Horizon Credit Union State College PA | Top Auto Loans & Checking

Introduction

Welcome to Horizon, your trusted financial partner located at 2451 East College Avenue Suite 100, State College, PA 16801. Since our establishment in 1955, we have been committed to serving our community with integrity and personalized service. With a proud membership of over 14,632 individuals, we strive to create lasting relationships built on trust and support. At Horizon, we understand the importance of financial security. That's why we proudly manage total assets of $142,644,227 and maintain a net worth of $13,487,250. Our members can feel confident knowing they are part of a credit union that prioritizes their needs and financial well-being. We offer a variety of services including personal banking, auto loans, mortgages, and business banking solutions tailored to fit your lifestyle. If you need to reach us for inquiries or assistance, don't hesitate to call us at 570-326-3636. While members can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to our mailing address: 2849 Reach Rd, Williamsport, PA 17701. Under the leadership of CEO Justin Howard and Board President James Fedele, our dedicated team of 65 employees is ready to assist you with any questions you may have. We invite you to explore how we can help you achieve your financial goals through our comprehensive range of services. Visit us online at Horizon FCU for more information or stop by our branch today!

Branch History & Mission

Community Engagement

Horizon is not just about finances; it's about making a difference in the lives of those around us. We engage in various community outreach initiatives and partnerships that allow us to give back and support local causes. We understand that when our community thrives, we all thrive. In addition to traditional banking services, we offer ADA-compliant facilities and a drive-thru service for added convenience. With ATM availability at our branch and through shared networks, accessing your funds has never been simpler.

Join Us Today!

We invite you to experience the unique benefits of being a part of Horizon. Whether you're opening your first account or looking for reliable loan options, our friendly team is here to help you every step of the way. Visit us during our operating hours Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 12:00 PM or give us a call at 570-326-3636. Join Horizon today and become part of a community-focused credit union that truly values its members! For more information about membership or services offered, please visit us online at Horizon FCU. Together, let's build a brighter financial future!

Our Mission

At Horizon, our mission is clear: we strive to empower our members by offering exceptional financial services while actively contributing to the well-being of our community. We believe that banking should be more than just transactions; it should foster relationships and support personal and financial growth. Our range of services includes personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. We also pride ourselves on providing convenient online and mobile banking features that make managing your finances easier than ever.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. Whether you're visiting us for a quick transaction or to discuss your financial goals, we offer features such as ADA-compliant ramps and ample parking. You can easily access our services without any hassle.

Call to Action

We invite you to stop by the State College Branch today or give us a call at 570-326-3636 if you have any questions. Join our community of satisfied members and discover how we can help you achieve your financial goals!

Operating Hours

We know your time is valuable, which is why we offer flexible operating hours to fit your schedule. Visit us Monday through Thursday from 9:00 AM to 4:30 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. Our team is ready to assist you during these hours!

Services Offered

At Horizon Credit Union, we provide a wide range of services tailored for personal and business banking. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash quickly? We have an ATM available on-site for easy withdrawals and balance checks. Plus, enjoy the convenience of our drive-thru service for simple transactions without leaving your car.

Member Eligibility

At Horizon, becoming a member is like joining a family that genuinely cares about your financial well-being. If you live, work, worship, or attend school in our local area, you're likely eligible to join us! We believe that everyone deserves access to affordable financial services and support. Our membership opens doors to a range of benefits, from competitive loan rates to personalized service that puts you first. For more specific eligibility criteria, we invite you to check out this resource: https://www.horizonfcu.org/business/business-membership-savings-account/ . Opening an account with us is straightforward and welcoming. You can start your journey toward membership right away by visiting our account opening page at https://apps-horizon.ns3web.com/nsloan . If you have any questions or need assistance along the way, feel free to call us at (570) 326-3636. We're here for you every step of the way at our conveniently located branch at 2451 East College Avenue Suite 100 State College Pa 16801!

