Horizon Credit Union Boise ID | Best Credit Cards & Business Banking

Introduction

Welcome to Horizon, your trusted financial partner located at 3076 E Barber Valley Dr, Boise, ID 83716. Established in 1948, we have proudly served our growing community for over seven decades. With a strong membership base of 110,742 members and total assets amounting to an impressive $2,009,801,601, we are committed to providing exceptional service tailored to your financial needs. At Horizon, we understand that banking is not just about numbers; it's about people. Our dedicated team of 379 employees, under the leadership of CEO Jeffry Adams and Board President Steve Sharon, is here to support you with a range of services including personal banking, auto loans, mortgage financing, and business banking solutions. We take pride in our ability to offer competitive rates and personalized service that makes a difference in our members' lives. While you can visit us at our branch for all your banking needs, official correspondence should be sent to the same address: 3076 E Barber Valley Dr, Boise, ID 83716. With total deposits reaching $130,291,564 and a robust net worth of $238,521,873, you can trust that your finances are in safe hands. Our commitment to the community is reflected not only in our financial strength but also in the way we engage with our members daily. Whether you're looking for a new auto loan or need assistance with online banking services, we're here to help. Ready to experience the Horizon difference? Give us a call at 208-577-5950 or visit our website at www.hzcu.org for more information on how we can assist you today!

Branch History & Mission

Community Engagement

Horizon takes pride in its community involvement. We actively engage in outreach efforts that support local initiatives and charities, believing that a strong community benefits everyone. By partnering with local organizations, we strive to create opportunities for growth and development. While members can visit us at 3076 E Barber Valley Dr, official correspondence should be sent to 3076 E Barber Valley Dr, Boise, ID 83716 if needed. For any inquiries or assistance, feel free to reach us at 208-577-5950 during our operating hours: Monday through Friday from 9 am to 5 pm for lobby services and from 7 am to 7 pm for ITM services. In conclusion, we invite you to join Horizon Credit Union and experience the difference of being part of a member-focused organization committed to your financial well-being. Together, let's build a brighter future!

Our Mission

At Horizon, our mission is clear: to provide exceptional financial services while fostering community support and engagement. We understand that banking is about more than just transactions; it's about building relationships and empowering individuals. Whether through personal banking options like checking and savings accounts or vehicle financing, or by offering business loans that help local entrepreneurs thrive, we aim to meet diverse needs with care and dedication. We also recognize the importance of accessibility in today's world. Our branch is ADA compliant and equipped with modern digital tools, including online banking and mobile payment options. Our drive-thru service allows for convenient transactions without leaving your vehicle, while our ATM facilities ensure cash access around the clock.

Branch Location & Accessibility

Welcome to Horizon, your friendly neighborhood credit union located at 3076 E Barber Valley Dr in beautiful Boise, Idaho. Whether you're stopping by for a quick transaction or seeking financial guidance, our convenient location makes it easy for you to access the services you need. Nestled in Ada County, we're just a short drive from local landmarks like Barber Park and the scenic Boise River Greenbelt, making us an ideal stop while you're out enjoying the area. While members can visit us at our branch address, official correspondence should be sent to the same address: 3076 E Barber Valley Dr, Boise, ID 83716. We strive to make your banking experience as smooth as possible, with ample parking available right outside our doors and features designed for accessibility, including ADA-compliant ramps. Our operating hours are designed to fit your busy schedule. We're here for you Monday through Friday from 9 AM to 5 PM, and if you need a little extra time in your day, take advantage of our Drive-Up/ITM service available from 7 AM to 7 PM. This way, you can manage your banking needs without skipping a beat! At Horizon, we offer a variety of services tailored to meet your financial needs from personal banking options like checking and savings accounts to auto loans and mortgage financing. Need cash? Our ATM is available on-site for quick withdrawals and balance checks. Plus, our basic drive-thru service makes depositing or withdrawing funds easier than ever. If you have any questions or would like to learn more about our services, don't hesitate to give us a call at 208-577-5950. We look forward to welcoming you into our branch soon!

