Hopewell Credit Union Newark OH | Affordable Vehicle Loans & ATM Access

Introduction

Welcome to Hopewell, your trusted financial partner located at 1690 N 21St St, Newark, OH 43055. Since our establishment in 1962, we have dedicated ourselves to serving our community with reliable banking solutions tailored to meet your needs. With a total membership of 8,872 and assets exceeding $148,454,059, we pride ourselves on being a cornerstone of financial support for individuals and families alike. At Hopewell, we understand that each member's journey is unique. That's why we offer a range of services from personal checking accounts to auto loans and mortgage refinancing designed to empower you financially. Our commitment to excellence is reflected in our total deposits of $8,334,861 and net worth of $11,247,378, ensuring that we are well-equipped to help you achieve your financial goals. While members can visit us at our branch location in Newark, official correspondence should be sent to the same address for your convenience. If you need assistance or have questions, feel free to reach out at 740-366-3355 or explore more about our offerings at hopewellfcu.org. Under the leadership of CEO Christopher Simmons and Board President William Hepner, our dedicated team of 38 employees is here to provide personalized service that makes banking easier and more accessible. We invite you to stop by during our operating hours Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM to experience the difference that a member-focused credit union can make. Join us at Hopewell today and discover how we can support you every step of the way!

Branch History & Mission

Join Us

We invite you to experience the difference at Hopewell. Whether you're looking for personal banking solutions or planning for your future with investments or loans, you'll find a welcoming environment where your needs come first. Join us today and become part of a community-focused credit union that truly cares about your financial journey. Together, let's build a brighter future! Visit us online at Hopewell FCU for more information on how you can get involved.

Our Journey

Hopewell started with a simple mission: to provide accessible financial services tailored to the unique needs of our community. Located at 1690 N 21st St, Newark, OH 43055, we are easily reachable for all your banking needs. Our branch is equipped with modern conveniences such as an ATM and drive-thru service, ensuring that we remain committed to providing convenience and accessibility for our members. Over the years, we have adapted and expanded our offerings to meet the evolving needs of our community. From personal banking services like checking and savings accounts to auto loans and business financing, Hopewell has always strived to deliver exceptional value. Our commitment extends beyond just financial transactions; we actively engage in community outreach and partnerships that uplift those around us.

Our Mission

At Hopewell, our mission is simple yet powerful: "To empower our members through exceptional financial services while fostering community growth." We believe that when our members succeed, so does the entire community. This guiding principle drives us to offer innovative products like online banking and mobile payments alongside traditional banking services. We aim to ensure that everyone can access the tools needed for financial wellness. While members can visit us at 1690 N 21st St, official correspondence should be sent to 1690 N 21st St, Newark, OH 43055-3149. For any inquiries or assistance, feel free to reach out at 740-366-3355 during our operating hours: Monday through Thursday from 9:00 AM - 5:00 PM, Friday from 9:00 AM - 6:00 PM, and Saturday from 9:00 AM - 12:00 PM.

Branch Location & Accessibility

Accessibility and Parking

At our branch, we prioritize your convenience. You'll find ample parking available right outside the door, making it easy for you to pop in for your banking needs. Our facility is fully ADA compliant, featuring ramps and other accessibility options to ensure everyone can visit us comfortably.

Get in Touch

Got questions? Feel free to give us a call at 740-366-3355. Our friendly team is always ready to assist you with any inquiries or concerns. We invite you to visit us at Hopewell Credit Union where we're committed to providing exceptional service and support. Come see how we can help you achieve your financial goals today!

Operating Hours

We understand that your schedule can be busy, which is why we offer flexible banking hours. Stop by Monday through Thursday from 9:00 AM to 5:00 PM, on Fridays until 6:00 PM, and even Saturday mornings from 9:00 AM to 12:00 PM. We're here when you need us!

Services Offered

At Hopewell Credit Union, we provide a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Plus, if you're in need of quick access to cash or want to make simple transactions, our drive-thru service is ready for you. For those who prefer shared services, we also offer basic shared branch transactions for partner credit union members. If you're unable to visit us in person but still want to manage your finances, don't worry! Our online and mobile banking services are designed for your convenience.

Member Eligibility

Becoming a member of Hopewell is like joining a close-knit family where everyone supports each other. If you live, work, worship, or attend school in our community, you're already on the right path to membership! We aim to make banking friendly and accessible for all. By becoming part of Hopewell, you'll enjoy a variety of benefits designed to help you thrive financially like competitive loan rates, personalized service, and community-focused programs. To learn more about eligibility details and see if you're a fit, feel free to visit our website. When you're ready to open an account, the process is easy! Just head over to our account opening page at https://www.netteller.com/login2008/authentication/views/onlineenrollmentagreement.aspx?returnurl=%2fhopewellfcu. If you have any questions or need assistance, don't hesitate to reach out at (740) 366-3355. We're excited to welcome you into our community at Hopewell, located at 1690 N 21St St Newark Oh 43055!

