Horizon Credit Union Williamsport PA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Horizon, your trusted financial partner at the Third Street Branch located at 1007 E 3Rd St, Williamsport, PA 17701. Since our establishment in 1955, we have been dedicated to serving our community and helping members achieve their financial goals. With a proud membership of over 14,632 individuals, we are more than just a credit union; we are a community-focused institution committed to providing personalized service and robust financial solutions. At Horizon, we understand that every member has unique needs. That's why we offer a variety of services ranging from checking and savings accounts to auto loans, mortgages, and credit cards with rewards. Our total assets amount to an impressive $142,644,227, reflecting our strength and stability in the industry. With total deposits reaching $10,463,106 and net worth of $13,487,250, you can feel confident that your money is safe with us. Our CEO, Justin Howard, along with Board President James Fedele, leads a dedicated team of 65 employees who are passionate about providing exceptional service. Whether you need assistance at our drive-thru or prefer the convenience of online banking, we're here to support you every step of the way. While members can visit us at our branch location for in-person services, official correspondence should be sent to our mailing address: 2849 Reach Road, Williamsport, PA 17701. Explore how we can help you achieve your financial dreams by calling us at 570-326-3636 or visiting our website at horizonfcu.org. Join us today and experience the difference that comes from being part of a credit union that truly cares!

Branch History & Mission

Welcome to Horizon, a credit union with a rich legacy in the heart of Williamsport, PA. Established in 1955, our Third Street Branch has been a cornerstone of financial support and community service for nearly seven decades. Over the years, we have grown alongside our members, adapting to their needs and fostering strong relationships within our community. Horizon is not just a name; it reflects our mission to help members achieve their financial goals while making a positive impact on the lives of those around us. With a total membership of over 14,600 and assets reaching an impressive $142,644,227, we are committed to providing exceptional financial services that empower individuals and families. Located at 1007 E 3Rd St Williamsport PA 17701, our branch is easily accessible. We invite you to come visit us during our operating hours: Monday through Thursday from 9:00 AM to 4:30 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 8:00 AM to 12:00 PM. If you need to send official correspondence, please direct it to our mailing address at 2849 Reach Road, Williamsport, PA 17701. At Horizon, we prioritize accessibility. Our branch features both ATM availability and drive-thru banking services for your convenience. We also ensure that our facilities comply with ADA standards so everyone can access our services comfortably. Our mission extends beyond just banking; we strive to support local initiatives and partnerships that uplift our community. Through various outreach efforts and programs tailored for all ages and backgrounds, we aim to foster a sense of belonging and responsibility among our members. As technology evolves, so do we. Our commitment includes offering online banking options such as mobile payments and e-statements. This allows you to manage your finances on-the-go while enjoying the personal touch that defines Horizon. We invite you to join us at Horizon where you'll experience personalized service along with competitive financial products like auto loans, mortgages, personal loans, and business banking solutions. Together, let's build a brighter financial future for yourself and your community. For more information or to become a member today, give us a call at (570) 326-3636 or visit us online at horizonfcu.org. We look forward to serving you!

Branch Location & Accessibility

Get in Touch

Curious about how we can assist you further? Give us a call at 570-326-3636 or stop by our branch today! We look forward to welcoming you into the Horizon family and helping you achieve your financial goals.

Operating Hours

At Horizon's Third Street Branch, we want to make banking as easy as possible. Our lobby hours are Monday through Thursday from 9:00 AM to 4:30 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 8:00 AM to 12:00 PM. Whether you're an early bird or prefer later visits, we've got times that fit your schedule!

Parking and Accessibility

We understand that accessibility is key for our members. Our branch offers ample parking and features ADA-compliant entrances and ramps to ensure everyone can visit us comfortably. You'll find a welcoming atmosphere where our staff is ready to assist you with any questions.

Services Offered

We offer a variety of services tailored to meet your financial needs. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need cash? Use our ATM for quick withdrawals or balance checks anytime. Plus, enjoy the convenience of drive-thru banking for simple transactions without leaving your car.

Member Eligibility

Becoming a member of Horizon is like joining a welcoming family that truly cares about your financial well-being. If you're looking to be part of a community that prioritizes personal service and support, you're in the right place! To become a member, you need to meet some simple eligibility criteria. Generally, anyone who lives, works, worships, or attends school in the local area can join us. This means you don't have to jump through hoops; if you connect with our community, you're likely eligible! For specific details on eligibility and to ensure you meet all criteria, feel free to check out this resource: https://www.horizonfcu.org/business/business-membership-savings-account/. Once you find out you're eligible, opening an account is a breeze! You can start the process by visiting our website at https://apps-horizon.ns3web.com/nsloan, where you'll find everything you need for a smooth application. If you have any questions along the way or just want to chat about what we offer, don't hesitate to give us a call at (570) 326-3636. We're located at 1007 E 3Rd St Williamsport Pa 17701, and we can't wait to welcome you into our growing family at Horizon!

