Horizon Utah Credit Union West Point UT | Best Auto Loans & Business Banking

Introduction

Welcome to Horizon Utah, your trusted partner in financial growth and community support. Located at 2986 W 300 N, West Point, UT 84015, our branch has been serving members since 1956 with a commitment to providing exceptional personal banking services. With a thriving membership of 12,689 individuals, we take pride in fostering relationships built on trust and reliability. At Horizon Utah, we understand that our members' financial needs are unique. That's why we offer a wide range of services, including checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Our total assets stand strong at $181,004,016, ensuring we have the resources to help you reach your financial goals. Currently, our total deposits amount to $19,770,374, reflecting the confidence our members place in us. While you can visit us at our West Point location for all your banking needs, please note that official correspondence should be sent to the same address: 2986 W 300 N, West Point, UT 84015. Whether you're looking to secure a loan or open a new account, our friendly team is here to assist you every step of the way. Led by our dedicated CEO W Page Bennett and Board President Bryan Hardy, Horizon Utah employs a team of 48 knowledgeable staff members who are ready to help you navigate your financial journey. We believe in making banking accessible and convenient for everyone. Our branch features ATM services and drive-thru banking for quick transactions. Ready to take the next step? Reach out to us at 801-525-4659 or visit our website at myHorizonCU.com for more information. Let's achieve your financial dreams together!

Branch History & Mission

Community Engagement

Our commitment extends beyond banking. Horizon Utah actively participates in local events and supports various initiatives that enrich our community's quality of life. We believe that when our community thrives, so do we as an organization.

Join Us

We invite you to experience the benefits of being part of Horizon Utah. Whether you're looking for reliable banking options or seeking guidance on financial matters, we are here for you every step of the way. Reach out to us at 801-525-4659 or visit our website at myHorizonCU.com to learn more about how we can serve you. Join us today, and let's build a brighter financial future together!

Mission Statement

Our mission is clear: we strive to be a trusted partner in your financial journey by providing exceptional service and fostering a strong sense of community. We believe that banking should be more than just transactions; it should be about building relationships. That's why we focus on personalized service and community outreach efforts that make a real difference. While members can visit us at 2986 W 300 N, official correspondence should be sent to the same address. Our operating hours are convenient for busy lives: Monday through Friday from 9:00 am to 5:30 pm. We also offer drive-thru banking and ATM access for added convenience.

Our Journey

Horizon Utah began with a simple mission: to provide affordable financial services to our members. Over the years, we've expanded our offerings to meet the evolving needs of our community. Today, we proudly manage total assets exceeding $181 million, reflecting our commitment to responsible growth and member-centric services. From personal banking solutions like checking and savings accounts to specialized loans for vehicles and homes, we aim to empower our members with the tools they need to succeed financially. Our journey has been marked by milestones that reflect both growth and stability. We have embraced digital advancements to enhance our services while ensuring accessibility for all members.

Branch Location & Accessibility

Accessibility and Parking

We understand how important it is for our members to have convenient access to their financial services. That's why our branch features ADA-compliant facilities, including ramps and ample parking space, ensuring that everyone can visit us with ease.

Call Us Anytime

For any questions or if you need assistance before visiting us, feel free to give us a call at 801-525-4659. We're always happy to help! Come by and experience the personal touch that sets Horizon Utah apart from the rest. Your financial future is brighter with us!

Operating Hours

Our doors are open for you Monday through Friday from 9:00 AM to 5:30 PM. Whether you're stopping by for a quick transaction or need assistance with a loan or account service, our team is ready to help during these hours.

Services Offered

At Horizon Utah, we offer a variety of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we strive to provide comprehensive support for both individuals and businesses. Plus, our drive-thru service allows for quick deposits and withdrawals without leaving your car!

Member Eligibility

At Horizon Utah, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and open to individuals who live, work, or worship in the areas we serve. It's not just about banking; it's about joining a family that supports each other through financial journeys. To find out if you're eligible, please check our detailed criteria at . We value inclusivity and are excited to help you start your membership with us. Opening an account is easy! Just visit us at our branch located at 2986 W 300 N West Point Ut 84015, or give us a call at (801) 525-4659 for more information. You can also start the process online by visiting https://loans.itsme247.com/346/home/start . Whether you're looking for personal banking options, loans, or just want to be part of a supportive community, we're here for you every step of the way.

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify transactions for your business. Whether you're selling products online or in-store, our solutions help you manage payments efficiently, giving you more time to focus on what matters most growing your business. With an outstanding commercial loan portfolio of $66,786, we continue to drive economic growth by financing new and expanding businesses. Join us at Horizon Utah located at 2986 W 300 N West Point Ut 84015, where we can help turn your aspirations into reality. Reach out today at (801) 525-4659 to learn more about how we can support your business journey!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. Imagine having the funds you need to take on that big project or invest in new technology. With our competitive rates and flexible terms, we make it easier for you to realize your vision.

