Horizons North Credit Union Westminster CO | Low Mortgage Rates & Auto Loans

Introduction

At Horizons North, we believe that every member deserves a financial partner they can trust. Located conveniently at 13559 Huron St, Westminster, CO 80234, our branch has been serving the community since 1960. With a membership base of over 6,874 individuals, we are dedicated to providing personalized banking solutions tailored to your needs. Our commitment to the community is reflected in our impressive financial strength. We proudly manage total assets of $116,560,872 and have funded more than 3,912 loans and leases. In addition to that, we hold total deposits of $8,375,516, ensuring that your savings are secure and accessible when you need them. Our net worth stands at $9,761,671, demonstrating our stability and capacity to support our members effectively. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to 13559 Huron Street, Westminster, CO 80234. Our experienced team of 20 employees, led by CEO Brian Resch and Board President Rob Webber, is ready to assist you with a range of services including personal banking, auto loans, mortgage refinancing, and business banking solutions. Whether you're looking to open a new account or explore loan options, we encourage you to reach out. Give us a call at 303-451-1146 or visit our website at www.hncu.org for more information. Join us at Horizons North today and experience the difference in community-focused banking!

Branch History & Mission

Community Focus

As part of our mission, we prioritize outreach efforts that benefit the communities we serve. Through various initiatives and partnerships with local nonprofits, we aim to uplift those around us by providing not just financial assistance but also educational resources that promote financial literacy. We also recognize the importance of accessibility; thus, we ensure ADA compliance across all our services. Whether you need assistance with online banking or prefer face-to-face interactions at our branch or shared service center, we're here for you.

Join Us

As we look forward to the future, we invite you to join us at Horizons North. Experience firsthand how we're dedicated to making a positive impact on your financial well-being and the community as a whole. Together, let's build a brighter future! For more information or to become a member today, please call us at (303) 451-1146 or visit our website at www.hncu.org.

Mission Statement

At Horizons North, our mission is simple yet powerful: to empower individuals and families through quality financial services while actively participating in community development. We believe that everyone deserves access to affordable financial products that can help them achieve their goals. Our commitment extends beyond banking; we strive to engage in meaningful partnerships with local organizations that support education, health, and economic growth. While members can visit us at 13559 Huron St for all their banking needs, official correspondence should be sent to our mailing address at 13559 Huron Street, Westminster, CO 80234.

Our Evolution

Located at 13559 Huron St, our branch has witnessed significant changes in the financial landscape over the decades. We opened our doors to provide accessible financial services to the local community, focusing on member needs and fostering a spirit of cooperation. As we evolved, we embraced technological advancements while maintaining our core values of trust and transparency. Over the years, we have expanded our offerings to include personal banking, auto loans, mortgage refinancing, and business banking services. Our headquarters in Westminster continues to oversee operations with dedication. Our team of 20 employees works diligently to ensure that every member feels valued and supported. We are proud of our drive-thru banking service and ATM availability, which enhance convenience for our members.

Branch Location & Accessibility

Convenient Access

At Horizons North, we understand that accessibility is key for our members. Our branch features designated parking spots and ADA-compliant ramps to ensure everyone can access our services with ease. If you prefer a quicker option, take advantage of our drive-thru banking service available Monday through Thursday from 9 AM to 5 PM and Friday until 6 PM.

Operating Hours

We invite you to visit us during our lobby hours, which are by appointment only from Monday to Friday, ensuring personalized attention tailored to your needs. Just give us a call at 303-451-1146 to schedule your visit!

Services Offered

Our branch offers a range of services designed to meet your financial needs. From checking and savings accounts to auto loans, mortgage refinancing, and business banking solutions our dedicated team is ready to assist you. Plus, with ATM availability on-site, you can easily access cash whenever you need it. While members can visit us at 13559 Huron St Westminster Co 80234, official correspondence should be sent to our mailing address at 13559 Huron Street, Westminster, CO 80234. We look forward to welcoming you at Horizons North! Feel free to stop by or call us today for more information about how we can help you achieve your financial goals.

Member Eligibility

At Horizons North, we believe that joining our community is not just about banking; it's about being part of something special. If you're looking to become a member, you're in the right place! Eligibility is open to anyone who lives, works, worships, or attends school in Adams County or surrounding areas. We welcome you to explore the benefits of membership, including personalized financial services tailored to your needs. For more detailed information on eligibility criteria, feel free to check out our comprehensive guide at this link. Getting started is a breeze! You can easily open an account by visiting us at 13559 Huron St, Westminster, CO 80234, or by giving us a call at 303-451-1146. Whether you prefer in-person assistance or online convenience, we're here to help you every step of the way. Dive into your new financial journey with us today and experience the difference that comes with being part of the Horizons North family! For more details on opening an account, visit this page.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $23 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $43 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,890,879, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan offerings, we provide essential merchant services that streamline payment processing for your business. Imagine having a reliable system in place that allows your customers to pay easily whether it's through card transactions or digital payments. This not only enhances customer satisfaction but also helps you manage sales more efficiently. Visit us at 13559 Huron St Westminster Co 80234 in Westminster, CO, or give us a call at (303) 451-1146 to learn how we can support your business journey today!

