HORIZON CREDIT UNION

Welcome to Horizon, your trusted credit union located at 9769 W Emerald St, Boise, ID 83704. Established in 1948, we have proudly served our community for over 75 years, growing alongside our members and fostering financial wellness. With a total membership of 110,742 and assets reaching an impressive $2,009,801,601, we are dedicated to providing personalized banking solutions that fit your unique needs. At Horizon, we understand that every dollar matters. That's why we offer a range of services including checking and savings accounts, auto loans, mortgage refinancing, and business banking options. Our commitment is reflected in our robust financial standing, which includes total deposits of $130,291,564 and a net worth of $238,521,873. We also maintain a solid cash reserve with $20,395,842 readily available to support our operations and member services. While members can visit us at the branch for personal assistance or to utilize our drive-thru services during lobby hours from 9 AM to 5 PM Monday through Friday, official correspondence should be directed to our mailing address: 9769 W Emerald St, Boise, ID 83704-9765. Our leadership team is committed to your financial success. Led by CEO Jeffry Adams and Board President Steve Sharon, we prioritize the interests of our members above all else. Together with our dedicated staff of 379 employees, we strive to create an environment where everyone feels valued and supported. Discover how Horizon can help you achieve your financial goals today! For more information or to speak with one of our friendly representatives, please call us at 208-947-0123 or visit our website at hzcu.org. Your journey towards financial empowerment starts here!

At Horizon, we believe that everyone deserves to be part of a community that truly cares. Becoming a member at our Boise branch is straightforward and welcoming. If you live, work, worship, or attend school in the local area, you're likely eligible to join us! We are dedicated to supporting our members with personalized financial services and resources tailored to their needs. By joining Horizon, you'll enjoy benefits like competitive loan rates, convenient banking options, and a friendly team ready to assist you every step of the way. To learn more about specific eligibility criteria and how easy it is to become a member, visit our detailed resource here. If you're ready to open an account or have any questions, feel free to give us a call at (208) 947-0123 or stop by our branch located at 9769 W Emerald St Boise Id 83704. We look forward to welcoming you into the Horizon family!

At Horizon, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength reflects our commitment to providing reliable services and support to our community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $238,521,873, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1185 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $709,807,593 in share certificates and $208,929,428 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $151,024,339 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $21,146 in used auto loans and a total of $1,687,188,742 in loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 371 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $3,675,420. Total Share Accounts: 147794, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Horizon is your trusted partner. Visit us at 9769 W Emerald St Boise Id 83704 or call (208) 947-0123 to learn more about how we can help you achieve your financial goals.