Horizon Credit Union Nampa ID | Affordable Auto Loans & Mortgages

Introduction

Welcome to Horizon, your trusted financial partner located at 164 E Maine Ave, Nampa, ID 83646. Since opening our doors in 1948, we've been dedicated to serving our community with a focus on building lasting relationships and providing exceptional financial services. Our commitment is reflected in our growing membership base of over 110,742 individuals who rely on us for their banking needs. At Horizon, we understand that managing finances can sometimes feel overwhelming. That's why we offer a range of personal and business banking solutions designed to help you achieve your goals. With total assets exceeding $2 billion, we're proud to provide our members with secure and reliable services, including checking and savings accounts, auto loans, mortgages, and more. Currently, our total deposits stand at $130,291,564, showcasing the trust placed in us by our valued members. Our leadership team, led by CEO Jeffry Adams and Board President Steve Sharon, is committed to fostering a culture of service and community involvement. Our dedicated staff of 379 employees is here to assist you Monday through Friday from 9 AM to 5 PM, ensuring that you receive the personalized attention you deserve. While members can visit us at our Nampa branch for all their banking needs, official correspondence should be sent to the same address: 164 E Maine Ave, Nampa, ID 83646. We also provide convenient access to an ATM and drive-thru services for quick transactions. Explore how Horizon can support your financial journey today! For more information or assistance, feel free to call us at 208-344-7948 or visit our website at hzcu.org. We look forward to welcoming you into our family!

Branch History & Mission

Join Us

As we continue on this path of growth and service since opening in 1948, we invite you to join Horizon Credit Union. Experience firsthand how we blend tradition with innovation to enhance your banking experience. Whether you're looking for personal loans or comprehensive business solutions, you'll find a welcoming team ready to assist you every step of the way. For more information or assistance, feel free to reach out at 208-344-7948 during our operating hours from 9 am to 5 pm Monday through Friday. Together, let's build a brighter financial future!

Our Evolution

From our humble beginnings, Horizon has evolved significantly. We have embraced technological advancements while keeping our roots firmly planted in the community. Our mission has always been clear: to empower our members with the tools they need to achieve their financial goals while fostering a sense of belonging and support within the community. In recent years, we have expanded our offerings to include not just traditional banking services but also innovative solutions like online and mobile banking. Our drive-thru service and ATM availability ensure that members can access their accounts conveniently and efficiently.

Our Mission

At Horizon, we believe that banking is about more than just numbers; it's about people. Our mission is to improve the lives of those we serve by providing exceptional financial products and services alongside unwavering community support. Whether it's through personalized checking accounts, auto loans, or business financing options, we strive to meet our members' unique needs every day. We also take pride in our community outreach efforts. Through partnerships with local organizations and initiatives aimed at enhancing financial literacy, we are dedicated to making a positive impact beyond just banking. While members can visit us at 164 E Maine Ave for all their banking needs, official correspondence should be sent to the same address as it aligns with our commitment to transparency and accessibility.

Branch Location & Accessibility

Welcome to Horizon, located at 164 E Maine Ave in the heart of Nampa, Idaho! Our branch offers a convenient spot for all your banking needs, making it easy for you to stop by and access our services. Whether you're running errands or just out enjoying the local sights, we're here to help. Our branch is situated near popular landmarks such as the beautiful Lakeview Park and the bustling Nampa Civic Center, giving you plenty of reasons to visit. We pride ourselves on being accessible, with ample parking available right outside our doors. Plus, our facility is designed to be welcoming for everyone, including those who may need additional support with ADA-compliant features like ramps. At Horizon, we understand that your time is valuable. That's why we offer flexible operating hours from 9 AM to 5 PM, Monday through Friday. You can also take advantage of our drive-thru banking services during these hours for quick deposits and withdrawals without leaving your vehicle. And if you're in need of cash outside of regular hours, don't worry our ATM is available 24/7 for your convenience. While members can visit us at 164 E Maine Ave for all banking inquiries and transactions, please note that official correspondence should be sent to the same address. If you have any questions or need assistance, feel free to give us a call at 208-344-7948. We invite you to come by and discover how Horizon can support your financial journey!

Member Eligibility

At Horizon, we believe that becoming a member is like joining a close-knit family where your financial needs are prioritized. If you're looking to be part of our community, you'll be pleased to know that eligibility is straightforward. Generally, anyone who lives, works, or worships in the area can apply for membership. This means you could easily become one of us if you're in Nampa or nearby! Our members enjoy a range of benefits including personalized banking solutions and competitive loan rates that help you reach your financial goals. To learn more about the specific eligibility requirements and to ensure you have all the necessary information, we invite you to visit our website at [](https://www.hzcu.org/). If you're ready to take the next step towards membership, opening an account is a breeze! Feel free to give us a call at (208) 344-7948, or stop by our branch at 164 E Maine Ave Nampa Id 83646 during our convenient hours. We're excited to welcome you to Horizon!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $127 in commercial loans for our members, helping businesses scale and succeed. With an outstanding commercial loan portfolio of $30,863,090, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

But it's not just about loans. We also offer comprehensive merchant services that make daily transactions smoother. Imagine processing payments seamlessly while managing your cash flow more efficiently allowing you to focus on what truly matters: growing your business. Whether you're looking for the right financial partner or need flexible solutions to help your business flourish, we're here for you. Connect with us today at Horizon, where your business goals become our mission!

