Horizon Credit Union Bozeman MT | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Horizon at our Bozeman Branch, located conveniently at 1400 N 19Th Ave Ste A, Bozeman, MT 59718. Since opening our doors in 1948, we have been dedicated to serving our members and the surrounding community with trust and reliability. With a robust membership of over 110,742, we are proud to be a cornerstone of financial support in Gallatin County. At Horizon, we understand that financial health is crucial for personal and business success. That's why we proudly manage total assets of $2,009,801,601 and maintain a net worth of $238,521,873. Our commitment to you is clear: we are here to help you navigate your financial journey with confidence. Whether you're looking for auto loans, mortgages, or everyday banking services, our knowledgeable team is ready to assist. Our CEO, Jeffry Adams, along with Board President Steve Sharon, leads a dedicated team of 379 employees who work tirelessly to ensure that every member feels valued and heard. With total deposits exceeding $130,291,564 and cash on hand amounting to $20,395,842, we have the resources necessary to support your financial aspirations. While members can visit us at our Bozeman location for personalized service and assistance, official correspondence should be directed to our mailing address: PO Box 15128, Spokane Valley, WA 99215. We invite you to explore all that Horizon has to offer! For more information or inquiries, feel free to call us at 800-852-5316 or visit our website at horizoncu.org. Let us be your trusted partner in achieving your financial goals!

Branch History & Mission

Join Us

We invite you to experience what it means to be part of the Horizon family. With resources dedicated not only to your financial growth but also focused on community betterment, becoming a member here means joining a network that cares about your success. Visit us today at our Bozeman branch or check out our website at hzcu.org for more information on how we can assist you on your financial journey!

Our Journey

Horizon started with a simple mission: to provide quality financial services while supporting our community. Over the years, we've expanded our offerings beyond basic banking to include auto loans, mortgages, personal loans, and business banking solutions. We are dedicated to meeting the evolving needs of our members and adapting to changes in technology and finance. This commitment has led us to implement user-friendly digital banking options like online banking and mobile payments. Our growth reflects not just in numbers but also in our dedication to community involvement. We believe that by supporting local initiatives and partnerships, we strengthen the very fabric of Bozeman. Whether it's sponsoring local events or providing financial education workshops, we strive to make a positive impact.

Our Mission

At Horizon, our mission is clear: we aim to empower our members through accessible financial services while fostering a sense of community support and engagement. We understand that every member has unique needs; therefore, we offer tailored services that prioritize their financial well-being. While members can visit us at 1400 N 19th Ave Ste A for personal assistance during our lobby hours Monday through Friday from 9 am to 5 pm and Saturday from 9 am to 1 pm we also provide convenient drive-thru services Monday through Friday from 7 am to 7 pm and Saturday from 9 am to 1 pm. For any official correspondence or inquiries outside of these hours, please reach out via phone at 800-852-5316 or send mail to PO Box 15128, Spokane Valley, WA 99215 if you prefer that method.

Branch Location & Accessibility

Call to Action

Ready to experience top-notch service? We invite you to visit us at Horizon's Bozeman Branch or give us a call at 800-852-5316 if you have any questions. We're excited to help you achieve your financial goals!

Nearby Landmarks and Accessibility

Our Bozeman Branch is close to several local landmarks, including the popular Gallatin Valley Mall and the scenic Yellowstone National Park entrance. This prime location not only makes us easily accessible but also a perfect pit stop for your banking errands while enjoying the surrounding attractions. When you visit, you'll find ample parking available right outside our doors, along with ramps for easy access. We ensure our facilities are ADA compliant so that everyone can comfortably use our services.

Operating Hours

We're here for you during convenient hours! The lobby is open from Monday to Friday, 9 AM to 5 PM, and Saturday from 9 AM to 1 PM. If you're looking to use our drive-thru or ITM services, you can swing by Monday through Friday from 7 AM to 7 PM or Saturday from 9 AM to 1 PM.

Services Offered

At Horizon's Bozeman Branch, we offer a variety of personal banking options including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. For those who own businesses, we also provide merchant services and business loans. Need cash? Our ATM is readily available for withdrawals and balance checks. Plus, with basic drive-thru banking services for deposits and withdrawals, we make your banking experience quick and hassle-free.

Member Eligibility

At Horizon, we're excited to welcome you into our community! Becoming a member is simple and rewarding. If you live, work, or worship in the area, or have a family member who is already a member, you can join us. We believe in creating a supportive environment where everyone feels valued and empowered to reach their financial goals. By choosing Horizon, you gain access to personalized services like checking and savings accounts, auto loans, mortgages, and much more all designed with your best interests in mind. To get started on your membership journey, just visit us at our branch located at 1400 N 19Th Ave Ste A Bozeman Mt 59718 or give us a call at (800) 852-5316. Our friendly staff is here to assist you through the process and answer any questions you may have. For detailed eligibility criteria, feel free to check out our resource page. Join us today and experience the benefits of being part of the Horizon family!

Business Banking & Commercial Services

Loan Options to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $127 in commercial loans for our members, helping businesses scale and succeed. Whether you're looking to expand your operations, purchase new equipment, or manage cash flow, our tailored loan options are designed to meet your unique needs.

