Horizon Credit Union Spokane WA | Quick Personal Loans & ATM Services

Introduction

Welcome to Horizon, your trusted credit union located at 9861 N Nevada St, Spokane, WA 99218. Since our establishment in 1948, we have been dedicated to serving our community with integrity and commitment. With a proud membership of over 110,000 individuals, we strive to offer financial solutions that empower you and your family. At Horizon, we understand the importance of accessibility and support in managing your finances. That's why we provide a range of services including personal banking, auto loans, mortgage options, and business banking solutions tailored to meet your needs. Our total assets are an impressive $2,009,801,601, reflecting our strong foundation and stability in the financial sector. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 15128, Spokane Valley, WA 99215. We encourage you to explore our resources online at Horizon Credit Union for easy access to account management and service inquiries. Under the leadership of CEO Jeffry Adams and Board President Steve Sharon, our team of 379 employees is here to ensure that you receive personalized attention and guidance every step of the way. With total deposits amounting to $130,291,564 and a net worth of $238,521,873, we are well-equipped to support your financial aspirations. We invite you to join us on this journey towards financial wellness. Whether you're looking to save for the future or need assistance with loans our doors are always open! Feel free to call us at 509-464-0014 or visit us during our lobby hours from Monday through Friday between 9 AM and 5 PM. Experience the difference with Horizon today!

Branch History & Mission

Community Engagement

We understand the importance of being active participants in the communities we serve. Our partnerships with local organizations enable us to support various initiatives aimed at improving the quality of life in Spokane. Whether it's sponsoring local events or offering educational workshops on financial literacy, we are dedicated to making a positive impact.

Join Us!

As we look toward the future, we invite you to become part of our story. Experience firsthand how Horizon can help you navigate your financial journey with confidence and care. Stop by our branch during lobby hours from Monday to Friday from 9 AM - 5 PM or take advantage of our drive-thru service available until 7 PM on weekdays. For any inquiries or assistance, feel free to reach out at 509-464-0014. Join Horizon today and let us help you reach your financial goals while being part of a vibrant community!

Mission Statement

At Horizon, our mission goes beyond just offering banking products. We believe in empowering our members through education and support while contributing positively to the community. Our goal is to provide personal banking services like checking and savings accounts, auto loans, mortgages, and business banking solutions that help you achieve your financial dreams. We actively engage in community outreach programs that strengthen local ties and uplift those around us. While members can visit us at 9861 N Nevada St for all their banking needs, official correspondence should be sent to PO Box 15128, Spokane Valley, WA 99215.

Our Journey

Horizon started with a simple mission: to offer accessible and affordable financial services to everyone in our community. From our humble beginnings, we have expanded significantly, currently managing total assets of nearly $2 billion. This growth reflects not only our dedication to sound financial practices but also our focus on building lasting relationships with our members. Our branch has seen numerous milestones throughout its history. We've introduced innovative banking solutions like online and mobile banking, ensuring that our members can manage their finances anytime and anywhere. We're also proud to provide ADA-compliant facilities and services tailored for everyone's needs.

Branch Location & Accessibility

Welcome to Horizon's Northpointe Branch, where convenience meets community! Located at 9861 N Nevada St in beautiful Spokane, Washington, our branch is easy to find and even easier to access. Just a stone's throw away from popular spots like the Northpointe Plaza and the Spokane Valley Mall, we're here to serve you with a smile. At Horizon, we understand that accessibility matters. Our branch is fully ADA compliant, ensuring that everyone can easily navigate our space. We offer ample parking for both cars and those using mobility aids. Plus, with our drive-thru banking available from Monday to Friday, from 7 AM to 7 PM, you can handle your banking needs without ever leaving your vehicle. Our lobby hours are designed to fit your schedule too! We're open Monday through Friday from 9 AM to 5 PM. Whether you're stopping by to open a new account or just need a quick transaction, our friendly staff is ready to assist you. For your convenience, we also have an ATM on-site that's accessible anytime you need it. While members can visit us at this address for all their banking needs, official correspondence should be sent to PO Box 15128 in Spokane Valley if that's more convenient for you. We invite you to come by and see what we can do for you! If you have any questions or would like more information about our services including personal banking options, auto loans, mortgages, and more feel free to call us at 509-464-0014. We look forward to welcoming you into the Horizon family!

Member Eligibility

Becoming a member of Horizon is like joining a warm and welcoming family, where your financial needs come first. If you live, work, or go to school in the Spokane area, you're likely eligible to join us! We believe that everyone deserves access to great financial services, and our membership opens doors to a variety of benefits, including competitive loan rates, personalized service, and community-focused initiatives. To learn more about the specific eligibility requirements and ensure you're on the right track, feel free to check out our detailed criteria at . Once you've confirmed your eligibility, opening an account is simple and straightforward! You can give us a call at (509) 464-0014 for assistance or stop by our branch located at 9861 N Nevada St Spokane Wa 99218. We're here to help guide you through each step of the process so you can start enjoying all that Horizon has to offer!