Member Eligibility

At Horizon, we believe that everyone deserves a chance to be part of a caring community. Becoming a member is straightforward and welcoming! If you live, work, or worship in the area, you can easily join our family. We're dedicated to supporting our members with personalized services and financial products that truly fit your needs. For those who want to dive deeper into the specifics of eligibility, we invite you to check out more details at . Opening an account is just as simple! You can start your journey with us by reaching out at (208) 577-5950 or visiting us at 3076 E Barber Valley Dr Boise Id 83716. Our friendly staff is here to guide you through every step, ensuring that your experience is smooth and enjoyable. Join us today and discover the advantages of being part of Horizon a place where your financial goals are valued and supported!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $127 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $30,863,090, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Beyond loans, we provide essential merchant services that simplify transactions and enhance customer experiences. Imagine being able to accept payments seamlessly whether your customers are shopping online or in-store. This practical support allows you to focus on what you do best running your business. Explore how Horizon can be your partner in success. Visit us at 3076 E Barber Valley Dr, Boise, ID 83716, or call us at 208-577-5950. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

ATM and Cash Withdrawal Services

Need cash quickly? Our branch features an ATM that allows for quick withdrawals and balance checks without stepping inside the branch. If you prefer face-to-face service for simple transactions such as deposits or withdrawals, take advantage of our drive-thru banking, designed for your convenience during busy days. At Horizon in Boise, we're here to provide the financial tools you need while ensuring a friendly atmosphere where members come first. Explore how we can assist you today by visiting us online at Horizon Credit Union or call us directly at 208-577-5950. Let's work together towards achieving your financial goals!

Business Banking Services

For local entrepreneurs and business owners, Horizon offers comprehensive business banking solutions. Our merchant services simplify transactions so you can focus on running your business smoothly. Additionally, if you're looking for financial support, our business loans can help you expand or stabilize your operations.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking platforms. Manage your accounts anytime, anywhere with features like balance checks, bill payments, and fund transfers right at your fingertips. Our digital banking ensures that whether you're using a smartphone or a computer, accessing your finances is easy.

Personal Banking Solutions

We understand that managing your personal finances is essential. That's why we offer a variety of personal banking services tailored to fit your lifestyle. Whether you're looking for checking and savings accounts to manage your everyday expenses or planning for the future with our savings options, we have you covered. If you're in the market for a new vehicle, consider our competitive auto loans and vehicle financing options. We strive to make purchasing your dream car both affordable and straightforward. Additionally, our mortgage loans and refinancing services can help you secure the home you've always wanted or lower your monthly payments on an existing mortgage. For those unexpected expenses or plans that require extra funding, our personal loans and debt consolidation options provide flexibility and relief when you need it most. Plus, don't forget about our credit cards with rewards, which not only give you purchasing power but also allow you to earn benefits on every dollar spent.

Digital & Online Banking

E-Statements and Mobile Access

Keeping track of your finances has never been simpler with our e-statements. Enjoy the peace of mind that comes from accessing your statements anytime, anywhere no more waiting for mail or worrying about lost documents. And if you prefer using your smartphone, our mobile application is here to help. It not only allows you to manage your accounts but also supports mobile payments, making transactions quick and hassle-free.

Real-Time Management

Need to send money to a friend? While we currently do not offer person-to-person transfers, we still provide excellent tools for managing your money effectively. With our real-time account management features, you can stay updated on your financial situation at any time. In addition to these services, we prioritize your security. Our online banking system uses advanced security measures to protect your information and transactions. So you can focus on what matters most your financial goals knowing that you're in safe hands. Join us today at Horizon and experience the ease and security of modern banking!

Financial Strength

Growing Member Base

The trust our members place in us is evident with a total of 147,794 share accounts. This growing member base reflects the confidence people have in Horizon as their go-to financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Horizon is your trusted partner. Visit us at 3076 E Barber Valley Dr Boise Id 83716 or call (208) 577-5950 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 371 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinforcing Member Benefits

With $151,024,339 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in our $21,146 in used auto loans and $1,687,188,742 in total loans and leases, which support our members' financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $709,807,593 in share certificates and $208,929,428 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $238,521,873, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,185 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $394,058,660 in used vehicle loans and $99,471,139 in new vehicle loans already helping members get on the road. We provide flexible terms that fit your budget and can assist with refinancing options if you're looking to lower your current payments.

Business Loans

For business owners, our outstanding commercial loans totaling $30,863,090 provide the capital needed to grow and expand. These loans are tailored to meet the specific needs of your business and can help you navigate financial challenges effectively. At Horizon, we are committed to helping our members succeed financially. For more information about our loan products or to discuss eligibility options, please feel free to reach out at (208) 577-5950 or visit us at 3076 E Barber Valley Dr Boise Id 83716. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how we can assist you today!

Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $20,804,555 in loans helping members manage their finances effectively. This option can be great for everyday purchases or unexpected expenses while maintaining control over your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $83,113,536, make buying or refinancing simple. We work closely with you to find the right mortgage solution that fits your needs.

Loan Aggregator

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Ensuring Accurate Comparisons

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HORIZON CREDIT UNION