HORIZON CREDIT UNION

Welcome to Horizon at our Sandpoint Branch, where our commitment to serving you and our community shines bright! Located at 520 5Th Ave, Sandpoint, ID 83864, we have been proudly providing financial services since 1948. With a strong foundation built on trust and reliability, we invite you to experience the difference that being a member of Horizon can make. At Horizon, we prioritize our members above all else. With over 110,000 members and total assets amounting to an impressive $2,009,801,601, we are dedicated to fostering your financial well-being. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, our team is here for you. We manage a total loan portfolio of 64,288, ensuring we have options tailored just for you. Our branch is not just about numbers; it's about people. Under the leadership of our CEO Jeffry Adams and Board President Steve Sharon, we strive to create a welcoming environment where everyone feels valued. Our dedicated staff of 379 employees is always ready to assist with your financial needs. While members can visit us at our Sandpoint location, official correspondence should be sent to PO Box 15128, Spokane Valley, WA 99215. With total deposits reaching $130,291,564 and a net worth of $238,521,873, your money is in safe hands here at Horizon. In addition to our robust financial offerings, we also provide convenient online and mobile banking services. You can easily access your accounts anytime from anywhere! Ready to take the next step towards achieving your financial goals? Feel free to call us at 208-263-7525 or drop by during our lobby hours from Monday through Friday between 9 AM and 5 PM. Experience personalized service that puts you first come see how Horizon can help you thrive! For more information about what we offer, visit us at horizoncu.org.

At Horizon, we take pride in our rich legacy and the strong community ties we've built since our founding in 1948. Located at 520 5th Ave, Sandpoint, ID 83864, our branch has grown from humble beginnings to a vital part of the financial landscape here in Bonner County. With a total membership of over 110,000 individuals and assets reaching $2,009,801,601, Horizon continues to thrive as a trusted partner for personal and business banking needs. Our mission is simple yet powerful: to empower our members through accessible financial services while fostering community support and development. We believe that by helping our members achieve their financial goals, we also contribute to the overall well-being of our community. Our commitment goes beyond traditional banking; we strive to make a real difference in the lives of those we serve. In addition to offering personal banking services like checking and savings accounts, auto loans, mortgages, and credit cards with rewards, we also focus on providing valuable resources for local businesses. Our team is dedicated to delivering exceptional service through various channels, including online and mobile banking options that are designed with your convenience in mind. As we continue to embrace technological advancements, our commitment to accessibility remains unwavering. We're proud to offer features such as ADA compliance and mobile payments, ensuring that all members can access their accounts easily and securely. Plus, with an ATM available on-site and drive-thru banking options for quick transactions, we're here for you when you need us most. While members can visit us at 520 5th Ave, official correspondence should be sent to PO Box 15128, Spokane Valley, WA 99215. Over the years, Horizon has partnered with various organizations to support local initiatives and outreach programs. We believe in giving back to the community that supports us whether through financial education workshops or sponsoring local events our goal is to strengthen our connections with residents. Join us at Horizon and experience the benefits of being part of a cooperative that truly cares about its members. Together, we can build a brighter future for ourselves and our community. For more information or to become a member today, please call us at 208-263-7525 or visit our website at hzcu.org.

At Horizon, we believe that everyone deserves a chance to be part of a caring community where your financial needs come first. Becoming a member is easy and welcoming! If you live, work, or worship in Bonner County, Idaho, or have a family member who is already a member, you're eligible to join us. We're here to support you with personalized services designed just for you, including checking and savings accounts, auto loans, and more. To get started, simply visit us at 520 5Th Ave, Sandpoint ID 83864, or give us a call at 208-263-7525. You can also find more details about eligibility and the benefits of membership on our website at Horizon. Joining us means you'll be part of something special a credit union that truly values its members!

At Horizon, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to providing a reliable banking experience is backed by solid financial strength that you can trust. With a net worth of $238,521,873, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1185 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $709,807,593 in share certificates and $208,929,428 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This is reflected in our zero non-member deposits ensuring that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $151,024,339 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to support your financial goals is also evident with $21,146 in used auto loans and over $1.6 billion in total loans and leases available for our members. Though our current net income reflects operational efficiency at $0 at this time due to reinvestments into the community and member services for future growth opportunities, our overall performance assures you of our stability. We also take pride in having 371 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With a total of 147,794 share accounts, it's clear that more people are trusting us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Horizon is your trusted partner. Visit us at 520 5Th Ave Sandpoint Id 83864 or call 208-263-7525 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.