Horizon Utah Credit Union Farmington UT | Affordable Auto Loans & Business Banking

Introduction

Welcome to Horizon Utah, your trusted partner in financial services located at 225 S 200 W, Farmington, UT 84025. Established in 1956, we have proudly served our community for over six decades, growing alongside our members and fostering a spirit of collaboration and support. With a strong membership base of 12,689 and total assets amounting to $181,004,016, we are committed to providing personalized banking solutions that cater to your unique needs. At Horizon Utah, we understand that every financial journey is different. That's why we offer a wide range of services including personal banking, auto loans, mortgages, and business loans. Our team is dedicated to helping you navigate your financial goals with ease and confidence. Whether you're looking for competitive rates on auto loans or seeking assistance with personal debt consolidation, we're here for you. We're proud to share that our members trust us with their finances, evidenced by our total deposits of $19,770,374 and an impressive net worth of $21,508,272. With cash in hand totaling $1,859,515, we maintain a robust foundation to serve you better. Our leadership team is committed to ensuring that Horizon Utah remains a pillar of strength within the community. Under the guidance of CEO W Page Bennett and Board President Bryan Hardy, our experienced staff of 48 employees works tirelessly to provide exceptional service. We aim not only to meet your banking needs but also to foster long-lasting relationships based on trust and transparency. For official correspondence, please note that while members can visit us at our branch address mentioned above, you may also reach out via our mailing address: P.O. Box 687, Farmington, UT 84025. If you have any questions or want to explore how we can assist you further, don't hesitate to call us at 801-451-5064 or visit our website at www.myHorizonCU.com. Join us today and experience the difference that comes from being part of the Horizon Utah family!

Branch History & Mission

Community Commitment

Horizon Utah stands firmly rooted in the community. Beyond providing exceptional financial services, we actively engage in outreach programs that uplift local organizations and initiatives. Our partnerships with local charities and schools underscore our commitment to making Farmington a better place for everyone. With ATM availability and drive-thru banking options at our branch, accessing your funds has never been easier. While members can visit us at 225 S 200 W Farmington Ut 84025, official correspondence should be sent to P.O. Box 687, Farmington, UT 84025. Join us at Horizon Utah Credit Union today! Experience firsthand how we can help you achieve your financial goals while supporting your community along the way. For any inquiries or assistance, feel free to call us at (801) 451-5064 or visit our website at myHorizonCU.com. Together, let's build a brighter financial future!

Our Mission

The mission of Horizon Utah is simple yet impactful: to provide accessible financial services that foster growth and security for our members. We believe in empowering individuals and families through various products and services, including personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. We understand that banking is about more than just transactions; it's about building relationships. We strive to make every interaction meaningful by offering personalized service and support. Whether you visit us during our lobby hours from 9:00 AM to 5:30 PM or use our online banking features available anytime, we are here to meet your needs.

Branch Location & Accessibility

Easy Access and Nearby Landmarks

Nestled near local favorites like the Farmington Station shopping area and just a short drive from the beautiful Lagoon Amusement Park, our location is ideal for both everyday banking and special trips. Parking is available right outside our branch, ensuring that you can quickly hop in and out. Plus, we are ADA compliant, with ramps and other accessibility features to assist all members.

Get in Touch!

If you have any questions or need assistance before your visit, feel free to call us at 801-451-5064. We look forward to welcoming you into our Horizon Utah family soon! Come see how we can support your financial journey today!

Operating Hours and Services

We understand that life can get busy! That's why we're open Monday through Friday from 9:00 am to 5:30 pm. During these hours, our friendly staff is here to help you with everything from personal banking needs like checking and savings accounts to auto loans and mortgages. If you're on the go, take advantage of our drive-thru banking for quick deposits or withdrawals without leaving your car. For those who prefer self-service options, we also have an ATM available for cash withdrawals and balance checks. While members can visit us at 225 S 200 W Farmington Ut 84025, official correspondence should be sent to our mailing address at P.O. Box 687, Farmington, UT 84025.

Member Eligibility

Joining the Horizon Utah family means stepping into a community that values you and your financial well-being. At our branch located at 225 S 200 W, Farmington, UT 84025, we invite you to discover how easy it is to become a member. To be eligible, you typically need to reside or work in the areas we serve, including Davis County. We believe everyone deserves access to financial services that empower them, so if you're looking for a supportive environment where your needs come first, you might just be the perfect fit! For complete details on eligibility criteria and how we can help you, please visit our website. Opening an account with us is straightforward and welcoming. You can start your journey towards membership by visiting this link or giving us a call at 801-451-5064 during our operating hours from 9:00 am to 5:30 pm. We're excited to help you take this important step toward a brighter financial future!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $66,786, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine easily accepting payments from your customers while streamlining your operations. Our merchant services provide just that, allowing you to focus on what you do best running your business. With user-friendly payment processing solutions, you can enhance customer satisfaction and improve your cash flow. If you're ready to take your business to the next level, visit us at 225 S 200 W Farmington Ut 84025 in Farmington, UT, or call us at (801) 451-5064 for personalized service tailored to your needs. Let's work together to make your business dreams a reality!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options provide flexible terms and competitive interest rates that can help you drive off in your dream vehicle without breaking the bank. Imagine getting behind the wheel of that new ride sooner than you thought possible!