Merchant Services That Simplify Transactions

In today's fast-paced world, having efficient payment solutions is crucial. Our merchant services offer real-world benefits that help you serve your customers better. Imagine a streamlined payment process that allows you to focus more on growing your business rather than juggling transactions. With features designed for ease of use, you can manage your sales effectively while ensuring customer satisfaction. With an outstanding commercial loan portfolio of $30,863,090, we continue to drive economic growth by financing new and expanding businesses. Visit us at 1400 N 19Th Ave Ste A Bozeman Mt 59718 in Bozeman, MT or call us at (800) 852-5316 to learn more about how we can help your business thrive!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Our ATM and cash withdrawal services make it easy to access your money whenever you need it. Plus, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle perfect for busy days! At Horizon, we strive to create an environment where members feel valued and supported in all their financial needs. With each service designed around real-life scenarios be it planning for a new car or managing day-to-day expenses we're here every step of the way. For more information about how we can assist you or to explore these services further, feel free to contact us at (800) 852-5316 or visit us online at https://www.hzcu.org/. We look forward to welcoming you!

Auto Loans & Vehicle Financing

If you're in the market for a new car, our auto loans and vehicle financing solutions can help turn your dreams into reality. We understand that purchasing a vehicle is a significant investment. That's why we provide competitive rates and flexible terms to ensure you can drive away with confidence.

Business Banking

Entrepreneurs will find valuable resources through our business banking services. We offer merchant services that make transactions seamless for your customers and business loans tailored to fuel growth in any industry. Your success is important to us!

Credit Cards with Rewards

For those who enjoy earning benefits on their purchases, consider our credit cards with rewards. These cards not only provide a convenient way to make purchases but also allow you to earn points or cashback on every dollar spent making your everyday spending work harder for you.

Mortgage Loans & Refinancing

Homeownership is within reach with our comprehensive mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage, our experienced staff will guide you through the process, making it as straightforward as possible.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking platforms that allow you to manage your finances from anywhere. Check balances, transfer funds, pay bills, and deposit checks right from your smartphone or computer it's banking at your fingertips!

Personal Banking

For those looking to manage their everyday finances, we offer various personal banking options. Our checking and savings accounts are tailored to help you save for future goals or manage your daily expenses. Whether you're saving for a vacation or just want a safe place for your cash, our accounts are designed with you in mind.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and when it does, our personal loans can provide the financial support you need. Additionally, if you're feeling overwhelmed by debt, we offer options for debt consolidation to help simplify your payments and reduce stress.

Digital & Online Banking

Key Features

One of the standout features is our mobile application, which allows you to check balances, transfer funds, and pay bills with just a few taps on your smartphone. Whether you're at home or on the go, you can stay connected to your finances without skipping a beat. Plus, with electronic signature authorization available, signing documents has never been easier or more secure. We also provide e-statements for those who prefer a paperless option. You can easily view and download your statements whenever you need them, reducing clutter while ensuring that your information is secure. For those who enjoy the convenience of mobile payments, we've got you covered! Our mobile payments feature allows you to make purchases directly from your phone, making transactions quick and hassle-free. While person-to-person transfers aren't available at this time, we're always working to enhance our offerings to better serve you. Rest assured that every transaction made through our online banking platform is protected by top-notch security measures, so you can have peace of mind knowing that your information is safe. At Horizon, we're committed to providing accessible and user-friendly banking solutions that fit into your busy life. Join us today in embracing the ease of digital banking!

Financial Strength

At Horizon, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that supports you in achieving your goals. With a net worth of $238,521,873, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1185 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $709,807,593 in share certificates and $208,929,428 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $151,024,339 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have provided $21,146 in used auto loans and have a total of $1,687,188,742 in loans and leases available to support your financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 371 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $3,675,420. Total Share and Deposit Accounts: 147,794, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Horizon is your trusted partner. Visit us at 1400 N 19Th Ave Ste A Bozeman MT 59718 or call 800-852-5316 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Options

If you're considering refinancing options or need help determining your eligibility for any of our products, please reach out to us at 800-852-5316. Our knowledgeable staff is here to guide you through every aspect of your loan application. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. We strive to empower our members with clear information and accessible solutions for all their borrowing needs. Visit us today or check out our website at Horizon for more details about our loan offerings!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $394,058,660 in used vehicle loans and $99,471,139 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles to ensure you find the perfect fit for your lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $30,863,090 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our team is ready to assist you through every step of the process.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $83,113,536, making buying or refinancing simple. We aim to make the process straightforward and accessible so you can focus on settling into your new home.

Unsecured Credit Card Loans

For those looking for flexibility in managing their finances, we also offer unsecured credit card loans. With a total of $20,804,555 in unsecured credit card loans helping our members navigate their spending needs effectively. Our terms are designed to be accommodating and supportive of your financial health.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. By collaborating with legitimate financial institutions, LendMesh guarantees that all loan comparisons are based on verified data.

HORIZON CREDIT UNION - Bozeman, MT

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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Loan rates in Bozeman, MT (59718)