Horizon Credit Union Deer Park WA | Affordable Auto Loans & Checking

Introduction

Welcome to Horizon, your trusted financial partner in the heart of Deer Park, WA! Located at 900 S Main St, we have been serving our community since 1948, providing a wide range of banking services tailored to meet your needs. With over 110,742 members, we pride ourselves on being more than just a credit union; we are a community resource dedicated to helping you achieve your financial goals. As a member of Horizon, you can enjoy peace of mind knowing that your money is safe with us. Our total assets stand impressively at $2,009,801,601, and our net worth is a robust $238,521,873. We are committed to transparency and support; that's why we maintain a healthy cash reserve of $20,395,842 and offer total deposits amounting to $130,291,564. Under the leadership of our CEO, Jeffry Adams, and Board President, Steve Sharon, Horizon continues to grow while remaining deeply rooted in the values of trust and service. Our team consists of 379 dedicated employees who are here to help you with everything from personal banking like checking and savings accounts to loans for vehicles or mortgages. While members can visit us at our Deer Park branch for all their banking needs, any official correspondence should be sent to our mailing address at PO Box 15128, Spokane Valley, WA 99215. We're also here for you via phone at 509-276-2912 if you have questions or need assistance. At Horizon, we believe in building strong relationships within our community. Whether you're looking for competitive loan rates or personalized banking services designed just for you, we're here to support you every step of the way. Explore what we have to offer by visiting our website at Horizon Credit Union today! Let's take this journey together towards achieving your financial dreams.

Branch History & Mission

Our Mission

At Horizon, our mission goes beyond just providing financial services; it's about empowering our community. We strive to improve the lives of our members by offering personalized solutions that cater to their unique needs. We believe in fostering a strong sense of community by engaging in outreach efforts that make a real difference. Whether through financial education programs or local partnerships, we are dedicated to creating opportunities for growth and success. While you can visit us at 900 S Main St, official correspondence should be directed to PO Box 15128, Spokane Valley, WA 99215. Our doors are open from Monday to Friday from 9 AM to 5 PM, ensuring that you have access to the services you need when it's convenient for you. As part of our commitment to progress and accessibility, we've embraced digital advancements such as online banking and mobile payments while ensuring ADA compliance throughout our facilities. Your convenience and security are our top priorities. Join us today at Horizon and become part of a credit union that truly cares about its members. Experience firsthand how we can help you achieve your financial goals while supporting our vibrant community together! For more information or assistance, feel free to reach out at 509-276-2912.

Branch Location & Accessibility

Welcome to the Horizon Deer Park Branch, where we are dedicated to serving our community with convenience and care! Located at 900 S Main St in the charming city of Deer Park, Washington, our branch is easily accessible for all your banking needs. Whether you're a longtime member or considering joining us, we invite you to come experience what makes Horizon special. If you're looking for us, we're conveniently situated near local landmarks that make finding us a breeze. Our location not only offers ample parking but is also designed with accessibility in mind, featuring ADA-compliant ramps and entrances to ensure everyone can visit us comfortably. While members can visit us at our Deer Park address, please note that any official correspondence should be sent to our mailing address at PO Box 15128, Spokane Valley, WA 99215. Our friendly staff is here to help during our lobby hours from Monday to Friday, 9 AM to 5 PM. If you prefer the convenience of drive-thru banking, we offer that too during the same hours! Need cash? We have an ATM available for quick withdrawals and balance checks right on-site. At Horizon, we pride ourselves on providing a wide range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. You can also enjoy the benefits of online and mobile banking for added convenience. We would love for you to come by or give us a call at 509-276-2912 if you have any questions or need assistance. Visit us today at the Horizon Deer Park Branch where your financial well-being is our priority!

Member Eligibility

Becoming a member of Horizon feels like joining a warm and welcoming family, where your financial well-being is our top priority. If you're looking to become a part of this supportive community, you'll be pleased to know that eligibility is quite straightforward! Residents of the local area, along with their family members, can easily apply for membership. This means whether you live nearby or have loved ones who do, you're likely to qualify. To get all the specifics on who can join and any additional details, feel free to check out our eligibility page. Opening an account at Horizon is designed to be a hassle-free experience. You can visit us at our branch located at 900 S Main St Deer Park Wa 99006, or simply give us a call at (509) 276-2912 if you have any questions. We're here to help make your journey towards financial empowerment smooth and enjoyable!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine being able to streamline your transactions effortlessly. Our merchant services provide you with the tools to accept payments easily, allowing you to focus on what really matters running your business. From credit card processing to online payment solutions, we're here to ensure your financial operations are smooth and efficient. Located at 900 S Main St, Deer Park, WA 99006, we invite you to visit us or give us a call at 509-276-2912. Let's discuss how Horizon can support your business dreams today!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $127 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $30,863,090, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For those running a business, we understand the unique challenges you face. That's why we offer comprehensive Business Banking solutions including Merchant Services and Business Loans. We're here to support you every step of the way so you can focus on what matters most growing your business.