Comprehensive List Of Services

Conclusion

At Horizon, we believe in making banking straightforward and accessible for everyone. Explore how our comprehensive list of services can enhance your financial journey today! Visit us online at https://www.hzcu.org/ or stop by our branch we're excited to assist you!

Convenient Access

Accessing your accounts has never been easier with our ATM & Cash Withdrawal Services available 24/7. For quick transactions, utilize our Basic Drive-Thru Banking for deposits and withdrawals without leaving your car. Located at 164 E Maine Ave Nampa Id 83646 in Nampa, ID, we invite you to visit us during our lobby hours from 9 AM to 5 PM, Monday through Friday. If you have any questions or need assistance, feel free to call us at (208) 344-7948.

Credit Cards and Business Services

Don't forget about our Credit Cards with Rewards, which allow you to earn points on purchases while enjoying benefits like cash back or travel rewards. It's an excellent way to maximize what you spend daily! If you're a business owner, our Business Banking services include essential features like Merchant Services & Business Loans. We understand the unique challenges businesses face and are here to support you every step of the way.

Loans and Financing

When it comes to financing, we provide Auto Loans & Vehicle Financing tailored for those looking to buy new or used cars. Picture yourself behind the wheel of your dream car, knowing you got a great deal through our competitive rates. If homeownership is on your mind, our Mortgage Loans & Refinancing services can help make that dream a reality. We assist in navigating the mortgage process and can even help you save on monthly payments through refinancing options. For those unexpected expenses or projects around the house, our Personal Loans & Debt Consolidation services offer flexible solutions. You can consolidate debts into one manageable payment or take out a loan for that home improvement you've been considering.

Personal Banking

Starting with personal banking, we offer various Checking & Savings Accounts designed to help you manage your money effectively. Whether you're looking for a simple checking account for daily transactions or a savings account to build your future, we have options that fit every lifestyle. Imagine having easy access to your funds with our Online & Mobile Banking features, allowing you to check balances, transfer money, and pay bills right from your smartphone.

Digital & Online Banking

E-Statements and Electronic Signatures

Say goodbye to paper clutter with e-statements! Enjoy easy access to your account statements online whenever you need them. Plus, with our electronic signature authorization feature, signing documents has never been simpler or faster. This means less hassle for you and more time for the things that matter.

Mobile Banking Features

For those on the go, our mobile application lets you take control of your finances right from your smartphone. You can even make mobile payments quickly and securely. And while person-to-person transfers aren't available right now, our other features ensure that sending money to friends or family remains easy through alternative methods. In summary, Horizon offers robust digital banking options tailored to fit your lifestyle. With enhanced security measures in place and an emphasis on user experience, managing your finances has never been easier. Visit us today at https://www.hzcu.org/ and experience the convenience of modern banking!

Online Banking Services

With our 24/7 online banking, you can access your accounts whenever it suits you. Whether you need to check your balance, transfer funds, or pay bills, all of this is just a click away at https://www.hzcu.org/ . Our platform is user-friendly and secure, so you can manage your money with peace of mind.

Financial Strength

Growing Membership Trust

We take pride in having 147,794 total share accounts, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $3,675,420, highlighting our ability to provide valuable services when you need them most. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Horizon is your trusted partner. Visit us at 164 E Maine Ave Nampa Id 83646 or call (208) 344-7948 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $709,807,593 in share certificates and $208,929,428 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. With a dedicated team of 371 full-time employees and 8 part-time employees, we're always ready to serve you with knowledgeable support.

Reinvestment for Future Growth

With $151,024,339 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is evident as we offer $21,146 in used auto loans and have a total of $1,687,188,742 in loans and leases available to support your financial goals across various sectors.

Strong Financial Health

With a net worth of $238,521,873, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,185 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $394,058,660 in used vehicle loans and $99,471,139 in new vehicle loans already helping members get on the road. We provide competitive rates and terms that fit your budget, making it easier than ever to drive away in a vehicle you love.

Commercial Loans

For business owners, our outstanding commercial loans totaling $30,863,090 provide the capital needed to grow and expand. We're dedicated to supporting local businesses with tailored financing solutions that help you thrive in today's competitive market. If you're considering refinancing any existing loans or are curious about eligibility options for our various products, our team is here to assist you. Please feel free to reach out to us at (208) 344-7948 for more information or visit us at 164 E Maine Ave Nampa Id 83646. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Horizon, we prioritize transparency and strive to empower our members with the financial tools they need for success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $83,113,536, make buying or refinancing simple. We believe that owning a home should be accessible for everyone, which is why we offer personalized service and guidance throughout the process.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be tricky. That's where our flexible terms on unsecured credit card loans come in handy. With a total of $20,804,555 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing you have access to funds when you need them most.

Loan Aggregator

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HORIZON CREDIT UNION