Horizon Credit Union Great Falls MT | Top Auto Loans & Mortgage Rates

Introduction

Welcome to Horizon, your trusted financial partner located at 1915 10Th Ave S, Great Falls, MT 59405. Established in 1948, we have proudly served our community for over seven decades, building a strong foundation of trust and reliability among our 110,742 members. As a member-owned credit union, we are dedicated to providing exceptional service and a wide range of financial products tailored to meet your needs. At Horizon, we understand that managing your finances is crucial. That's why we offer an array of services, from personal banking solutions like checking and savings accounts to auto loans and mortgages. With total assets reaching an impressive $2,009,801,601 and total deposits of $130,291,564, we are committed to safeguarding your funds while helping you achieve your financial goals. Our net worth stands at $238,521,873, reflecting our stability and commitment to our members. Whether you're looking for help with a loan where we currently manage 64,288 loans and leases or seeking advice on saving for the future, our knowledgeable team is here to assist you. Led by CEO Jeffry Adams and Board President Steve Sharon, our staff of 379 employees is dedicated to ensuring you receive the best possible service. While you can visit us at our branch location for all your banking needs during our lobby hours from 9 AM to 5 PM (M-F) or use our convenient drive-thru service starting at 8 AM, feel free to reach out via phone at 406-761-2239 for any inquiries or assistance. And if you need to send us official correspondence, please address it to the same branch location. Join us at Horizon as we continue to build a brighter financial future together. For more information about our services or to explore membership options, visit us online at horizoncu.org. We look forward to serving you!

Branch History & Mission

Commitment to Innovation

As technology advances, so does Horizon's commitment to providing convenient banking options. We are proud to offer online and mobile banking services that make managing finances easier than ever. Our facilities also include an ATM available for quick transactions and drive-thru banking for added convenience during operating hours from 9 am to 5 pm Monday through Friday. While members can visit us at our branch location in Great Falls, official correspondence should be sent to our mailing address at 1915 10th Ave S, Great Falls, MT 59405.

Join Us Today!

Horizon invites you to experience the difference of being a member-driven credit union. Whether you're looking for personal banking solutions or want to get involved in community initiatives, we welcome you with open arms. Join us today and discover how we can help you achieve your financial goals while making a difference together! For more information, give us a call at 406-761-2239 or visit our website at hzcu.org.

Mission Statement

At Horizon, our mission is simple yet powerful: to empower our members through accessible financial services while making a positive impact in our community. We strive to provide personal banking solutions that range from checking and savings accounts to auto loans and mortgages. Our goal is to ensure that every member feels supported on their financial path. In addition to offering robust financial products, we are dedicated to giving back to the community. Horizon actively participates in local events and partnerships aimed at improving lives in Great Falls and beyond. By supporting various outreach programs, we aim to uplift those around us and foster a sense of belonging among our members.

Branch Location & Accessibility

Banking Made Simple

We understand that your time is valuable. That's why our lobby hours are from 9 AM to 5 PM Monday through Friday. If you're in a hurry, take advantage of our Drive-Thru service available from 8 AM to 5 PM on weekdays for quick deposits and withdrawals without leaving your vehicle. Plus, we offer ATM services for added convenience, allowing you to access cash or check balances anytime.

Comprehensive Services

At Horizon, we provide a wide range of personal and business banking services tailored to meet your needs. From checking and savings accounts to auto loans, mortgage loans, credit cards with rewards, and business loans we've got you covered. Our friendly staff is here to help with everything from simple transactions to more complex financial needs. We invite you to stop by or give us a call at 406-761-2239 if you have any questions or need assistance. Come experience the welcoming atmosphere at Horizon! We look forward to serving you soon!

Easy Access and Comfort

At our Horizon branch, we prioritize your convenience and comfort. Our facility features ample parking spaces right outside the entrance, ensuring that you have no trouble finding a spot. We are also committed to accessibility; our branch is ADA compliant, with ramps and other features designed to assist those with mobility challenges.

Member Eligibility

At Horizon, we believe that becoming a member is like joining a close-knit family where your financial well-being matters. If you're looking to experience personalized banking, you'll be glad to know that membership is open to anyone who lives, works, or worships in the Great Falls area. It's easy and welcoming! Whether you're just starting out with your first savings account or looking for loans to help achieve your dreams, being part of our community means access to tailored services designed with you in mind. For more detailed eligibility criteria, feel free to check out our website at https://www.hzcu.org/. Opening an account is a breeze! Just stop by our branch located at 1915 10Th Ave S, Great Falls, MT 59405, or give us a call at 406-761-2239. Our friendly team is here to guide you through the process and answer any questions you may have. Join us today and discover the difference of banking with Horizon!