Business Banking & Commercial Services

Merchant Services for Every Need

In today's fast-paced marketplace, efficient transactions are key. Our merchant services provide practical solutions that allow you to accept payments easily, manage cash flow, and enhance customer experiences. Imagine being able to process payments seamlessly, giving your customers more ways to shop with you while also simplifying your bookkeeping. Located at 2451 East College Avenue Suite 100 State College Pa 16801 in State College, PA, our team is here to discuss how we can assist your business in achieving its goals. For inquiries or more information about our services, call us at (570) 326-3636. Let's build the future of your business together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. This financial support has enabled local entrepreneurs to invest in equipment, hire staff, and expand their operations. - With an outstanding commercial loan portfolio of $85,301, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Your Accounts Made Simple

Need assistance while on the road? Our basic drive-thru banking offers a quick way to handle deposits, withdrawals, and other simple transactions without leaving your car. And if you're near an ATM, enjoy easy access for withdrawals and balance checks at any time. At Horizon, we pride ourselves on being more than just a financial institution; we're part of the community. We invite you to reach out at (570) 326-3636 or visit us today to learn more about how we can assist you in achieving your financial dreams. Come discover the difference personalized service can make!

Business Banking Support

For our entrepreneurial members, Horizon provides robust business banking services, including merchant services and business loans. We understand that running a business comes with its own set of challenges, which is why we're here to support you every step of the way.

Convenient Digital Banking

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to access your accounts anytime, anywhere. Whether it's checking your balance, transferring funds between accounts, or making payments on the go, our digital solutions are designed to make banking as easy as possible. Plus, with features like ATM and cash withdrawal services, getting cash when you need it is simple.

Personal Banking Made Easy

Our personal banking services are designed with you in mind. From checking and savings accounts that help you manage your day-to-day expenses to auto loans and vehicle financing options that make owning a car more accessible, we've got you covered. If you're looking to buy a home, explore our mortgage loans and refinancing options, which can simplify the process and potentially save you money. Need some extra cash? Our personal loans and debt consolidation services are available to help you regain control of your finances.

Rewarding Credit Solutions

We also offer credit cards with rewards that allow you to earn points or cash back on your purchases perfect for those who love to shop or travel. With competitive rates and flexible terms, our credit cards can be an excellent addition to your wallet.

Digital & Online Banking

Key Features

Need to sign a document quickly? Our electronic signature authorization makes this process simple and fast. No more printing or mailing; just sign digitally and move on with your day. For those who prefer going paperless, we offer e-statements that keep you updated about your account without the clutter of physical documents. You can view your statements anytime through our online portal, helping you stay organized and informed. Our mobile application takes convenience up a notch! With features like mobile payments, you can make purchases directly from your phone, making shopping a breeze. Plus, our person-to-person transfer feature allows you to send money to friends and family instantly perfect for splitting bills or sharing expenses. In today's fast-paced world, having access to your finances at your fingertips is crucial. At Horizon, we're committed to providing services that not only enhance accessibility but also prioritize your financial security. Experience the freedom of real-time account management today!

Financial Strength

Commitment to Growth and Innovation

With $11,032,342 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, supporting your financial goals across various sectors with $2,693 in used auto loans and $94,153,908 in total loans and leases.

Member Trust

Total Share and Deposit Accounts stand at 44,905, showcasing a strong and growing member base that trusts us with their finances. Additionally, Net Shares (Funds available for lending and investments) amount to $0, reinforcing our commitment to supporting your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Horizon is your trusted partner. Visit us at 2451 East College Avenue Suite 100 State College Pa 16801 or call (570) 326-3636 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $4,144,527 in share certificates and $3,789,223 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 62 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $13,487,250, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $945 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $38,999,100 in used vehicle loans and $6,414,008 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our flexible terms can make it easier for you to drive away in the car you want.

Credit Card Loans

Managing your day-to-day expenses? We also offer flexible terms on unsecured credit card loans, with a total of $3,188,197 in loans helping members manage their finances effectively. Our credit cards come with rewards and competitive rates to fit your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $8,610,260, making buying or refinancing simple. We understand that securing a mortgage is a significant step, and our team is here to guide you through the process with clear information and support.

Other Loan Options

For those looking for additional financing solutions, we provide access to credit lines totaling $2,900,492. These options can serve as safety nets or help fund special projects. For business owners, our outstanding commercial loans totaling $85,301 provide the capital needed to grow and expand. If you're interested in exploring refinancing options or checking your eligibility for any of our loan products, feel free to contact us at 570-326-3636. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us online at Horizon FCU for more information or to apply for a loan today!

Loan Aggregator

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Ensuring Accurate Comparisons

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HORIZON FEDERAL CREDIT UNION - State College, PA