Houston Police Credit Union Houston TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Houston Police at our Travis Branch, located conveniently at 1200 Travis St Fl 20, Houston, TX 77002. Established in 1937, we have proudly served our community for over eight decades, fostering a sense of trust and reliability among our 31,201 members. With total assets exceeding $928,613,683, we are committed to providing financial solutions that empower our members and enrich the community. At Houston Police Credit Union, we understand the importance of having a financial partner you can count on. Whether you need assistance with personal banking, auto loans, or even business services, we're here to help. Our dedicated team of 92 employees, led by our CEO Kim Foster and Board President Bobby Camp, is always ready to provide personalized service that meets your unique needs. While members can visit us at our branch address, official correspondence should be sent to 1600 Memorial Dr, Houston, TX 77007-7702. We invite you to explore our wide range of services designed with you in mind whether it's checking and savings accounts or credit cards with rewards. With total deposits amounting to $83,573,641 and a net worth of $152,823,236, we remain steadfast in our commitment to your financial well-being. For any inquiries or assistance, feel free to reach us at 713-986-0200 during lobby hours from Monday to Friday, 8:00 AM - 4:30 PM. Join us as we continue to build a brighter financial future together. Visit our website at hpcu.coop for more information about membership and services. Your journey towards financial stability starts here!

Branch History & Mission

Embracing Innovation

As part of our commitment to service excellence, we have embraced technology that makes banking easier for you. From online banking and mobile payments to e-statements and ATM access our digital advancements ensure that you can manage your finances anytime and anywhere. At the Houston Police Credit Union, inclusivity is key. We prioritize ADA compliance across all platforms so that every member can enjoy access to our services without barriers.

Join Us!

We invite you to become part of the Houston Police Credit Union family. Experience firsthand how we're dedicated not just to your financial needs but also to creating a supportive environment where everyone can thrive. Visit us today at 1200 Travis St Fl 20 or explore more about our services at hpcu.coop. Together, let's build a brighter future for ourselves and our community!

Our Journey

From our humble beginnings nearly a century ago, the Travis Branch has evolved significantly. Initially founded to provide affordable financial services to police officers and their families, we quickly recognized the need for broader community support. Today, we are proud to offer a wide range of services that cater not just to law enforcement but to everyone in our community. Located at 1200 Travis St Fl 20, our branch is easily accessible and situated near popular local landmarks, making it convenient for members to visit us during our operating hours: Monday through Friday from 8:00 AM to 4:30 PM. While you can reach out to us directly at 713-986-0200, if you need to send official correspondence, please use our mailing address at 1600 Memorial Dr, Houston, TX 77007-7702.

Our Mission

At Houston Police Credit Union, our mission is simple yet profound: to empower our members by providing exceptional financial services while fostering community well-being. We strive not only for financial growth but also for genuine connections with each member. Whether it's offering checking and savings accounts or assisting with auto loans and mortgages, we aim to be your trusted partner on your financial journey. We believe that financial health goes hand-in-hand with community support. That's why we actively engage in outreach programs and partnerships within Houston. By working together with local organizations and initiatives, we enhance the lives of those around us because when our community thrives, we all benefit.

Branch Location & Accessibility

Accessible and Convenient

We understand that accessibility is important for our members. Our branch features ADA-compliant entrances and ramps, making it easy for everyone to access our services. Plus, parking is available nearby, ensuring a hassle-free visit.

Call to Action

If you have any questions or need assistance, don't hesitate to reach out! You can give us a call at 713-986-0200. We look forward to welcoming you in person at our branch soon!

Operating Hours

Our lobby hours are designed to fit your busy schedule. We're open Monday through Friday from 8:00 AM to 4:30 PM, giving you ample time during the week to manage your banking. Unfortunately, we are closed on weekends.

Services Offered

At the Houston Police branch, we offer a variety of personal banking services including checking and savings accounts, auto loans and vehicle financing, mortgage loans, personal loans for debt consolidation, and credit cards with rewards. We also provide business banking options such as merchant services and business loans. For added convenience, our ATM is available for cash withdrawals and balance checks.

Member Eligibility

At Houston Police, we believe that becoming a member is like joining a supportive family that truly cares about your financial well-being. If you're curious about eligibility, you'll find it welcoming and straightforward. To become a member, you generally need to be an employee of the Houston Police Department or have a family member who is. This means that if you're connected to the police community, you can take advantage of our personalized services designed just for you! For more detailed information about the specific eligibility criteria, check out our resource at http://www.hpcu.coop/membership.aspx . Once you know you're eligible, opening an account is a breeze! Our friendly team at Houston Police, located at 1200 Travis St Fl 20 Houston Tx 77002, is here to guide you through the simple process. Just give us a call at (713) 986-0200 if you have any questions or need assistance getting started. We can't wait to welcome you as part of our community!

