Horizon Credit Union Williamsport PA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Horizon, your trusted credit union located at 1930 Lycoming Creek Rd, Williamsport, PA 17701. Established in 1955, we have proudly served our community for over six decades, growing alongside our members and adapting to their financial needs. With a commitment to providing exceptional service and support, we currently boast a membership of 14,632 individuals who rely on us for their banking needs. At Horizon, we understand that your financial journey is unique. That's why we offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. With total assets reaching an impressive $142,644,227 and total deposits of $10,463,106, we stand strong in our commitment to safeguarding your hard-earned money. While you can visit us at our main branch location, if you need to send official correspondence, please direct it to our mailing address at 2849 Reach Rd, Williamsport, PA 17701. Our dedicated team of 65 employees, led by CEO Justin Howard and Board President James Fedele, is here to ensure you receive personalized service tailored to your financial goals. With a solid net worth of $13,487,250 and cash reserves of $1,885,786, you can trust that Horizon is built on a foundation of stability and reliability. We invite you to explore the many ways we can assist you in achieving your financial aspirations. Ready to take the next step? Call us today at 570-326-3636 or visit our website at Horizon FCU to learn more about how we can support you!

Branch History & Mission

Community Focus

Our commitment extends beyond traditional banking. We actively engage with local organizations and initiatives to support economic growth in Williamsport and surrounding areas. We understand that a strong community is built on collaboration and shared goals. As part of our digital advancements, we offer features such as mobile payments and online banking options that are designed for your convenience while ensuring ADA compliance for all members.

Join Us Today

We invite you to experience the difference at Horizon. With operating hours from Monday to Thursday 9:00 AM - 4:30 PM and Friday until 6:00 PM, we're here to serve you. If you're looking for a credit union that values its members and fosters community spirit, look no further than Horizon. Call us today at 570-326-3636 or visit our website at Horizon FCU to learn more about becoming a member. Together, let's build a brighter financial future!

Our Journey

Since opening our doors at 1930 Lycoming Creek Rd, Williamsport, PA 17701, Horizon has been committed to providing personalized banking solutions tailored to meet the needs of our community. From humble beginnings, we have consistently expanded our offerings to include personal banking services like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our journey reflects our dedication to enhancing the financial well-being of every member. As we grew, so did our commitment to accessibility. Today, we provide convenient services including ATM access and drive-thru banking for quick transactions. Whether you need assistance with deposits or withdrawals or prefer the comfort of online and mobile banking, we have made it easy for you to manage your finances.

Our Mission

At Horizon, our mission is clear: to empower our members by offering exceptional financial services while fostering a sense of community. We believe that when individuals thrive financially, the entire community benefits. That's why we prioritize not just profit but also social responsibility through various outreach programs aimed at supporting local initiatives. While members can visit us at 1930 Lycoming Creek Rd for all their banking needs, official correspondence should be sent to our mailing address at 2849 Reach Rd, Williamsport, PA 17701.

Branch Location & Accessibility

Welcome to the Horizon branch, located at 1930 Lycoming Creek Rd in beautiful Williamsport, PA. Our friendly staff is here to serve you in a convenient location that's easy to access. Whether you're stopping by for everyday banking needs or looking to explore our various financial services, you'll find us ready to assist. Situated near local landmarks, our branch is easy to reach and offers ample parking for your convenience. The facility is designed with accessibility in mind, featuring ramps and ADA-compliant entrances so that everyone can enjoy seamless access. For those who prefer a quick visit, we proudly offer drive-thru banking services for deposits, withdrawals, and simple transactions. If you need cash on the go, our ATM is available 24/7, ensuring you can access your funds anytime. Our operating hours are designed with your schedule in mind: from Monday through Thursday, we're open from 9:00 AM to 4:30 PM, and on Fridays, we extend our hours until 6:00 PM. Have questions? Feel free to give us a call at 570-326-3636 we're always happy to help! While members can visit us at our physical location for all their banking needs, please note that official correspondence should be sent to our mailing address at 2849 Reach Rd, Williamsport, PA 17701. Come visit us today at the Horizon branch! We look forward to welcoming you into our community and assisting you with all of your financial needs.

Member Eligibility

Joining the Horizon community means stepping into a world of support and benefits tailored just for you. To become a member, you'll find that eligibility is friendly and straightforward. If you're a resident of Lycoming County or work in certain occupations, such as education or healthcare, you're already on your way to joining us! We warmly welcome individuals who are part of our local community, whether through employment or family ties. Plus, being a member gives you access to a variety of services designed to help you achieve your financial goals. Getting started is easy! You can check out the full eligibility criteria at https://www.horizonfcu.org/business/business-membership-savings-account/, which will guide you through what's needed to join our family. Once you're ready, simply visit us at 1930 Lycoming Creek Rd Williamsport Pa 17701 or give us a call at (570) 326-3636 to learn how to open your account online. We can't wait to have you with us!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having the tools you need to accept payments easily, manage transactions efficiently, and keep your cash flow steady. Our merchant services provide just that. They help streamline payment processing, making it simpler for you to focus on what really matters growing your business. Located at 1930 Lycoming Creek Rd Williamsport Pa 17701 in Williamsport, PA, we're here to partner with you on your journey. Reach out at (570) 326-3636 to learn how we can support your business today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $85,301, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For local entrepreneurs and businesses, we understand that every penny counts. That's why we offer comprehensive business banking services, including merchant services and business loans. With us by your side, managing your finances will be straightforward so you can focus on growing your business without worry.

