Hopewell Credit Union Heath OH | Affordable Vehicle Loans & ATM Access

Introduction

Welcome to Hopewell, your trusted partner in financial services located at 501 Hopewell Dr, Heath, OH 43056. Established in 1962, we have grown to serve over 8,872 members with dedication and care. As a proud member of the community, we understand that every financial journey is unique, and we're here to support you every step of the way. At Hopewell, we believe in making banking accessible and straightforward. With total assets of $148,454,059 and total deposits reaching $8,334,861, we are well-equipped to offer a range of services tailored to meet your needs from personal checking accounts to auto loans and business financing solutions. Our commitment to our members shines through in our exceptional financial health, reflected by a net worth of $11,247,378 and cash in hand totaling $1,424,312. Our team is led by CEO Christopher Simmons and Board President William Hepner, who are both dedicated to ensuring that our credit union remains a pillar of support in the Heath community. Together with our team of 38 employees, we strive to provide top-notch customer service while helping you achieve your financial goals. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 2157, Heath, OH 43056. We invite you to explore our full suite of services available on our website at hopewellfcu.org. Whether you're looking for a new vehicle loan or want to open a savings account, we're here for you! Feel free to reach out at 740-522-8311 or stop by during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Join us at Hopewell today where your financial future is bright!

Branch History & Mission

At Hopewell, we take pride in our rich history and unwavering commitment to the community of Heath, Ohio. Established in 1962, our branch has grown alongside its members, cultivating strong relationships and providing essential financial services for over six decades. Located at 501 Hopewell Dr, Heath, OH 43056, our doors have always been open to serve you. Since our inception, we have focused on fostering a sense of belonging among our members. Today, we proudly serve 8,872 members and manage total assets exceeding $148,454,059. Our mission is straightforward: to enhance the financial well-being of our members while actively supporting the community through various outreach initiatives. As a member-owned credit union, we prioritize your needs above all else. Our goal is not just to provide banking services but to empower individuals and families to achieve their financial dreams. We offer a range of services including checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. In addition to traditional banking services, we embrace technology with features like online banking and mobile payments to make managing your finances more convenient than ever. While members can visit us at 501 Hopewell Dr, official correspondence should be sent to PO Box 2157, Heath, OH 43056. Our operating hours are designed to accommodate busy schedules: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Our drive-thru opens even earlier at 8 AM on weekdays for added convenience. Hopewell is more than just a financial institution; it's a community partner committed to making a positive impact in Heath and surrounding areas. We actively participate in local events and support various initiatives that uplift those in need. Whether it's sponsoring youth sports teams or organizing food drives, we believe in giving back. As part of our commitment to accessibility and convenience, we offer ATM services and shared service centers so that you can access your funds whenever you need them. Join us at Hopewell and experience firsthand the benefits of being part of a credit union that genuinely cares about its members. Together, we can build a brighter financial future for you and our community. Visit us today or check out our website at hopewellfcu.org for more information!

Branch Location & Accessibility

Welcome to Hopewell, your trusted credit union located at 501 Hopewell Dr in the heart of Heath, OH. Our branch is designed with your convenience in mind, making it easy for you to access banking services right where you need them. Whether you're popping in for a quick transaction or exploring our full range of financial solutions, we're here to help. While members can visit us at our branch address, official correspondence should be sent to PO Box 2157, Heath, OH 43056. We're proud to be situated near local landmarks that make our location familiar and easy to find. Just a short drive from popular spots in Licking County, you'll find ample parking available on-site, with features that ensure everyone can access our services comfortably. At Hopewell, we understand how busy life can get. That's why we offer generous operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. Our drive-thru opens even earlier at 8:00 AM on weekdays perfect for those on the go! We also offer a variety of convenient services including ATM access for quick cash withdrawals and basic transactions without stepping inside. If you prefer personal service, our friendly team is always ready to assist you with checking and savings accounts, auto loans, mortgages, and more. If you're looking for a community-focused bank that prioritizes your needs, come visit us or give us a call at 740-522-8311. At Hopewell, we're not just about banking; we're about building relationships. We look forward to welcoming you!

Member Eligibility

Joining the family at Hopewell is a wonderful opportunity to access a range of financial services designed with you in mind. To become a member, you'll need to meet some simple eligibility criteria that include living, working, or attending school in specific areas, or being related to someone who is already a member. This welcoming approach means that many individuals in our community can enjoy the benefits of membership, such as personalized service and competitive rates on loans and savings accounts. For detailed information on the eligibility requirements, feel free to visit our website. Once you're ready to take the next step, opening an account is straightforward! You can easily start the process online by visiting https://www.netteller.com/login2008/authentication/views/onlineenrollmentagreement.aspx?returnurl=%2fhopewellfcu, or if you prefer a personal touch, give us a call at (740) 522-8311. We're excited to have you join us at Hopewell, located at 501 Hopewell Dr Heath Oh 43056, where we prioritize your financial wellbeing and are here to support you every step of the way!

