing address: PO Box 70009, Houston, TX 77270-0009. We encourage you to visit us in person or reach out by phone at 713-864-0959 during our operating hours Monday through Wednesday and Friday from 8:00 AM to 5:00 PM; Thursday from 9:00 AM to 5:00 PM; and Saturday from 8:00 AM to 1:00 PM. Join us today as we work together towards a brighter financial future! Explore more about our services and how we can help you by visiting our website at htfffcu.org. Your journey starts here!

Branch History & Mission

A Legacy of Service and Growth

Located at 4200 Kolb St, Houston, TX 77007, our branch is more than just a financial institution; it's a vital part of the community. Since opening our doors, we have evolved significantly, adapting to the needs of our members and embracing technological advancements while maintaining our core values. The commitment to serve those who serve others specifically firefighters and their families remains at the forefront of our mission. Over the years, we have seen impressive growth in total assets, which currently stand at an impressive $425,199,454. This solid foundation allows us to provide various services tailored to meet our members' diverse financial needs from personal banking and auto loans to business banking solutions.

Community Commitment

Community outreach is essential to our credit union's identity. We actively participate in local events and initiatives that support firefighters and their families. Through partnerships with local organizations, we work tirelessly to make a positive impact in the neighborhoods we serve. Our operating hours are designed with you in mind: Monday through Wednesday & Friday from 8:00 AM to 5:00 PM, Thursday from 9:00 AM to 5:00 PM, and Saturday from 8:00 AM to 1:00 PM. You can reach us at 713-864-0959 for any inquiries or assistance.

Join Us Today!

As we continue our journey rooted in service and community spirit, we invite you to become a member of the Houston Texas Fire Fighters Credit Union. Experience firsthand how we can help you achieve your financial goals while being part of a caring community dedicated to supporting one another. Visit us today or explore more about membership on our website at htfffcu.org. Together, let's build a brighter future!

Our Mission

The mission of the Houston Texas Fire Fighters Credit Union is clear: we aim to provide exceptional financial services while fostering a sense of community among our members. We believe that everyone deserves access to quality financial products that help them achieve their goals. Our focus goes beyond just transactions; we strive to build lasting relationships with every member who walks through our doors. We are proud to offer drive-thru banking services for convenience and accessibility. While members can visit us at 4200 Kolb St, official correspondence should be sent to PO Box 70009, Houston, TX 77270-0009 if different from our branch address. In addition to traditional services like checking accounts and loans, we have embraced digital advancements such as online banking and mobile payments. Our goal is to ensure that every member can manage their finances easily and efficiently.

Branch Location & Accessibility

Convenient Access and Features

Whether you're driving through or stopping by on foot, we have you covered. Our branch offers ample parking space and features that make it easy for everyone to visit us. We are proud to be ADA compliant, ensuring accessibility for all members of our community. Plus, for those who prefer a quick stop, our drive-thru service allows for simple transactions without leaving your car.

Operating Hours Tailored to You

We understand that life can get busy! That's why we offer flexible operating hours: visit us Monday through Wednesday and Friday from 8:00 AM to 5:00 PM, Thursday from 9:00 AM to 5:00 PM, and Saturday from 8:00 AM to 1:00 PM. Whether you need help with personal banking, auto loans, or just want to chat about your financial options, we're here when you need us.

Reach Out Anytime

Have questions? Don't hesitate to give us a call at 713-864-0959. Our friendly team is always ready to assist you. While members can visit us at our main location on Kolb St, please note that official correspondence should be sent to PO Box 70009, Houston, TX 77270-0009. Come visit us today at the Houston Texas Fire Fighters branch where your financial well-being is our top priority!

Member Eligibility

At Houston Texas Fire Fighters, we believe that everyone deserves a chance to join our community of support and financial empowerment. Becoming a member is simple and welcoming! If you live, work, or worship in the Harris County area, you're likely eligible to join us. We also invite family members of current members to be part of our cooperative. Joining means you can access a range of services designed to help you achieve your financial goals while enjoying lower fees and competitive rates. For full details on eligibility requirements, feel free to check out our website at http://htfffcu.org/become-a-member/. Ready to take the next step? Opening an account at Houston Texas Fire Fighters is just as straightforward! You can get started online by visiting https://mycu.htfffcu.org/htfffcuonline_42/uux.aspx#/login/, or if you prefer speaking with someone directly, give us a call at (713) 864-0959. Our friendly team is here to guide you through the process and answer any questions you might have. Join us today and experience the benefits of being part of a credit union that truly cares about its members!

Business Banking & Commercial Services

Empowering Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently have $0 in member commercial loans, we believe every business deserves the chance to succeed. We also provide flexible financing options for non-members, ensuring that all businesses in our community have access to the resources they need.