Business Banking & Commercial Services

Practical Merchant Services

Imagine seamlessly accepting payments from customers while managing your cash flow effectively. Our merchant services provide essential tools that allow you to process transactions easily, making it simpler for you to focus on what matters most growing your business. Located at 1007 E 3Rd St, Williamsport, PA 17701, we're here to empower local businesses with the resources they need. For more information or to discuss your specific needs, call us at 570-326-3636. Let's work together to take your business to the next level!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $85,301, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessible Cash Withdrawal Services

Need cash quickly? We provide easy access through our network of ATMs for withdrawals and balance checks. And if you prefer face-to-face service, our drive-thru banking allows for simple transactions without leaving your vehicle. At Horizon, we are dedicated to making your financial life easier with our comprehensive range of services designed just for you. If you have any questions or would like more information about how we can help meet your financial goals, please don't hesitate to call us at (570) 326-3636 or visit us at Third Street Branch today! Your journey towards financial well-being starts here!

Business Banking Services

For business owners, we have tailored solutions too! Our business banking services, including merchant services and business loans, can help streamline operations and support growth. Whether you're just starting out or looking to expand, we're here to assist every step of the way.

Credit Options Tailored for You

Sometimes life throws unexpected expenses your way. That's why we offer personal loans and debt consolidation services to help you navigate financial bumps in the road. Need a little extra purchasing power? Our credit cards with rewards provide great benefits while giving you the flexibility to spend wisely.

Digital Banking Convenience

In today's fast-paced world, convenience matters more than ever. That's why online and mobile banking is a cornerstone of our offerings at Third Street Branch. You can easily check balances, transfer funds, pay bills, or even send money to friends with our person-to-person payment feature all from the comfort of your home or on the go.

Personal Banking Solutions

Our personal banking services include checking and savings accounts that are designed to help you easily manage your money. Imagine having a checking account that not only offers convenience but also comes with features like easy online access and mobile banking through our user-friendly app. With savings accounts, you can set aside funds for emergencies or future goals, all while earning interest. When it comes to financing your dreams, our auto loans and vehicle financing options make it simple to get behind the wheel of your next car. We offer competitive rates and flexible terms that fit your budget. Plus, if you're thinking about buying a home, our mortgage loans and refinancing services can guide you through the process seamlessly.

Digital & Online Banking

Key Features

Our online platform allows you to view your account balances, track transactions, and manage your finances with just a few clicks. You can also enjoy the benefits of electronic statements, which provide a quick and eco-friendly way to stay on top of your financial activity. Plus, with our electronic signature authorization feature, signing documents is hassle-free no need for printing or mailing. For those who are always on the go, our mobile application makes banking even easier. You can make mobile payments, transfer money person-to-person, and deposit checks right from your smartphone. It's like having a bank branch in your pocket! Whether you're grabbing coffee or commuting home, managing your finances is now at your fingertips.

Security & Accessibility

At Horizon, security is our top priority. Our online banking platform utilizes advanced security measures to protect your information while you bank digitally. You can feel confident knowing that your personal data is safe with us. In addition to being secure, our services are user-friendly. Navigating through our online banking system is straightforward, ensuring that you can easily find what you need without any confusion. This means more time for you to focus on what truly matters in life. Join us at Horizon today and experience the convenience of modern banking! For any questions or assistance, don't hesitate to reach out at (570) 326-3636.

Financial Strength

At Horizon, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our financial strength, which reflects our commitment to serving you with confidence. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $13,487,250, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 945 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $4,144,527 in share certificates and $3,789,223 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $11,032,342 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; we have $26,999,100 in used auto loans and $94,153,908 in total loans and leases available to support your financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 62 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 44,905, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Horizon is your trusted partner. Visit us at 1007 E 3Rd St Williamsport PA 17701 or call 570-326-3636 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $38,999,100 in used vehicle loans and $6,414,008 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure that you find the right loan for your budget. Plus, if you're considering refinancing your current auto loan, we can help you explore options to lower your monthly payments.

Business Financing

For business owners, our outstanding commercial loans totaling $85,301 provide the capital needed to grow and expand. We understand the unique challenges that businesses face and are here to support your journey.

Conclusion

No matter what type of loan you need, Horizon is committed to providing personalized service and competitive products. If you're interested in learning more about our offerings or checking eligibility options, feel free to reach out at (570) 326-3636 or visit us at 1007 E 3Rd St Williamsport Pa 17701 in Williamsport, PA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,188,197 in loans helping members manage their finances effectively. These cards come with various benefits designed to fit your lifestyle and spending habits.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,610,260, make buying or refinancing simple. We aim to make the process straightforward, allowing you to focus on what truly matters finding your perfect home.

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HORIZON FEDERAL CREDIT UNION - Williamsport, PA

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