Business Banking & Commercial Services

Financing Your Dreams

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $12 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $120 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $978,737, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, we offer merchant services tailored to streamline your operations. Imagine having a reliable point-of-sale system that processes payments quickly and securely while giving you insights into customer behavior. Our services make transactions easier, allowing you to focus on what matters most serving your customers and growing your business. Located at 1690 N 21St St Newark Oh 43055 in Newark, OH, we're here to partner with you every step of the way. Contact us today at (740) 366-3355 to learn how we can help your business thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With our ATM availability and cash withdrawal services, accessing your money has never been easier. Need cash on-the-go? Just visit one of our ATMs or utilize basic drive-thru banking for quick deposits or withdrawals. At Hopewell, we're not just a financial institution; we're part of your community dedicated to supporting your financial journey. If you're ready to explore how we can assist you further, give us a call at (740) 366-3355 or visit us online at Newark. Your financial well-being is just a step away!

Auto Loans & Vehicle Financing

If you're planning to purchase a new car or refinance an existing loan, our auto loans and vehicle financing options can help you drive away with confidence. We understand how important reliable transportation is for your daily life, and our competitive rates make owning a vehicle more affordable.

Business Banking Services

For small business owners, we provide specialized business banking services including merchant services and business loans. We know that running a business requires reliable financial support, and our products are crafted to help you thrive.

Credit Cards with Rewards

Our credit cards come with rewards that enhance your everyday spending. With cash back offers and points on purchases, every transaction can bring you closer to exciting rewards. It's our way of saying thank you for choosing us!

Mortgage Loans & Refinancing

Thinking about buying a home? Our mortgage loans are structured to help you find the right fit for your budget. Whether you're a first-time buyer or looking to refinance an existing mortgage, we're here to guide you through the process step by step. Let us help you turn your dream of homeownership into reality.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. You can access your accounts anytime from anywhere check balances, transfer funds, pay bills all at your fingertips!

Personal Banking Solutions

For those looking to manage their day-to-day finances, we offer personal banking options such as checking and savings accounts. These accounts are tailored for ease of use and provide you with the flexibility to handle your money efficiently. Imagine having a checking account that helps you track your spending while also earning interest in your savings account it's all possible with us!

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation services. Whether it's for medical bills, education, or simply consolidating existing debts into one manageable payment, our team will work closely with you to find the best solution.

Digital & Online Banking

Accessible Anytime, Anywhere

No matter where life takes you, our online banking services keep you connected to your accounts. Whether it's monitoring spending or checking transaction history, everything is just a tap away. Enjoy the freedom of real-time account management that fits into your routine effortlessly. At Hopewell, we are committed to providing you with user-friendly tools that enhance your banking experience while keeping security at the forefront. Explore all our digital offerings today and see how we can help simplify your financial life!

Convenient Online Banking

With 24/7 online banking services available at https://hopewellfcu.org/, you can check your account balances, transfer funds, and pay bills whenever it suits you. This means no more waiting in line or rushing to the branch before closing time. You have complete control over your finances right from your computer or smartphone.

Go Green with E-Statements

Say goodbye to paper clutter with our e-statements feature. By opting for electronic statements, you can access your financial records anytime while helping the environment. It's an easy way to stay organized and reduce waste.

Mobile Banking at Your Fingertips

Our mobile application makes banking even simpler. With features like mobile payments, you can quickly make purchases or send money directly to friends through person-to-person transfers. No cash? No problem! Just use our app for secure transactions.

Stay Secure with Electronic Signatures

We prioritize your security. Our electronic signature authorization feature allows you to sign documents safely and conveniently from anywhere. This not only speeds up processes like loan applications but also gives you peace of mind knowing that your information is protected.

Financial Strength

Dedicated Team

We also take pride in having 23 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Our community trusts us with their finances, as evidenced by our total share accounts reaching 18,262. This strong membership base shows that many individuals see value in what we offer. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hopewell is your trusted partner. Visit us at 1690 N 21St St Newark Oh 43055 or call (740) 366-3355 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity is significant, with $831 in used auto loans and $95,427,036 in total loans and leases. This means we have the resources to support your financial goals across various sectors. While our net income is $357,612, reflecting our operational efficiency, it enables us to continue offering competitive loan rates and solid financial products for our members.

Our Financial Health

With a net worth of $11,247,378, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 7.58% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Better Services

With $11,247,378 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This allows us to support your financial needs effectively.

Savings Security

Members' savings are secured through $40,056,689 in share certificates and $15,559,559 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. Our commitment is reflected by having no non-member deposits; this ensures that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $13,250,316 in used vehicle loans and $12,629,602 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make driving away in your dream vehicle more affordable than ever.

Business Financing

For business owners, our outstanding commercial loans totaling $978,737 provide the capital needed to grow and expand. We understand the unique challenges that small businesses face and are here to support your journey toward success. If you're interested in exploring refinancing options or checking eligibility for any of our loan products, please don't hesitate to reach out. Our dedicated team is ready to assist you. You can contact us at 740-366-3355 or visit us at 1690 N 21st St Newark OH 43055. For further details about our services and offerings, check out our website at Hopewell FCU. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,694,502, make buying or refinancing simple. We aim to support you every step of the way through the home-buying process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,526,253 in loans helping members manage their finances effectively. These cards can be a great way to handle everyday expenses while building your credit history.

Loan Aggregator

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HOPEWELL FEDERAL CREDIT UNION - Newark, OH

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