Hotel And Travel Industry Credit Union Honolulu HI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Hotel And Travel Industry, your trusted financial partner located at 1914 S King St Ste 100, Honolulu, HI 96826. Established in 1954, we have proudly served our community for decades, growing our membership to over 4,600 members and managing total assets of $39,553,585. Our mission is simple: to provide personalized banking services that meet the unique needs of our members while fostering a strong sense of community. At Hotel And Travel Industry, we believe in the power of connection and support. That's why we've made it our goal to ensure that every member feels valued and understood. We offer a wide range of services from checking and savings accounts to auto loans and personal financing options. With total deposits exceeding $378,963 and a net worth of $3,463,415, we are committed to maintaining your financial well-being. Our team is led by CEO Cheryl Nakai and Board President Velma Kam, both dedicated to ensuring that your experience with us is nothing short of exceptional. With a staff of 7 employees, we pride ourselves on being accessible and responsive to your needs. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 1600 Kapiolani Blvd Ste 110, Honolulu, HI 96814-3802. Whether you're looking to open an account or explore loan options, we invite you to reach out or stop by. For any questions or assistance, feel free to call us at 808-942-5115 during our operating hours: Monday/Wednesday/Thursday from 8 AM to 4:30 PM; Tuesday from 8 AM to 2 PM; and Friday from 8 AM to 6 PM. Join us in building a brighter financial future together!

Branch History & Mission

Community Focus

Over the years, Hotel And Travel Industry has established strong partnerships with local organizations and engaged in various outreach efforts. Whether it's sponsoring community events or supporting local charities, we strive to give back and enhance the lives of those around us. We believe that when our community thrives, we all prosper together. As a member-focused organization, we also encourage feedback from our members. Your thoughts help shape how we serve you better every day.

Join Us

With total assets reaching an impressive $39,553,585, we are well-positioned to help you meet your financial needs. Our dedicated team is here to support you during our operating hours Monday through Thursday from 8 AM to 4:30 PM, Tuesday until 2 PM, and Friday until 6 PM. We invite you to join Hotel And Travel Industry today and experience firsthand the benefits of being part of a caring community that prioritizes your financial wellbeing. Call us at (808) 942-5115 or visit us at our branch location; let's start building your future together!

Our Mission

The mission of Hotel And Travel Industry is simple yet profound: to provide accessible financial services while fostering a sense of community. We believe that everyone deserves the opportunity to achieve their financial goals. Our services include personal banking, auto loans, mortgage options, credit cards with rewards, and business banking solutions all designed to empower our members financially. We understand the importance of adapting to the needs of our members, which is why we've embraced digital advancements like online and mobile banking. Our commitment to accessibility extends beyond technology; we prioritize ADA compliance to ensure everyone can benefit from our services.

Branch Location & Accessibility

A Great Location

You can find us right off the bustling streets near popular spots like the local parks and shopping areas, making it easy to visit us while you run your errands. Our location ensures that you have quick access to all the services you need without any hassle. Plus, parking is readily available for our members, ensuring a stress-free visit.

Accessibility Features

We are proud to be ADA compliant, featuring ramps and accessible entrances so everyone can enjoy our services comfortably. Your convenience is important to us, and we strive to make banking as easy as possible for every member of our community.

Operating Hours

We're open at convenient times for you! Visit us Monday, Wednesday, and Thursday from 8 AM to 4:30 PM; on Tuesday from 8 AM to 2 PM; and Friday from 8 AM to 6 PM. Whether you're looking to meet with a representative or manage your accounts in person, our friendly staff is ready to assist you during these hours.

Services Offered

At Hotel And Travel Industry, we offer a variety of services tailored just for you. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing options, we have everything covered. While we currently do not have ATM access or drive-thru services at this branch, our team is always available to help with cash withdrawals or any inquiries you may have. While members can visit us at 1914 S King St Ste 100 Honolulu Hi 96826, official correspondence should be sent to our mailing address at 1600 Kapiolani Blvd Ste 110, Honolulu, HI 96814-3802. If you're ready to take the next step in managing your finances or simply want more information about what we offer, feel free to give us a call at (808) 942-5115. We look forward to welcoming you into the Hotel And Travel Industry family!

Member Eligibility

Becoming a member of Hotel And Travel Industry feels like joining a close-knit community where you're supported every step of the way. If you live, work, or worship in the areas we serve, you're already on the right track! We welcome individuals who share our passion for financial wellness and community support. To learn more about specific eligibility criteria, feel free to visit our detailed page at http://www.htifcu.com/become-a-member. It's easy and straightforward to get started with us. Once you're ready, you can open your account online by visiting https://app.loanspq.com/pl/personalloan.aspx?enc=kw21wblm1yxpjjabdozadz8ylj4kvuuw2gppzvonq9mhgcwjctufnoo4xxpttair5naucjzygskdktbnpbymlq. If you have any questions or need assistance, don't hesitate to call us at (808) 942-5115. We're here to help you take this exciting step towards securing your financial future!