Business Banking & Commercial Services

Business Loan Options

Imagine securing the funds needed to launch your dream project or increase your inventory just in time for the busy season. At Houston Police, we help turn these dreams into reality. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Merchant Services

But it doesn't stop at loans. Our merchant services are designed to simplify transactions so you can focus on what you do best running your business. From easy payment processing to seamless integration with your sales systems, our services make managing finances straightforward and efficient. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Houston, TX. Visit us at 1200 Travis St Fl 20 Houston Tx 77002 or call us at (713) 986-0200 to discover how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer tailored Business Banking services including merchant services and business loans. We know how important it is for small businesses to have reliable banking support. Our team can assist in setting up accounts that streamline operations while providing access to necessary funding.

Convenient Access Anytime

With Online & Mobile Banking, managing your accounts has never been easier. You can conduct transactions at your convenience using our user-friendly mobile app or website. Plus, if you need cash quickly, our ATM & Cash Withdrawal Services allow easy access whenever you need it. We invite you to visit us at 1200 Travis St Fl 20 Houston Tx 77002 or call us at (713) 986-0200 to learn more about how Houston Police can support your financial journey. Join us today and experience banking designed around you!

Credit Cards That Reward You

Enjoy shopping rewards with our Credit Cards with Rewards program! This card offers perks for every dollar spent, so whether you're filling up your gas tank or buying groceries, you earn points that can be redeemed for exciting rewards.

Financial Support When You Need It

Life can be unpredictable, which is why we also provide Personal Loans & Debt Consolidation services. These loans can help cover unexpected expenses or consolidate debt into manageable payments. Our goal is to support you during tough times with solutions that fit your financial situation.

Home Ownership Made Easy

If homeownership is on your horizon, look into our Mortgage Loans & Refinancing options. We offer various mortgage products that cater to first-time buyers and seasoned homeowners alike. With personalized assistance, we help you navigate the complexities of buying or refinancing your home, ensuring you get the best deal possible.

Personal Banking Solutions

We understand that managing your money is personal. That's why we offer Personal Banking options that include checking and savings accounts designed for your everyday needs. You can easily access your funds through our online and mobile banking platforms, making it convenient to check balances and transfer money anytime, anywhere. Imagine being able to pay bills or make purchases from your phone without needing to visit the branch!

Vehicle Financing

For those considering a new ride, our Auto Loans & Vehicle Financing services provide competitive rates and flexible terms. Whether you're buying a new car or refinancing an existing loan, we make the process straightforward and stress-free. Our experienced staff will guide you through the application process so you can hit the road in no time.

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform allows you to check your balances, transfer funds, and pay bills with just a few clicks. You can also enjoy the peace of mind that comes with e-statements, which are readily available for your review. If you're always on the go, our mobile application brings all these features right to your fingertips. Whether you need to make a quick payment or view recent transactions, it's all just a tap away.

Security You Can Trust

Your security is our top priority. With electronic signature authorization, you can sign documents digitally without worrying about safety. Plus, our system ensures that every transaction is protected, so you can bank with confidence.

Stay Connected with Mobile Payments

Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. Just link your account, and you can send money directly from your phone using our mobile payments service. It's perfect for splitting bills or sending gifts! At Houston Police, we strive to make banking as convenient and secure as possible. Explore our digital services today and see how they can enhance your financial experience!

Financial Strength

Commitment to Growth

With $149,576,457 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $4,753 in used auto loans and $466,485,018 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 82 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Trust

Total Share and Deposit Accounts: 59,493, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $375,737. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Houston Police is your trusted partner. Visit us at 1200 Travis St Fl 20 Houston Tx 77002 or call (713) 986-0200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Secured Savings

Members' savings are secured through $238,637,548 in share certificates, offering stable and rewarding financial growth opportunities. Although we do not have money market shares at this time, our focus remains on delivering value through the products we offer. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $152,823,236, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation enables us to support our members' needs effectively. Our net worth ratio of $1,640 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $97,870,791 in used vehicle loans and $121,767,375 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have flexible options to suit your needs.

Credit Lines

If you're looking for more financial flexibility, our total credit lines amounting to $115,666,004 allow you to borrow what you need when you need it. This option is ideal for managing larger purchases or unexpected expenses without having to apply for multiple loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $23,666,460, make buying or refinancing simple. We provide tailored solutions for first-time homebuyers and seasoned homeowners alike, ensuring that you can find the right fit for your budget and lifestyle.

Refinancing Options

For those considering refinancing existing loans, we offer competitive rates and personalized service to ensure a smooth transition. Our team will work with you to evaluate your current situation and help you find the best refinancing option available. At Houston Police, we're committed to providing clear information and support as you navigate your borrowing choices. You can reach us at (713) 986-0200 if you have questions or want to start your application today. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your journey toward financial empowerment begins here let's take the next step together!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $38,007,523 in loans helping members manage their finances effectively. These credit cards provide an easy way to handle everyday expenses without the burden of collateral.

Loan Aggregator

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HOUSTON POLICE FEDERAL CREDIT UNION