Business Banking Services

If you're a business owner, you'll find value in our Business Banking services, including merchant services and business loans tailored to help you grow. We understand the challenges small businesses face and are committed to helping you succeed.

Convenient Access Options

At Horizon Utah, convenience is key. We offer Online & Mobile Banking, allowing you to manage your accounts wherever you are. Need cash? Use our ATM services for quick withdrawals and balance checks. Plus, with basic drive-thru banking available for deposits and simple transactions, we've made accessing your funds easier than ever. If you're ready to explore how these services can benefit you or if you have any questions, don't hesitate to reach out! You can contact us at (801) 451-5064 or visit us at 225 S 200 W Farmington Ut 84025 in Farmington, UT. Join us at Farmington today and let us help you achieve your financial goals!

Credit Cards with Rewards

For those who love rewards, our Credit Cards with Rewards program offers benefits that make spending more rewarding. Imagine earning points on everyday purchases that can be redeemed for travel, cash back, or other exciting perks!

Home Financing Made Easy

Owning a home is one of life's biggest milestones. With our Mortgage Loans & Refinancing services, we make it easier for you to turn that dream into reality. Whether you're purchasing your first home or refinancing an existing mortgage for better rates, our experienced staff will guide you through the process.

Personal Banking Solutions

Managing your money should be straightforward and accessible. That's why we offer Personal Banking options like checking and savings accounts that fit your lifestyle. If you're planning a big purchase or just want to save for a rainy day, our accounts come with competitive rates and user-friendly online banking tools. You can access your accounts anytime through our online platform or mobile app, making it easy to check balances, transfer funds, and pay bills right from your smartphone.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. Our Personal Loans & Debt Consolidation options allow you to manage those costs without stress. Picture consolidating multiple payments into one simple monthly bill making it easier for you to stay on top of your finances.

Digital & Online Banking

Go Mobile with Ease

For those who prefer using their smartphones, our mobile application makes banking even more convenient. Whether you're checking your account balance or making payments on the go, everything is just a tap away. Unfortunately, while mobile payments aren't available at this time, you can still manage your accounts seamlessly through our app. At Horizon Utah, we aim to provide an accessible and user-friendly banking experience tailored to fit your lifestyle. Whether you're at home or out and about, our digital services ensure you have real-time access to your finances whenever you need it. Join us today and experience the ease of banking at your fingertips!

Security You Can Trust

We know that security is a top priority for our members. That's why we offer electronic signature authorization for a safe and efficient way to complete transactions online. With added layers of protection, you can manage your accounts confidently without worrying about unauthorized access.

Stay Organized with E-Statements

Gone are the days of paper clutter! With e-statements available, you can easily view and store your bank statements electronically. This not only helps you stay organized but also contributes to a more sustainable environment by reducing paper waste.

Financial Strength

Committed Team

We take pride in having a dedicated team of 43 full-time employees and 5 part-time employees, ready to assist you with any questions or needs you may have. Your experience matters to us, and having knowledgeable staff ensures we provide the best service possible.

Growing Membership Base

Our total share accounts stand at 29,413, demonstrating a strong community of members who trust us with their finances. As we grow together, we remain committed to putting your interests first. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Horizon Utah is your trusted partner. Visit us at 225 S 200 W Farmington Ut 84025 or call (801) 451-5064 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity is another testament to our financial strength. We support our members' goals with $2,736 in used auto loans and a total of $92,762,473 in loans and leases. This means you can rely on us for financing across various needs.

Member-Centric Approach

We focus on benefiting our members first. This is reflected in our secure savings options, including $29,636,221 in share certificates and $49,163,451 in money market shares. These offerings provide stable and rewarding growth opportunities for your savings.

Our Financial Health

With a net worth of $21,508,272, we demonstrate our commitment to providing you with reliable banking services. This solid foundation enables us to ensure your money is safe while offering competitive loan options and savings products. Our net worth ratio of $1,188 further underscores our stability, assuring you that we can continue to provide loans and uninterrupted services even in uncertain economic times.

Strong Earnings

Our $132,974 reflects operational efficiency, allowing us to continue offering competitive loan rates and solid financial products tailored for you. Additionally, with $2,875,298 in undivided earnings, we reinvest into innovative tools and stronger lending options, ensuring we serve you better each day.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $30,502,489 in used vehicle loans and $3,000,179 in new vehicle loans already helping members get on the road. We provide financing options that fit your budget and lifestyle, whether you're purchasing a brand-new vehicle or a reliable used one.

Credit Lines and Unsecured Credit Card Loans

For those needing extra flexibility in managing expenses or unexpected costs, our total credit lines amount to $18,130,211. Additionally, we offer flexible terms on unsecured credit card loans; currently totaling $4,723,950, these loans help our members effectively manage their finances without the burden of collateral. If you're considering refinancing options or want to learn more about eligibility requirements for any of our loan products, don't hesitate to reach out. Our knowledgeable staff is ready to assist you with any questions you may have. Feel free to call us at 801-451-5064 or visit us at our Farmington location. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial well-being is our priority at Horizon Utah!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $32,944,121. With competitive interest rates and personalized service from our experts, we are here to guide you through the process from start to finish.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees fair and transparent offers for consumers looking to secure loans.

HORIZON UTAH FEDERAL CREDIT UNION - Farmington, UT