Business Banking & Commercial Services

Loan Options Tailored for You

Imagine securing the funds you need to purchase new equipment, hire staff, or open a new location. While we have not yet disbursed any member commercial loans totaling $0, we're eager to provide flexible financing solutions tailored for our members in the future. For non-members, we also offer competitive options with $0 available to help more businesses thrive.

Practical Merchant Services

Beyond loans, our merchant services simplify everyday transactions. Picture your customers making purchases easily with various payment methods. This convenience not only enhances customer satisfaction but also boosts your bottom line. With an outstanding commercial loan portfolio of $0, we are dedicated to driving economic growth by financing new and expanding businesses in Honolulu, HI. Let us be part of your journey to success! For more details on how we can help your business grow, visit us at 1914 S King St Ste 100 Honolulu Hi 96826 or call us at (808) 942-5115.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer tailored banking solutions including merchant services and business loans. We understand that running a business requires reliable support and resources, which is why we strive to be a partner in your success.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why Hotel And Travel Industry provides robust online and mobile banking options. You can easily manage your accounts from anywhere be it checking balances or transferring funds with just a few taps on your smartphone. Plus, our ATM services ensure you have easy access to cash whenever you need it.

Loans and Financing Solutions

In addition to traditional loans, we have personal loans available for debt consolidation or unexpected expenses. Life can throw curveballs, and having access to quick cash can make all the difference. Plus, if you're looking for added rewards in your spending, our credit cards come with enticing rewards programs that let you earn while you spend.

Member Support

We pride ourselves on building strong relationships with our members through personalized service. Whether you're visiting us at our branch located at 1914 S King St Ste 100 Honolulu Hi 96826 in Honolulu, or reaching out via phone at (808) 942-5115, our team is here to assist you every step of the way. Ready to explore how Hotel And Travel Industry can help meet your financial needs? Visit us at our website for more information or stop by during our operating hours: Monday/Wednesday/Thursday from 8 AM to 4:30 PM, Tuesday from 8 AM to 2 PM, and Friday from 8 AM to 6 PM. We look forward to welcoming you!

Personal Banking

Starting with personal banking, we offer a variety of checking and savings accounts designed to fit different lifestyles. Whether you're saving for a big purchase or managing everyday expenses, our accounts come with features that help you track your finances effortlessly. For those considering larger purchases like a new vehicle or home, our auto loans and mortgage loans provide competitive rates and flexible terms. Imagine driving off in your dream car or settling into your new home without the stress of complicated financing that's what we aim to deliver.

Digital & Online Banking

Convenient Features for Everyday Use

Our members enjoy the benefits of e-statements, which not only help you keep track of your transactions but also reduce paper clutter. You can easily switch to e-statements and stay organized without sacrificing security. If you're on the go, our mobile application allows you to access all your banking needs right from your smartphone. From making person-to-person transfers to utilizing mobile payments for quick purchases, everything is designed for ease of use. Imagine paying your friends back instantly or handling bills without needing cash or checks it's that simple!

Safety Meets Accessibility

Security is a top priority at Hotel And Travel Industry. With robust encryption and authentication measures in place, you can feel confident knowing that your personal information is safe while you bank online or through our app. In addition to these features, we've made it easy to stay connected with us for any support you may need. Our friendly team is just a phone call away at (808) 942-5115. We're here to help make your banking experience as smooth as possible. Explore how our digital and online banking services can work for you today! Visit us at https://htifcu.com/ and discover the future of banking with Hotel And Travel Industry where convenience meets community.

Financial Strength

Growing Member Base

We proudly support a growing member base with a total of 6,821 share accounts. This shows the trust members place in us for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hotel And Travel Industry is your trusted partner. Visit us at 1914 S King St Ste 100 Honolulu Hi 96826 or call (808) 942-5115 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $8,091,329 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $3,423,538 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $68 in used auto loans and $15,508,721 in total loans and leases.

Strong Financial Position

With a net worth of $3,463,415, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $875 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Hotel And Travel Industry, we understand that financial needs vary from person to person. That's why we offer a wide range of loan products designed to help you achieve your goals, whether you're looking to buy a car, purchase a home, or simply manage your expenses better. Located at 1914 S King St Ste 100 Honolulu Hi 96826 in Honolulu, HI, our team is dedicated to providing personalized service and support. With over 1,327 loans issued, we've helped thousands of members achieve their financial goals. If you're considering purchasing a vehicle, our auto loans come with some of the lowest rates in the industry. We currently have $1,360,169 in used vehicle loans and $2,263,135 in new vehicle loans already helping members get on the road. Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,800,839, make buying or refinancing simple. We are here to guide you through the process and answer any questions you may have about eligibility or refinancing options. For those who want more flexibility with their spending, we also provide unsecured credit card loans. Although there are currently no unsecured credit card loans issued, this option will allow members to manage their finances effectively when needed. You can reach us at (808) 942-5115 for more information on our loan offerings or visit our website at https://htifcu.com/ to explore how we can assist you further. Whether you're looking for an auto loan, mortgage, or credit line loan totaling $8,832,217, we're here to help you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Hotel And Travel Industry, we strive to make borrowing accessible and straightforward for all our members.

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