Houston Police Credit Union Houston TX | Top Auto Loans & Personal Banking

Introduction

Welcome to Houston Police at our Willowbrook Branch, located conveniently at 17314 State Highway 249 Ste 107, Houston, TX 77064. Since our establishment in 1937, we've been dedicated to serving the financial needs of our community, fostering trust and reliability with every interaction. With over 31,201 members and total assets reaching a remarkable $928,613,683, we pride ourselves on being a solid financial partner for individuals and families alike. At Houston Police Credit Union, we understand the importance of your hard-earned money. That's why we offer a range of services designed to help you thrive, including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our commitment goes beyond just numbers; it's about making a positive impact in our community. As of now, we have facilitated a total of 28,727 loans and leases, helping countless members achieve their dreams. Our leadership team is here to guide you. Under the stewardship of CEO Kim Foster and Board President Bobby Camp, we prioritize your financial well-being. Our friendly staff is always available to assist you with any questions or concerns you may have. You can reach us at 713-986-0200, or feel free to send any official correspondence to our mailing address: 1600 Memorial Dr, Houston, TX 77007-7702. With a strong net worth of $152,823,236 and cash in hand amounting to $4,481,802, we are not just a credit union; we are your community's trusted financial institution. Join us today and experience personalized service that puts your needs first. Visit our website at hpcu.coop for more information on membership eligibility and account opening procedures. We're here to support you every step of the way let's build a brighter financial future together!

Branch History & Mission

Commitment to Innovation

As part of our dedication to modern banking practices, we offer robust digital services including online banking and mobile payment options. Whether you're accessing your account from home or on-the-go, we ensure a user-friendly experience that keeps you connected. Our branch is ADA-compliant and designed with accessibility in mind. While we currently do not have drive-thru services available, we do have an ATM for convenient access to cash and basic banking needs.

Join Us Today!

As we continue this journey together, we invite you to become part of the Houston Police Credit Union family. Experience firsthand how our commitment to member service can help you achieve your financial dreams. For any inquiries or assistance, feel free to call us at 713-986-0200 or visit us during lobby hours from Monday through Friday between 8:30 AM and 4:30 PM. Together, let's build a brighter financial future!

Mission Statement

At Houston Police Credit Union, our mission is clear: we strive to provide exceptional financial services while supporting the well-being of our community. We believe in empowering our members through personalized banking solutions that include checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and more. We are committed to giving back to the community by engaging in outreach initiatives and forming partnerships that uplift those around us. Our focus on education and awareness ensures that all members can make informed financial decisions.

Our Story

Since opening our doors more than eight decades ago, the Houston Police Credit Union has been dedicated to helping our members achieve their financial goals. Over the years, we've witnessed tremendous growth, with total assets now standing at an impressive $928,613,683. This growth reflects not only our sound financial practices but also the trust and loyalty of our members. Our headquarters in Houston serves as the backbone of our operations, allowing us to maintain close ties with our community. We are proud to be located near local landmarks that symbolize safety and security values that resonate deeply with our mission.

Branch Location & Accessibility

Convenient Access

Finding us is straightforward, with ample parking available for all our visitors. We are committed to providing a welcoming environment for everyone, featuring ADA-compliant facilities that ensure ease of access for all members. Whether you're visiting for personal banking or seeking assistance with loans, our friendly staff is here to help.

Get in Touch

We invite you to drop by and see what we can do for you! If you have questions or would like more information before your visit, feel free to give us a call at 713-986-0200. Our team looks forward to welcoming you into our community-focused credit union!

Operating Hours

Our lobby hours are designed to fit your busy schedule. We're open from Monday to Friday, 8:30 AM to 4:30 PM, giving you plenty of time throughout the week to come in and meet with our team. Unfortunately, we are closed on Saturdays and Sundays, but we encourage you to plan your visit during the week when we're ready to serve you!

Services at Your Fingertips

At Houston Police Credit Union, we offer a range of services tailored to meet your needs from checking and savings accounts to auto loans and credit cards with rewards. Need cash? We have ATM availability right here at our branch for quick withdrawals and balance checks. While we currently do not offer drive-thru banking or shared service centers, we strive to provide comprehensive online and mobile banking options for your convenience.

Member Eligibility

At Houston Police, we believe that becoming a member is like joining a family where everyone looks out for one another. If you live, work, or worship in our community, you're likely eligible to join us. Our doors are open to individuals who meet certain criteria, such as being an employee of the Houston Police Department or having a family member who is already a member. This inclusivity means that you can enjoy all the benefits of membership from competitive loan rates to personalized financial services. To explore the specific eligibility details, feel free to visit our website at http://www.hpcu.coop/membership.aspx . Opening an account is straightforward and welcoming! You can easily start your journey with us by giving us a call at (713) 986-0200 or visiting us at our branch located at 17314 State Highway 249 Ste 107 Houston Tx 77064. We're here to help you every step of the way, making sure you feel supported as you take advantage of the great services we offer. Join us today and experience firsthand how being part of Houston Police can enhance your financial well-being!