Comprehensive List Of Services

Business Banking Support

If you're a business owner, you'll appreciate our dedicated Business Banking services. We offer merchant services and business loans that allow you to focus on what you do best running your business. Our expert team is always ready to assist with any questions or concerns.

Convenient Access and Support

We know how important convenience is in today's fast-paced world. That's why we provide an array of services such as ATM & Cash Withdrawal Services and basic drive-thru banking for simple transactions like deposits and withdrawals. For members of partner credit unions, we also facilitate basic shared branch transactions so that you can access your funds easily when visiting us. Our commitment extends beyond traditional banking hours; our lobby operates by appointment only from Monday to Friday from 9 AM to 5 PM, while our drive-thru service is available Monday through Thursday from 9 AM to 5 PM and Friday until 6 PM.

Credit and Debt Management

Life can be unpredictable, and sometimes you need a little extra help. Our Personal Loans & Debt Consolidation services are here for you when unexpected expenses arise or when you're looking to simplify your finances. Plus, with our Credit Cards with Rewards, you can earn points on everyday purchases that can lead to fantastic rewards.

Get Started Today!

At Horizons North, we believe in empowering our members with the tools they need for financial success. Ready to take control of your finances? Visit us at our branch in Westminster or give us a call at 303-451-1146 for more information about how we can assist you. Together, let's build a brighter financial future!

Personal Banking Solutions

We understand that managing your money is essential for peace of mind. That's why we offer various Personal Banking options, including checking and savings accounts designed to fit your lifestyle. Imagine having the flexibility to access your funds anytime through our Online & Mobile Banking platforms. You can pay bills, transfer money, and check balances right from your smartphone or computer. For those considering buying a new car or refinancing their current vehicle, our Auto Loans & Vehicle Financing make it easy to drive away in your dream car without breaking the bank. We also provide Mortgage Loans & Refinancing, helping you secure a home or lower your monthly payments with ease.

Digital & Online Banking

Key Features

Our online banking platform offers 24/7 access to your accounts, so whether it's early morning or late at night, you can check balances, make transfers, and pay bills with ease. If you're looking to send money to a friend or family member, our person-to-person transfer feature makes it simple and quick no need for cash or checks. For those who prefer mobile banking, our user-friendly mobile application brings all of these features right to your fingertips. You can download it today and start enjoying real-time account management on the go. Plus, we offer e-statements for easy access to your financial documents without the clutter of paper statements.

Security and Accessibility

We prioritize your security while making banking accessible. Our online services include robust security measures so you can feel confident when managing your money digitally. Although we do not currently support electronic signature authorization, rest assured that your transactions are safe with us. With all these features available at Horizons North, banking has never been easier or more secure. Whether you're on a lunch break or relaxing at home, you have the power to handle your finances on your own terms. Discover how our digital banking tools can simplify your life today!

Financial Strength

Growing Member Base

Total Share Accounts stand at 13,555, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $2,802,619, further emphasizing our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Horizons North is your trusted partner. Visit us at 13559 Huron St Westminster CO 80234 or call 303-451-1146 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $24,458,267 in share certificates and $17,887,398 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $71,720 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 19 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable team.

Reinvestment for Growth

With $9,689,951 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $39,171,199 in total loans and leases and $11,123 in used auto loans.

Solid Financial Health

With a net worth of $9,761,671, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.37% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $18,783,380 in used vehicle loans and $3,863,968 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive interest rates to ensure you find the perfect fit for your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $2,890,879 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are here to support your ventures with tailored financial solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $37,876,248, make buying or refinancing simple. We can guide you through every step of the process to ensure you have a smooth experience.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, we have options available that may help lower your monthly payments or reduce your interest rate. It's always worth exploring how you can save more money over time. At Horizons North Credit Union, we pride ourselves on transparency and service quality. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For any questions or to explore eligibility options for our loan products, please give us a call at 303-451-1146 or visit our website at www.hncu.org. We're ready to assist you in finding the right loan solution!

Unsecured Credit Card Loans

Managing day-to-day expenses can be easier with our unsecured credit card loans. With a total of $1,274,191 in loans helping members manage their finances effectively, we offer flexible terms that fit your lifestyle and spending habits.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing guarantees that all loan offers are fair and transparent. By relying on data from reputable institutions, LendMesh helps users navigate their options with confidence.

Horizons North