Convenient Access

We know that life is busy, which is why we provide essential ATM and cash withdrawal services along with basic drive-thru banking for quick deposits and withdrawals. No need to park and come inside if you're in a hurry; just swing by our drive-thru!

Credit Options for Everyone

Our credit cards with rewards give you more than just purchasing power; they reward you for spending! Enjoy cash back or points that can be redeemed for exciting rewards while building your credit history. Whether you're making everyday purchases or planning a special trip, our credit card options provide flexibility and benefits.

Financing Your Dreams

Need a new car? Our auto loans and vehicle financing options provide competitive rates that make getting behind the wheel easier than ever. Perhaps you're ready to buy your first home or refinance an existing mortgage; our mortgage loans are tailored to fit various situations, helping you navigate the process smoothly. We also offer personal loans and debt consolidation solutions that can help simplify your financial life by combining multiple payments into one manageable monthly payment.

Join Us Today!

If you want to learn more about how Horizon can support you financially, don't hesitate to reach out! You can contact us at (570) 326-3636 or visit our website at https://www.horizonfcu.org/. We look forward to welcoming you as part of our family at the West Williamsport Branch! Your financial journey starts here let's take the next step together!

Personal Banking Made Easy

When it comes to personal banking, we offer various options that cater to your everyday financial needs. Our checking and savings accounts are designed to help you manage your money effectively, whether you're saving for a vacation or just need a reliable place for your day-to-day transactions. Plus, with our online and mobile banking, you can access your accounts from anywhere at any time. Imagine checking your balance while waiting in line or transferring funds on the go it's all possible!

Digital & Online Banking

Accessibility and Convenience

Our commitment to providing 24/7 online banking services means you can manage your account whenever it suits you best. From setting up mobile payments to checking transaction history, everything is at your fingertips. With these user-friendly features, banking becomes less about waiting in line and more about living life fully. Experience the ease of digital banking today at Horizon! Visit our website for more information and start taking advantage of these convenient services designed just for you.

Key Services Available

With our online banking platform, you can access your accounts anytime, anywhere. This means checking balances, making transfers, and paying bills can all happen in real-time from your computer or mobile device. Plus, with features like E-Statements, you can say goodbye to paper clutter and view your financial statements securely online whenever you need them. Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple and fast. Just enter their details, and the funds are sent directly no hassle involved. And if you're always on the go, you'll appreciate our mobile application, which allows you to manage your finances right from your smartphone.

Security You Can Trust

Security is a top priority for us at Horizon. We use advanced security measures to protect your information while giving you the freedom to bank online. With electronic signature authorization, signing documents is quick and easy no more printing and scanning required! Rest assured that your personal information is safe with us.

Financial Strength

At Horizon, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. You can feel confident knowing that your financial well-being is supported by our strong and reliable foundation. With a net worth of $13,487,250, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 945 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $4,144,527 in share certificates and $3,789,223 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $11,032,342 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity includes $26,993,100 in used auto loans and a total of $94,153,908 in loans and leases to support your financial goals across various sectors. Our operational efficiency is reflected in our $0 net income, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 62 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 44,905, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Horizon is your trusted partner. Visit us at 1930 Lycoming Creek Rd Williamsport Pa 17701 or call 570-326-3636 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $38,999,100 in used vehicle loans and $6,414,008 in new vehicle loans, helping members get on the road with confidence. If you're interested in refinancing your current auto loan or exploring eligibility options, our team is ready to assist you.

Business Solutions

For business owners looking for capital to grow and expand their ventures, our outstanding commercial loans totaling $85,301 provide valuable support. If you're interested in learning more about how we can help your business thrive or if you'd like information on eligibility requirements for our business loans, don't hesitate to reach out. At Horizon, we're committed to making your borrowing experience as straightforward as possible. Our knowledgeable staff is available at (570) 326-3636 to answer any questions you may have about our loan offerings or application processes. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today at 1930 Lycoming Creek Rd Williamsport PA 17701, and let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and accessible. We currently have Junior Lien 1-4 Family Residential Properties loans totaling $8,610,260. Whether you're purchasing your first home or looking to refinance an existing mortgage, our dedicated staff is here to guide you through the process.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $3,188,197 in unsecured credit card loans available, we help our members manage their finances effectively without the burden of high-interest rates.

Loan Aggregator

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HORIZON FEDERAL CREDIT UNION - Williamsport, PA

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