Business Banking & Commercial Services

Practical Merchant Services

Imagine having the ability to process payments easily while managing your cash flow effectively. Our merchant services do just that enabling you to accept payments seamlessly, whether it's in-store or online. This means you can focus more on serving your customers and less on administrative tasks. For businesses located at 1915 10Th Ave S Great Falls Mt 59405 in Great Falls, MT, we invite you to explore how our tailored solutions can fit your unique needs. Contact us at (406) 761-2239 to learn more about how we can partner with you for success!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $127 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $30,863,090, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

At Horizon, we also understand the importance of strong support for local businesses. Our business banking services, including merchant services and business loans, are designed to help entrepreneurs thrive. Access funding quickly so you can focus on what really matters growing your business.

Convenient Access

We know convenience is key in today's fast-paced world. That's why we provide an array of features like ATM services for easy cash withdrawals and balance checks. For those who prefer face-to-face transactions, our basic drive-thru banking allows for deposits, withdrawals, and simple transactions without leaving your car. With all these offerings under one roof, it's easy to see how Horizon is committed to serving the Great Falls community with both care and expertise. Ready to explore what we can do for you? Give us a call at 406-761-2239 or visit us in person at our branch in Great Falls. We're excited to be part of your financial journey!

Credit and Loans

For those unexpected expenses or projects around the house, our personal loans offer quick access to cash when you need it most. Plus, with our debt consolidation options, managing multiple debts becomes simpler and more manageable. Don't forget about our credit cards with rewards! Whether you're making everyday purchases or planning a big trip, earn points on every dollar spent and enjoy benefits that make life just a little sweeter.

Personal Banking Solutions

Whether you're looking to save for the future or manage your day-to-day expenses, our personal banking services have you covered. We offer checking and savings accounts tailored to fit your lifestyle. Imagine having the ability to easily access your funds through our online and mobile banking platforms, allowing you to check balances or transfer money from anywhere. If you're in the market for a new vehicle, look no further than our auto loans and vehicle financing options. With competitive rates and flexible terms, purchasing your dream car has never been easier. Additionally, if you're considering buying a home or refinancing your current mortgage, our mortgage loans can help make that dream a reality.

Digital & Online Banking

Key Features

With our electronic signature authorization, signing documents is a breeze no need to visit the branch in person. Prefer paperless banking? Take advantage of our e-statements feature to receive your account statements electronically. Not only does this save trees, but it also keeps your financial records organized and easily accessible. For those who are always on the go, our mobile application puts banking right in your pocket. You can make mobile payments effortlessly, ensuring you're never left without a way to pay when you need it most. Plus, if you want to send money to friends or family quickly, our person-to-person transfer service makes it easy just send them funds with a few taps. With 24/7 online banking services available at Horizon, you have the power to manage your accounts whenever it suits you best. Whether it's early morning or late at night, checking balances or making transfers is just a moment away. In today's fast-paced world, having reliable digital banking tools is essential. At Horizon, we strive to provide an accessible and user-friendly experience so that you can focus on what really matters your life and financial goals.

Financial Strength

At Horizon, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, ensuring you can trust us with your banking needs. With a net worth of $238,521,873, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.85% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $709,807,593 in share certificates and $208,929,428 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $151,024,339 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is significant; we have $21,146 in used auto loans and $1,687,188,742 in total loans and leases to support your financial goals across various sectors. Our operational efficiency shines through with a net income of $2,733,963, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 371 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. We are here for you at every step of your financial journey. Our net shares (funds available for lending and investments) stand at $3,675,420, while the total number of share accounts reaches an impressive 147,794, showcasing a strong member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Horizon is your trusted partner. Visit us at 1915 10Th Ave S Great Falls Mt 59405 or call (406) 761-2239 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already provided $394,058,660 in used vehicle loans and $99,471,139 in new vehicle loans, helping many members get on the road without breaking the bank. Whether you're considering a new model or a reliable used option, our flexible financing terms can help make your next vehicle purchase more affordable.

Commercial Loans

For business owners looking to grow and expand, we have outstanding commercial loans totaling $30,863,090 available. These loans provide the capital necessary for investments that can drive your business forward. At Horizon located at 1915 10th Ave S, Great Falls, MT 59405, we're committed to offering personalized service tailored to your unique needs. If you're interested in refinancing or exploring eligibility options for any of our loan products, please reach out to us at 406-761-2239. We're here to help you navigate your financial journey. For more information on our services and offerings or to start an application today, visit us online at Horizon Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $83,113,536. We aim to make buying or refinancing simple and straightforward for you. Our team is here to guide you through the process and help you understand eligibility options that may apply.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $20,804,555 in loans already assisting members in managing their finances effectively. Enjoy the convenience of making purchases when needed without worrying about high-interest rates.

Loan Aggregator

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HORIZON CREDIT UNION - Great Falls, MT

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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