HORIZON FEDERAL CREDIT UNION

Welcome to Horizon, your trusted financial partner in Lock Haven, PA! Located at 217 W Bald Eagle St, our branch has proudly served the community since 1955, offering a variety of financial services tailored to meet your needs. With over 14,632 members and total assets exceeding $142 million, we are committed to providing personalized banking experiences that make a difference. At Horizon, we understand the importance of reliable banking. Our total deposits stand at an impressive $10,463,106, reflecting the trust our members place in us. We also boast a robust net worth of $13,487,250, ensuring that we are well-positioned to support you with various loan options. Whether you're looking for an auto loan or planning to refinance your mortgage, we've got you covered with our total loans reaching up to 6,916. We take pride in our dedicated team of 65 employees, led by our CEO, Justin Howard, and Board President, James Fedele. Together, they ensure that every member receives the highest level of service. Whether you prefer to visit us in person or utilize our online and mobile banking options, we're here for you! For any official correspondence, please note that while members can visit us at our branch address, all mail should be sent to 217 W BALD EAGLE ST, LOCK HAVEN, PA 17745. Ready to explore what Horizon has to offer? Give us a call at 570-748-4553 or visit our website at horizonfcu.org for more information. Join us today and experience the difference in community-focused banking!

Becoming a member of Horizon means joining a caring community where your financial well-being is the priority. If you live, work, worship, or attend school in the Lock Haven area, you're already on your way to enjoying the benefits that come with membership. Families and businesses in our community can also become members, making it easy for everyone to take advantage of our personalized services. To learn more about eligibility criteria and how you can join us, check out the details at https://www.horizonfcu.org/business/business-membership-savings-account/ . When you're ready to open your account, it's as simple as visiting us at 217 W Bald Eagle St Lock Haven Pa 17745, or you can start the process online by following this link: https://apps-horizon.ns3web.com/nsloan . If you have any questions, feel free to give us a call at (570) 748-4553 we're here to help!

At Horizon, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is to feel confident about your financial institution, especially in today's ever-changing economic landscape. That's why we are proud to share insights into our strong financial position. With a net worth of $13,487,250, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.45% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $4,144,527 in share certificates and $3,789,223 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also have $11,032,342 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options to serve our members better. Our commitment to supporting your financial goals is reflected in our lending capacity; with $94,153,908 in total loans and leases, including $2,693 in used auto loans, we're here to help you achieve your dreams. Our operational efficiency is evident as reflected by our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 62 full-time employees and 3 part-time employees, ensuring that our branches are always ready to serve you with a knowledgeable and committed team. We invite you to explore the strength of your credit union further. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Horizon is your trusted partner. Visit us at 217 W Bald Eagle St Lock Haven PA 17745 or call us at 570-748-4553 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.