Business Banking & Commercial Services

Merchant Services

In addition to loans, we offer merchant services that make transactions smoother for your customers. Whether you're running a retail shop or a service-based business, our payment processing solutions can help you accept payments quickly and securely, letting you focus on what matters most: serving your customers. Visit us at 17314 State Highway 249 Ste 107 Houston Tx 77064 in Houston, TX or call us at (713) 986-0200 to learn how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM services allow for easy withdrawals and balance checks whenever you need them. Enjoy the convenience of accessing your funds without waiting in line at a bank branch. At Houston Police, we pride ourselves on being more than just a credit union; we are part of our community. We encourage you to reach out with any questions or visit us during our lobby hours from Monday to Friday, 8:30 AM - 4:30 PM. You can also give us a call at 713-986-0200 if you'd like more information about any of our services. We invite you to join us and experience all that we have to offer! Visit us at hpcu.coop today!

Auto Loans & Vehicle Financing

If you're in the market for a new car or need financing for a used vehicle, our auto loans offer competitive rates and flexible terms. Picture driving off in that new car you've had your eye on while knowing you've secured a great deal with manageable monthly payments.

Business Banking

For our business members, we offer merchant services and business loans tailored specifically to help you grow and manage your operations effectively. We understand the challenges of running a business and aim to provide solutions that support your goals.

Credit Cards with Rewards

Enjoy shopping rewards with our credit cards! They come with benefits that allow you to earn points for every dollar spent. Use those points for travel, gift cards, or cash back it's like earning while you spend!

Mortgage Loans & Refinancing

Thinking about buying a home or refinancing your existing mortgage? Our mortgage loans are tailored to fit various budgets and needs. We guide you through the process so you can focus on what matters most finding the perfect home.

Personal Banking

Our personal banking services include various checking and savings accounts that help you manage your money easily. Imagine having the flexibility to access your funds anytime through our robust online and mobile banking options. You can check balances, transfer money, and pay bills right from your smartphone!

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans come in handy! Whether it's for medical bills, home repairs, or even consolidating debt to simplify your finances, we have options that make sense for you.

Digital & Online Banking

Key Services

With our robust online banking platform available at https://www.hpcu.coop/ , you can handle everything from checking balances to transferring funds without stepping foot in a branch. Our user-friendly interface ensures that you'll find what you need quickly, allowing you to spend more time on what matters most to you. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. Just enter the recipient's details, and the money is on its way! Plus, if you're always on the go, our mobile application provides all the features you need right at your fingertips, whether it's making payments or viewing e-statements. We also support mobile payments for added convenience; simply link your accounts and start shopping!

Security and Accessibility

Your security is our top priority. We provide electronic signature authorization for transactions, ensuring that your information remains safe while offering ease of use. You can also choose to receive e-statements instead of paper ones, helping to keep your information organized and secure. With 24/7 online banking services, you have complete control over your financial activities whenever it suits you. Whether it's late at night or during lunch breaks, you'll have real-time access to manage your accounts effectively. At Houston Police, we're committed to making banking accessible and straightforward for all our members. Join us today and take advantage of our digital services designed with you in mind!

Financial Strength

Commitment to Growth

With $149,576,457 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We also support your financial goals with $4,753 in used auto loans and $466,485,018 in total loans and leases.

Growing Membership Base

Total Share Accounts: 59,493, show a strong and growing member base that trusts us with their finances. Our net shares (Funds available for lending and investments) stand at $375,737, ensuring that we have ample resources available for our members' needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Houston Police is your trusted partner. Visit us at 17314 State Highway 249 Ste 107 Houston Tx 77064 or call (713) 986-0200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Focused Savings

Members' savings are secured through $238,637,548 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. Our focus is on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 82 full-time employees and 10 part-time employees who are always ready to assist you with their knowledge and commitment.

Strong Financial Health

With a net worth of $152,823,236, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,640 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $97,870,791 in used vehicle loans and $121,767,375 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used car, we've got options tailored just for you.

Credit Lines and Unsecured Loans

For those looking for flexibility, our total credit lines amounting to $115,666,004 provide access to funds when you need them most. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $38,007,523 in loans helping members manage their finances effectively. These options are perfect for consolidating debt or covering unexpected expenses. If you're considering refinancing any existing loans, we encourage you to reach out to us. We can discuss eligibility options and how our products might better serve your financial situation. To learn more about our loan offerings or to speak with one of our knowledgeable team members, please call us at (713) 986-0200. At Houston Police, we're dedicated to providing personalized service and support throughout your lending experience. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today and discover how we can assist you in reaching your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $23,666,460, make buying or refinancing simple. We aim to guide you through every step, ensuring that your path to owning a home is smooth and straightforward.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means users receive fair and transparent offers. One key benefit of using LendMesh is the Verified Data it provides. Loan offers are sourced from legitimate financial institutions, ensuring transparency for users making important financial decisions. Another significant advantage is that LendMesh features No Sponsored Listings. Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for every user. Additionally, LendMesh offers Real-Time Rate Comparisons. Users can access up-to-date loan rates from multiple institutions, empowering them to make informed decisions tailored to their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh has positively impacted borrowers by delivering reliable information quickly. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

HOUSTON POLICE FEDERAL CREDIT UNION