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify payment processing and enhance your customer experience. Imagine running a busy café where customers can easily pay through various methods credit cards, mobile payments, and more streamlining your operations and improving satisfaction. While our outstanding commercial loan portfolio stands at $0, we are continuously working towards creating opportunities for businesses in Houston, TX. Connect with us today at 4200 Kolb St Houston Tx 77007 or call us at (713) 864-0959 to discover how we can support your business journey!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car, our auto loans and vehicle financing options can help make your dream a reality. We offer competitive rates and flexible terms to ensure that you get the best deal possible. Picture yourself driving off in that new vehicle, knowing you secured an affordable loan through Houston Texas Fire Fighters.

Business Banking

For entrepreneurs and business owners, we offer business banking solutions including merchant services and business loans. Let us partner with you as you grow your business; we're here to provide the financial tools necessary for success.

Convenient Access

We understand that convenience matters. At Houston Texas Fire Fighters, we offer basic drive-thru banking services where members can quickly deposit or withdraw cash without leaving their cars. Plus, our online services ensure that banking is just a click away whether it's sending money through person-to-person payments or accessing e-statements. Ready to experience all these benefits? Give us a call at (713) 864-0959 or visit us at 4200 Kolb St Houston Tx 77007. Join us today at Houston Texas Fire Fighters Fcu and discover how we can help you achieve your financial goals!

Credit Cards with Rewards

With our credit cards featuring rewards programs, every purchase can bring you closer to exciting benefits. Whether it's cash back on groceries or points for travel, using our credit card means you're making smart choices that reward you every time you spend.

Mortgage Loans & Refinancing

Thinking about buying a home? Our mortgage loans and refinancing options can guide you through the process seamlessly. We understand that purchasing a home is one of the biggest decisions you'll ever make. That's why our knowledgeable staff is ready to assist you with personalized service every step of the way.

Personal Banking

Our personal banking services include checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds with features that allow you to manage your money effectively. Our online and mobile banking platforms let you check balances, transfer funds, and pay bills all from the comfort of your home or on-the-go.

Personal Loans & Debt Consolidation

If life throws unexpected expenses your way or if you're looking to consolidate debt, our personal loans can be a great solution. With flexible repayment options, we aim to support you during challenging times, helping you regain control of your finances without unnecessary stress.

Digital & Online Banking

E-Statements and Mobile Access

Say goodbye to paper statements! Our e-statements provide you with a secure way to view your financial information without the clutter. And if you're looking to manage your money from the palm of your hand, our mobile application is just what you need. It allows for mobile payments, making it easy to shop or pay friends through person-to-person transfers all from your smartphone.

Safety First

We prioritize your security as much as we do convenience. Our online banking services are equipped with advanced security measures so you can feel confident when accessing your accounts. From secure logins to encrypted transactions, we have your back. In addition to these features, our members enjoy real-time account management and straightforward navigation in our online platform. Whether it's checking balances or transferring money quickly, everything is designed with ease-of-use in mind. At Houston Texas Fire Fighters, we believe that banking should be simple and accessible for everyone. Join us today and experience the difference that digital banking can make in your life!

Financial Strength

Growing Member Base

We proudly support a growing member base with a total of 36,940, showcasing the trust you place in us with your finances. Our net shares (funds available for lending and investments) stand at $0, highlighting our readiness to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Houston Texas Fire Fighters is your trusted partner. Visit us at 4200 Kolb St Houston Tx 77007 or call (713) 864-0959 to learn more about how we can help you achieve your financial goals.

Investment in Member Services

With $47,256,182 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $5,237 in used auto loans and a total of $166,628,504 across various loan types.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 59 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $60,882,749 in share certificates and $41,817,562 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $51,190,865, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,204 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $52,387,434 in used vehicle loans and $41,633,823 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find the right fit for your budget. Plus, our refinancing options can help lower your current payments.

Credit Lines

For those who need a little extra cushion, our total credit lines amount to $8,250,113. This option allows you to access funds when needed without the hassle of applying for new loans each time. If you have any questions about eligibility or how to apply for these products, feel free to reach out! You can contact us at (713) 864-0959 or visit us at our branch located at 4200 Kolb St Houston Tx 77007 in Houston, TX. Our goal is to empower you through every step of your financial journey. Explore our loan offerings today and discover how we can support your aspirations! *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,838,591, make buying or refinancing simple. We offer competitive rates and flexible terms to meet your needs as you step into this significant investment.

Unsecured Credit Card Loans

Managing everyday expenses has never been easier with our unsecured credit card loans. With a total of $14,175,570 in loans helping members manage their finances effectively, you can enjoy flexible repayment terms that fit your lifestyle.

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