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced world, having reliable merchant services can be a game-changer for your business. Imagine being able to accept payments seamlessly, manage your cash flow effectively, and have access to tools that simplify everyday operations. Our merchant services not only enhance customer experience but also support your bottom line. Located at 9861 N Nevada St, Spokane WA 99218, our team is ready to partner with you on your journey. For more information or assistance, give us a call at 509-464-0014. Let's build something great together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $127 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $30,863,090, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility Made Easy

Whether you're popping into the branch during lobby hours from Monday through Friday or using our basic drive-thru banking for quick transactions, we prioritize making banking accessible for everyone. Our ATMs provide 24/7 access for cash withdrawals and balance checks perfect for when you're on the go. At Horizon, we strive to be more than just a credit union; we aim to be a partner in your financial journey. If you have questions or want more information about how we can assist you further, feel free to reach out at 509-464-0014 or visit us online at Horizon Credit Union. We invite you to explore all that Horizon has to offer your financial future starts here!

Business Banking

If you're a business owner, we haven't forgotten about you! Our business banking services include essential tools like merchant services and business loans tailored for entrepreneurs at any stage. We're here to support your growth and ensure you have the resources needed to thrive.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Horizon, we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. Check your balance, transfer funds, or pay bills all from the palm of your hand. With an ATM on-site and drive-thru service available for deposits and withdrawals, getting cash has never been easier.

Personal Banking

Our personal banking services are tailored to help you manage your finances effectively. With options like checking and savings accounts, you can easily keep track of your money while enjoying competitive interest rates. If you're considering buying a new car or need funds for an unexpected expense, our auto loans and vehicle financing options make it simple to get behind the wheel without breaking the bank. For those looking to invest in their dream home, our mortgage loans and refinancing solutions are designed to fit various budgets and needs. We understand that life can sometimes throw challenges your way, which is why we offer personal loans and debt consolidation services to help you regain control over your finances. Plus, with our credit cards featuring rewards, every purchase can earn you points towards exciting benefits.

Digital & Online Banking

Key Services

With our online banking available at https://www.hzcu.org/ , you can check balances, pay bills, and transfer funds with just a few clicks. No need to wait in line; our services are accessible 24/7, making it easy for you to manage your money when it suits you best. We also offer electronic signature authorization, which allows you to sign documents securely from the comfort of your home. This feature saves time and provides a hassle-free way to complete transactions without needing to visit a branch. For those who prefer keeping track of their finances digitally, e-statements are readily available. You can view and download your statements anytime, making it easy to stay organized while being environmentally friendly.

Mobile Banking Experience

Our mobile application brings banking right to your fingertips. With features like mobile payments, you can make purchases directly from your phone without carrying cash or cards. Plus, if you need to send money quickly, our person-to-person transfers are straightforward though currently not offered at Horizon, we continually explore new options for our members. Accessing your accounts through our mobile app is simple and secure. You'll find real-time updates on your balance and transactions, so you're always informed about your financial status. In summary, digital banking at Horizon is about providing convenience and security while ensuring that you have easy access to your accounts whenever you need it. Explore all our online offerings today!

Financial Strength

Growing Community Trust

Total Share Accounts stand at 147,794, showing a strong and growing member base that trusts us with their finances. This trust is what drives us forward. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Horizon is your trusted partner. Visit us at 9861 N Nevada St Spokane Wa 99218 or call 509-464-0014 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $709,807,593 in share certificates and $208,929,428 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 net income reflects our commitment to serving our members efficiently while maintaining the quality of our products. We also take pride in having 371 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $151,024,339 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $21,146 in used auto loans and a total of $1,687,188,742 in loans and leases.

Strong Financial Foundation

With a net worth of $238,521,873, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.85% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $394,058,660 in used vehicle loans and $99,471,139 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure that your vehicle financing fits comfortably within your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $30,863,090 provide the capital needed to grow and expand your enterprise. Whether you're looking for equipment financing or working capital solutions, we have options tailored just for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $83,113,536. This means you can secure a loan that meets your specific needs without unnecessary complications.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for various products, our knowledgeable staff is ready to assist you. We aim to find solutions that save you money and simplify your financial journey. With our comprehensive range of loan offerings at Horizon located at 9861 N Nevada St Spokane WA 99218, you can easily connect with us by calling 509-464-0014. Let us help you take the next step toward achieving your financial dreams. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

Managing finances can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $20,804,555 in loans helping our members manage their finances effectively. Our credit cards come with rewards and benefits that make them an excellent choice for everyday purchases.

Loan Aggregator

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HORIZON CREDIT UNION