HORIZON CREDIT UNION

Welcome to Horizon at our Ephrata Branch, located at 260 C St Sw, Ephrata, WA 98823. Since opening our doors in 1948, we have been dedicated to serving the financial needs of our community. With a robust membership of 110,742 individuals, we pride ourselves on being a trusted partner in your financial journey. At Horizon, we understand that every dollar counts. That's why we manage total assets of over $2 billion, ensuring that your money is safe and working hard for you. Our commitment to excellence is reflected in our impressive total deposits of $130,291,564, alongside a net worth of $238,521,873. With these strong financial foundations, we can offer competitive rates and services tailored to meet your unique needs. Our team is led by CEO Jeffry Adams and Board President Steve Sharon, who are both passionate about providing exceptional service and fostering community growth. We employ a dedicated workforce of 379 employees, all focused on delivering personalized banking solutions that include everything from personal and auto loans to business banking services. While members can visit us at our branch for day-to-day banking needs, official correspondence should be sent to our mailing address: PO Box 15128, Spokane Valley, WA 99215. Explore the many ways Horizon can help you achieve your financial goals. Whether you're looking for an auto loan or interested in online banking options, we're here to assist you. Feel free to reach out by phone at 509-754-2031 or visit us online at hzcu.org. Join us today and experience the Horizon difference!

Horizon has been a cornerstone of the Ephrata community since it opened its doors in 1948. Located at 260 C St SW, Ephrata, WA 98823, our branch has grown from a small credit union to a trusted financial partner for over 110,000 members. As we have expanded, so too has our commitment to providing exceptional financial services while fostering strong relationships within our community. From humble beginnings, Horizon has seen significant milestones that reflect our dedication to serving our members. Over the decades, we have built a solid foundation of trust and reliability, amassing total assets of over $2 billion. Our growth is not just measured in numbers; it's reflected in the lives we touch and the dreams we help realize. Whether it's through auto loans, mortgage financing, or personal banking services, we strive to empower our members with the resources they need to succeed. Our mission is clear: to improve the financial well-being of our members and enhance the quality of life in Ephrata and beyond. We believe in putting people first by offering personalized solutions tailored to meet individual needs. This mission drives us to provide accessible banking options, including online and mobile banking services, ensuring everyone can manage their finances conveniently. While members can visit us at 260 C St SW for all their banking needs, official correspondence should be sent to PO Box 15128, Spokane Valley, WA 99215. We are proud to offer robust ATM availability and drive-thru services for added convenience. At Horizon, we also recognize the importance of giving back. Our partnerships with local organizations and community outreach efforts highlight our commitment to making a positive impact in Ephrata. From sponsoring local events to supporting educational programs, we aim to uplift those around us while promoting financial literacy. As we look ahead, Horizon remains dedicated to embracing digital advancements that make banking easier for our members while ensuring ADA compliance for all service areas. We invite you to experience the benefits of being part of Horizon where your financial health is our priority. Join us today and become part of a thriving community that believes in building brighter futures together! For inquiries or assistance, feel free to reach out at 509-754-2031 during our lobby hours from Monday through Friday from 9 AM to 5 PM.

At Horizon, we believe that becoming a member means joining a caring community where your financial needs come first. If you live, work, worship, or attend school in Grant County, you're already on your way to enjoying the benefits of membership with us! We welcome individuals from all walks of life to join our family and take advantage of our personalized banking services tailored just for you. If you want to learn more about eligibility criteria or need updates, feel free to check out our detailed information at . Opening an account is straightforward and designed to be inclusive. Simply visit us at our friendly branch located at 260 C St Sw Ephrata Wa 98823, or give us a call at (509) 754-2031 if you have any questions about the process. We're here to help make your journey into membership as smooth as possible! Join us today and experience the support and resources that only Horizon can provide.

At Horizon, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a strong financial foundation is crucial for your peace of mind. With a net worth of $238,521,873, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,185 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $709,807,593 in share certificates and $208,929,428 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $151,024,339 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident; with $21,146 in used auto loans and $1,687,188,742 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for you. We also take pride in having 371 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $3,675,420. Total Share and Deposit Accounts: 147,794, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Horizon is your trusted partner. Visit us at 260 C St Sw Ephrata Wa 98823 or call (509) 754-2031 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.