Hopewell Credit Union Johnstown OH | Affordable Auto Loans & ATM Access

Introduction

Welcome to Hopewell, your trusted credit union located at 635 W Coshocton St, Johnstown, OH 43031. Since our establishment in 1962, we have proudly served our community and built lasting relationships with our members. With a total membership of 8,872 and assets exceeding $148,454,059, we are committed to providing personalized financial solutions tailored to your needs. At Hopewell, we understand that every member is unique. That's why we offer a range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking options. Whether you're looking to secure a loan or simply manage your everyday banking needs, our dedicated team is here to assist you. Under the leadership of CEO Christopher Simmons and Board President William Hepner, we strive to maintain a strong foundation for our members. Our commitment to financial stability is reflected in our impressive net worth of $11,247,378 and cash in hand totaling $1,424,312. We are not just about numbers; we care deeply about making a positive impact on the lives of those we serve. While members can visit us at our branch address, official correspondence should be sent to 635 W. Coshocton Street, Johnstown, OH 43031. If you have any questions or need assistance, feel free to reach out at 740-809-2300 or visit us online at hopewellfcu.org. Join us as we continue to grow together and support each other in achieving financial success!

Branch History & Mission

Welcome to Hopewell, a credit union deeply rooted in the heart of Johnstown, OH. Established in 1962, our branch has been dedicated to serving our community for over six decades. With a rich history of growth and commitment to our members, we are proud to have cultivated a strong legacy that reflects our core values. Over the years, Hopewell has evolved significantly, expanding our services while maintaining a personal touch. Our journey began with a simple mission: to provide accessible financial solutions that empower individuals and families. Today, we proudly serve nearly 8,872 members and manage total assets amounting to $148,454,059. This growth is not just a number; it signifies trust and support from our community. Located at 635 W Coshocton St, Johnstown, OH 43031, we are easily accessible for all your banking needs. Our branch is equipped with modern facilities including ATM availability and drive-thru banking for your convenience. Whether you need assistance with personal banking, auto loans, or business services, our friendly staff is here to help you every step of the way. At Hopewell, our mission is clear: we aim to enhance the financial well-being of our members while actively supporting community initiatives. We believe that when our members thrive, so does the community. This philosophy guides us as we partner with local organizations and engage in outreach programs designed to uplift those around us. As technology advances, so do we. Our digital banking options ensure that you can manage your finances anytime and anywhere. From mobile payments to online banking, we prioritize making banking easier for you while ensuring ADA compliance for all members. We invite you to join us on this journey. Experience the difference of being part of a credit union that truly cares about its members and their financial futures. Visit us today or contact us at 740-809-2300 to learn more about how Hopewell can help you achieve your financial goals!

Branch Location & Accessibility

Call Us Anytime!

If you have questions or need assistance before visiting us, feel free to give us a call at 740-809-2300. We look forward to welcoming you at Hopewell and helping you achieve your financial goals! Come see us today!

Convenient Access and Nearby Landmarks

Our location is just a stone's throw away from popular spots like the Johnstown Park, making it easy for you to swing by while enjoying a day out. We have ample parking available right outside our entrance, ensuring that your visit is hassle-free. Plus, our branch is fully accessible, with ADA-compliant features so everyone can feel welcome.

Friendly Banking Hours

At Hopewell, we want to make banking convenient for you! Our lobby hours are designed to fit your busy schedule: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM until noon. Whether you need help with personal banking or are looking into loans and other services, we're here for you when you need us.

Services Tailored Just for You

When you visit us at our Johnstown branch, you'll find a variety of services aimed at meeting all your financial needs from checking and savings accounts to auto loans and mortgage refinancing. We also offer drive-thru banking for quick deposits and withdrawals if you're in a hurry. For those who prefer shared services, we provide basic transactions for partner credit union members as well.

Member Eligibility

Joining the Hopewell community means becoming part of a supportive network that truly values its members. At Hopewell, we believe that everyone deserves access to financial services that work for them. If you're a resident of Licking County or an employee of a business located in this area, you're already on your way to becoming a member! We also welcome immediate family members of current members, making it easy to share the benefits with your loved ones. For more detailed eligibility criteria, you can visit our website. Becoming a member is straightforward and inviting. Simply stop by our branch located at 635 W Coshocton St, Johnstown, OH 43031, or give us a call at (740) 809-2300. We're here to help guide you through the account opening process, which you can also begin online by visiting https://www.netteller.com/login2008/authentication/views/onlineenrollmentagreement.aspx?returnurl=%2fhopewellfcu. Whether you're looking for checking and savings accounts, auto loans, or other financial products, Hopewell is ready to support your journey toward financial wellness!