Convenient Access

We know that life can be hectic, which is why we prioritize convenience through our ATM and Cash Withdrawal Services available at our branch. Whether it's early morning or after hours, accessing cash has never been easier with our Basic ATM Access for withdrawals and balance checks. Additionally, our Drive-Thru Banking allows for quick transactions without leaving your vehicle perfect for busy days when time is of the essence. With all these services at Horizon, located conveniently in Deer Park, WA, we strive to be more than just a credit union; we're a partner in achieving your financial goals. For any questions or assistance, feel free to reach out to us at 509-276-2912. We invite you to visit us today and discover how we can assist you!

Credit Cards with Rewards

Our Credit Cards with Rewards provide not only convenience but also benefits that can make your everyday purchases more rewarding. Imagine earning points while shopping for groceries or fueling up your car!

Financing Your Dreams

If you're looking to purchase a vehicle or refinance your home, our Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing are tailored just for you. Picture driving away in your dream car or finally owning that home you've always wanted. We also offer Personal Loans & Debt Consolidation options to help you manage expenses and reduce financial stress.

Personal Banking Solutions

Whether you're opening your first checking account or planning for retirement, we have you covered. Our Personal Banking options include Checking and Savings Accounts that fit any lifestyle. Imagine having easy access to your funds whenever you need them. With our Online and Mobile Banking, managing your money has never been simpler. You can check balances, transfer funds, and pay bills right from your phone or computer.

Digital & Online Banking

At Horizon, we understand that managing your finances should be as easy and secure as possible. Our digital and online banking services are designed to give you control over your money anytime, anywhere. With our user-friendly platform, you can access your accounts and perform transactions with just a few clicks. One of the standout features is our 24/7 online banking service, which allows you to check your balance, pay bills, and transfer funds whenever it suits you. Simply visit us at https://www.hzcu.org/ to get started. You'll also appreciate the convenience of e-statements, which let you view your account statements electronically no more waiting for paper copies in the mail! For those on the go, our mobile application makes banking even simpler. You can deposit checks, manage your accounts, and make mobile payments effortlessly from your smartphone. Whether you're shopping or catching up with friends, paying for things has never been easier. We prioritize security at Horizon. Our platform uses advanced technology to keep your information safe while allowing you to use features like electronic signature authorization for quick approvals on various transactions. Plus, while we currently don't offer person-to-person transfers, our other features ensure that handling your finances remains straightforward and secure. With all these tools at your fingertips, managing your finances becomes less of a chore and more of a breeze. Experience the ease of digital banking with Horizon today!

Financial Strength

Dedicated Team Ready to Serve You

We also take pride in having 371 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Your experience matters to us, and our staff is here to help you navigate your financial journey.

Focused on Member Benefits

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This approach allows us to reinvest in your future while maintaining a robust financial standing.

Growing Membership Base

Total Share and Deposit Accounts stand at 147,794, showing a strong and growing member base that trusts us with their finances. This growth reflects the community's confidence in our ability to provide reliable services tailored to their needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Horizon is your trusted partner. Visit us at 900 S Main St Deer Park Wa 99006 or call (509) 276-2912 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $709,807,593 in share certificates and $208,929,428 in money market shares, offering stable and rewarding financial growth opportunities. This commitment to safeguarding your savings means you can grow your wealth with confidence.

Solid Financial Foundation

With a net worth of $238,521,873, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.85% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings and Lending Capacity

With $151,024,339 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is highlighted by $21,146 in used auto loans and $1,687,188,742 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our $2,733,963, which enables us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $394,058,660 in used vehicle loans and $99,471,139 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates so you can drive away in the vehicle that suits your lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $30,863,090 provide the capital needed to grow and expand your business. Whether you're starting a new venture or looking to upgrade your current operations, we have financing solutions for you. In addition to these offerings, we also have options for refinancing existing loans and eligibility assessments. It's easy to get started just visit us or call for more details! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Horizon, we're committed to supporting our members every step of the way with personalized loan solutions that meet your needs today and into the future.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $83,113,536, ensuring that your path to homeownership is as smooth as possible.

Unsecured Credit Card Loans

Managing everyday expenses is easier with our unsecured credit card loans. We currently have $20,804,555 in unsecured credit card loans helping members manage their finances effectively. Enjoy flexible terms that fit your budget.

Loan Aggregator

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HORIZON CREDIT UNION - Deer Park, WA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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