Comprehensive List Of Services

Auto Loans & Financing

Dreaming of a new car? Our Auto Loans & Vehicle Financing options make it simple to get behind the wheel. We understand that purchasing a vehicle is a significant milestone, which is why we provide competitive rates and flexible terms tailored to your budget.

Business Banking

If you're a business owner, you'll appreciate our Business Banking services, including Merchant Services and Business Loans. We understand the unique challenges that come with running a business and are here to support your growth every step of the way.

Cash Withdrawal Services

Need cash quickly? We have an ATM available for your convenience, allowing for easy withdrawals and balance checks. Plus, if you're in a hurry or prefer face-to-face interaction, our Basic Drive-Thru Banking services ensure quick deposits and withdrawals without leaving your vehicle. We invite you to experience the personalized service at Horizon Utah. For more information about any of our services or to open an account today, please give us a call at 801-525-4659 or visit us online at myHorizonCU.com. Your financial journey starts here!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Horizon Utah, we provide robust Online & Mobile Banking options. Access your accounts anytime from anywhere, pay bills, transfer funds between accounts, or even send money to friends using our person-to-person payment service.

Mortgage Services

For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services are designed with you in mind. Our friendly team will guide you through the process, making it straightforward and stress-free so you can focus on what matters most your new home.

Personal Banking Solutions

Whether you're opening your first checking account or looking for a safe place to grow your savings, our personal banking options have you covered. We offer Checking & Savings Accounts that cater to various preferences, ensuring you find the perfect fit for your financial journey. With features like online banking and e-statements, managing your finances has never been easier.

Personal Loans & Credit Cards

Life can throw unexpected expenses your way. That's why we offer Personal Loans & Debt Consolidation options to help you manage those financial bumps in the road. Plus, with our Credit Cards with Rewards, you can earn points on everyday purchases, turning spending into saving!

Digital & Online Banking

Key Services

Our online banking platform provides real-time access to your accounts, so you can check balances, pay bills, and transfer funds without stepping foot in a branch. Plus, with the option for person-to-person transfers, sending money to friends or family is just a few clicks away. You can also enjoy the convenience of e-statements, allowing you to keep track of your transactions while helping the environment. For those who prefer using their mobile devices, our user-friendly mobile application makes it easy to bank on the go. Although we don't currently support mobile payments, rest assured that you can still manage your account securely from your smartphone or tablet.

Security and Convenience

Your security is our top priority. Our electronic signature authorization feature ensures that your transactions are protected, giving you peace of mind with every interaction. Whether you're logging in from home or on the move, you can trust that your information is safe with us. At Horizon Utah, we believe in making banking accessible and straightforward for all our members. With our digital banking services, you'll have everything you need at your fingertips making managing your money easier than ever before!

Financial Strength

Comprehensive Lending Support

Our lending capacity supports members' needs across various sectors with $2,736 in used auto loans and $92,762,473 in total loans and leases. This flexibility empowers you to pursue your dreams whether that means buying a car or financing a new venture.

Growing Member Base

With a total of 29,413 share accounts, we demonstrate a strong and growing member base that trusts us with their finances. This trust underpins everything we do at Horizon Utah, allowing us to thrive as a community-focused credit union. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Horizon Utah is your trusted partner. Visit us at 2986 W 300 N West Point Ut 84015 or call (801) 525-4659 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $132,974 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. This efficiency is bolstered by our dedicated team of 43 full-time employees and 5 part-time employees, ensuring that we are always ready to assist you with knowledgeable service.

Reinvestment for Growth

With $2,875,298 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment helps us support your financial goals effectively.

Secure Savings Options

Members' savings are secured through $29,636,221 in share certificates and $49,163,451 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members' interests; with non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $21,508,272, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,188 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $30,001.79 in new vehicle loans and $30,562,489 in used vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to guide you through the process and find the best option for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $66,786 provide the capital needed to grow and expand your business operations. We understand that running a business comes with its own set of challenges and opportunities; our lending options are tailored to support your journey. We invite you to explore all our loan offerings at Horizon Utah located at 2986 W 300 N West Point UT 84015. If you have any questions or need assistance navigating your options, please don't hesitate to call us at 801-525-4659. Our knowledgeable staff is ready to help you find the right loan solution for your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial success starts here!

Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $4,723,950 helping members manage their finances effectively. Our credit cards come with competitive interest rates and rewards programs that can fit your lifestyle.

Mortgage Options

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $32,944,121, making it easier than ever to secure the home you've always wanted. We can assist you with refinancing options as well if you're looking to lower your monthly payments or tap into your home's equity.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: Loan offers are sourced from legitimate financial institutions, which means you get clear and honest information without hidden agendas. No Sponsored Listings: Unlike some comparison tools that prioritize lenders based on paid promotions, LendMesh focuses solely on providing unbiased results. Every offer is presented fairly, allowing you to compare your options without influence from advertising dollars. Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, you can stay informed about the best available options at any moment. This feature helps you make decisions that align with your financial goals. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the tool's effectiveness and reliability in helping consumers save money. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

HORIZON UTAH FEDERAL CREDIT UNION - West Point, UT