Business Banking & Commercial Services

Financing Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $12 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $120 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $978,737, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer essential merchant services designed to simplify transactions and enhance customer experiences. Imagine effortlessly accepting payments from customers, whether they prefer credit cards or digital wallets. Our merchant services ensure that you can focus on what you do best running your business while we take care of the payment processing. Located at 635 W Coshocton St Johnstown Oh 43031 in Johnstown, OH, we're here to help your business succeed every step of the way. Reach out at (740) 809-2300 or visit us online at https://hopewellfcu.org/ for more information about our business banking solutions!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? With ATM access at multiple locations, withdrawing cash is quick and easy. Plus, our drive-thru service offers basic transactions like deposits and withdrawals without leaving your vehicle perfect for busy days! At Hopewell, we're dedicated to making banking as straightforward and accessible as possible for all our members in Johnstown and beyond. Whether you need assistance with everyday banking or are looking for ways to achieve your financial dreams, we're just a phone call away at 740-809-2300. Visit us today or explore our website at hopewellfcu.org to learn more about how we can serve you!

Auto Loans & Vehicle Financing

If you're considering purchasing a new car or refinancing an existing auto loan, we offer flexible auto loans and vehicle financing options. Picture driving off in your dream car with a manageable payment plan that fits your budget.

Business Banking

For our business members, we provide specialized services including merchant services and business loans to help grow your enterprise. Whether you're starting a new venture or expanding an existing one, we are committed to supporting your business goals.

Credit Cards with Rewards

For those who love earning rewards while spending, our credit cards offer exciting benefits. You can earn points on everyday purchases that can be redeemed for cash back or travel rewards making each purchase even more rewarding!

Mortgage Loans & Refinancing

Thinking about buying a home? Our mortgage loans make homeownership attainable. We provide various mortgage options and refinancing solutions that can save you money over time. Whether you're a first-time buyer or looking to refinance an existing mortgage, we are here to guide you through the process.

Online & Mobile Banking

In today's fast-paced world, convenience matters. Our online and mobile banking services allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, pay bills, and even deposit checks right from your smartphone.

Personal Banking

We understand that everyone's banking needs are different. That's why our personal banking services include checking and savings accounts designed to fit various lifestyles. Imagine having a checking account that not only makes it easy to manage your money but also offers rewards! Our savings accounts help you reach your financial goals with competitive interest rates.

Personal Loans & Debt Consolidation

Life can sometimes throw unexpected expenses your way. That's where our personal loans come in handy! They can be used for anything from medical bills to home repairs. Additionally, if you're feeling overwhelmed by multiple debts, our debt consolidation services can simplify your payments into one easy monthly installment.

Digital & Online Banking

Key Services

With just a few clicks, you can access our robust online banking platform at https://hopewellfcu.org/. Here, you can check your account balance, transfer funds, and pay bills anytime you need. Our 24/7 online banking services ensure that you're always connected to your money, allowing you to manage your accounts whenever it suits you. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Just enter their information and send funds directly from your account without any hassle. Plus, with mobile payments available, shopping has never been more straightforward just tap and go!

Security & Accessibility

Your safety is our top priority. We offer electronic signature authorization for secure transactions, making sure that your information is protected every step of the way. You can also opt for e-statements to reduce paper clutter while keeping track of your financial activities easily. For those who prefer using their phones, our mobile application provides all the features of online banking right in your pocket. It's user-friendly and designed for ease of use so that managing your finances is as convenient as possible. Join us at Hopewell today to experience the future of banking. With our innovative digital services, you're not just a member; you're part of a community that values convenience and security in every transaction!

Financial Strength

Commitment to Growth

With $11,247,378 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $83,100 in used auto loans and a total of $95,427,036 in loans and leases across various sectors.

Growing Member Base

Total Share Accounts stand at 18,262, showing a strong and growing member base that trusts us with their finances. This trust is vital as it underscores the community's belief in Hopewell as their preferred financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hopewell is your trusted partner. Visit us at 635 W Coshocton St Johnstown OH 43031 or call 740-809-2300 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our operational efficiency is highlighted by a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Options

Members' savings are secured through $40,056,689 in share certificates and $15,559,559 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $11,247,378, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 758 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $13,250,316 in used vehicle loans and $12,629,602 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we have flexible terms designed to fit your budget.

Credit Lines and Business Loans

For those looking to expand their business or manage cash flow more effectively, our total credit lines amount to $32,368,940. We also have outstanding commercial loans totaling $978,737, which provide business owners with the capital needed to grow and expand. If you're considering refinancing options or checking eligibility for any of our loans, please don't hesitate to contact us. We're dedicated to ensuring you find the best fit for your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Hopewell, we strive to provide transparent and accessible financial solutions tailored specifically for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Property loans totaling $11,694,502, providing you with the resources needed to make your dream home a reality.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,526,253 in loans helping members manage their finances effectively. These credit cards are perfect for everyday purchases and unexpected expenses without the need for collateral.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers, allowing users to make informed choices. By focusing on verified institutions, LendMesh guarantees that the information presented is accurate and trustworthy.

HOPEWELL FEDERAL CREDIT UNION - Johnstown, OH

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