HORIZON FEDERAL CREDIT UNION

Welcome to Horizon, your trusted financial partner located at 867 Lycoming Mall Dr, Muncy, PA 17756. Since our establishment in 1955, we have proudly served our community with a commitment to provide exceptional banking services tailored to meet the needs of our members. With over 14,724 members and a dedicated team of 66 employees, we strive to build lasting relationships based on trust and reliability. At Horizon, we understand that managing your finances is essential for achieving your goals. That's why we offer a wide range of services, including personal banking, auto loans, mortgage loans, and business banking solutions. Our assets total an impressive $148,697,327, ensuring that we have the resources needed to support you every step of the way. Additionally, with $10,899,265 in deposits and a net worth of $13,480,147, you can be confident in the stability and strength of your credit union. While members can visit us at our branch location in Muncy, official correspondence should be sent to 330 Pine St, Suite 400, Williamsport, PA 17701. Whether you need assistance with setting up a checking account or exploring loan options our friendly staff is here to help! Under the leadership of CEO Justin Howard and Board President James Fedele, Horizon remains committed to enhancing your financial well-being while contributing positively to our community. We invite you to reach out via phone at 570-326-3636 or explore more about us on our website here. Join us at Horizon today and experience the difference a member-focused credit union can make!

Joining the community at Horizon is a wonderful opportunity to access personalized financial services and support. To become a member, you'll need to meet certain eligibility criteria, which are designed to ensure that our services are tailored for your needs. Generally, membership is open to individuals who live, work, worship, or attend school in the area surrounding our branch at 867 Lycoming Mall Dr Muncy Pa 17756. This means if you're part of the local community, you're likely eligible! You can find all the details regarding membership requirements by visiting our website at https://www.horizonfcu.org/business/business-membership-savings-account/ . Becoming a member is not just about opening an account; it's about joining a family that values your financial well-being. The process is straightforward and welcoming once you determine your eligibility, you can easily open an account online by checking out this link: https://apps-horizon.ns3web.com/nsloan . If you have any questions or need assistance along the way, feel free to give us a call at (570) 326-3636. We're here to help you every step of the way!

At Horizon, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength reflects our commitment to serving you reliably. With a net worth of $13,480,147, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $906 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,477,620 in share certificates and $3,907,090 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also have $10,695,935 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $2,843 in used auto loans and $101,215,711 in total loans and leases, we're here to support your financial goals across various sectors. Our operational efficiency shines through with a net income of $368,550, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 62 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 28,904, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Horizon is your trusted partner. Visit us at 867 Lycoming Mall Dr Muncy Pa 17756 or call (570) 326-3636 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.