Business Banking & Commercial Services

Merchant Services That Make Life Easier

In today's fast-paced market, having efficient payment options is crucial. Our merchant services empower local businesses to accept payments seamlessly, whether in-store or online. Imagine a busy café using our service; customers can pay quickly with card or mobile options, keeping lines short and satisfaction high. Visit us at 501 Hopewell Dr Heath Oh 43056 in Heath, OH, or call us at (740) 522-8311 to learn more about how our business banking and commercial services can support your journey!

Unlocking Growth with Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $12 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $120 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $978,737, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our entrepreneurial members, we offer robust Business Banking solutions including Merchant Services & Business Loans. These services are designed to help you grow and manage your business efficiently. Having the right financial tools can make all the difference when it comes to running a successful operation.

Connect With Us

At Hopewell, we pride ourselves on being more than just a financial institution; we're part of the community. If you have questions about any of our services or want personalized guidance based on your unique needs, don't hesitate to reach out! You can call us at 740-522-8311 or visit us at 501 Hopewell Dr, Heath, OH 43056. Let's work together towards achieving your financial goals! Explore more about what we offer by visiting our website at hopewellfcu.org. Join us today and experience the difference that personalized service makes!

Convenient Access

We know that convenience matters in today's fast-paced world. Our members benefit from Online & Mobile Banking, allowing you to manage your accounts anytime, anywhere. Whether it's checking balances, transferring funds, or making payments, everything is just a click away. Additionally, we have an ATM for quick cash withdrawals and a drive-thru service for basic transactions like deposits and withdrawals perfect for those busy days when time is of the essence. If you're traveling or simply prefer using another credit union's branch, our partnership allows for basic shared branch transactions too.

Personal Banking Services

Our personal banking services are designed with you in mind. We offer Checking & Savings Accounts that help you manage your day-to-day finances effectively. Imagine having easy access to your funds and the ability to track your spending through our user-friendly online and mobile banking platforms. With features like electronic statements and mobile payments, managing your money has never been easier. When it comes to financing, our Auto Loans & Vehicle Financing options cater to those ready to hit the road in style. Picture yourself driving home in a new car with a loan that suits your budget. We also provide Mortgage Loans & Refinancing for those looking to purchase their dream home or refinance an existing mortgage for better rates. If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation services can offer relief. Plus, our Credit Cards with Rewards allow you to earn points on everyday purchases who doesn't love rewards while they spend?

Digital & Online Banking

Accessibility and Security

For members on the go, our mobile application provides all the functionalities of online banking right in your pocket. Need to send money to a friend? Our person-to-person transfers make it easy to share funds instantly without any hassle. Security is our top priority. With features like electronic signature authorization, you can sign documents securely online, giving you peace of mind while taking care of important transactions. Plus, our 24/7 online banking services ensure that your accounts are always accessible when you need them. In today's fast-paced world, we believe that banking should be straightforward and secure. At Hopewell, we're here to help you take control of your finances with ease. Experience the future of banking today!

Key Services Available

Our online banking platform at https://hopewellfcu.org/ empowers you with real-time account management. Whether you're checking your balance, transferring funds, or paying bills, everything is just a login away. Our user-friendly interface ensures that even those who aren't tech-savvy can navigate smoothly. You can also enjoy the benefits of e-statements, which allow you to receive your account statements electronically. This not only saves paper but also gives you instant access to your financial information. Plus, if you're looking for speed and flexibility in managing transactions, our mobile payments feature lets you pay directly from your phone.

Financial Strength

A Growing Member Base

Total Share Accounts stand at 18,262, showing a strong and growing member base that trusts us with their finances. This commitment to service translates into net shares (funds available for lending and investments) of $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hopewell is your trusted partner. Visit us at 501 Hopewell Dr Heath Oh 43056 or call (740) 522-8311 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $40,056,689 in share certificates and $15,559,559 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. Although we have $0 in non-member deposits, our focus remains on benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our operational efficiency is evident in our $357,612, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $11,247,378 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $831 in used auto loans and a total of $95,427,036 across various loans and leases.

Strong Net Worth

With a net worth of $11,247,378, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 7.58% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Diverse Loan Products

With over 5150 loans issued, we've helped thousands of members achieve their financial goals. Our offerings include: - Auto Loans: Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $13,250,316 in used vehicle loans and $12,629,602 in new vehicle loans already helping members get on the road. We also provide refinancing options to make your payments more manageable. - Mortgage Loans: Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,694,502, make buying or refinancing simple. We guide you through the process to ensure you find the right fit for your needs. - Unsecured Credit Card Loans: We also offer flexible terms on unsecured credit card loans, with a total of $3,526,253 in loans helping members manage their finances effectively. This can be a great option for those looking to consolidate debt or cover unexpected expenses. - Credit Lines: With total credit lines amounting to $32,368,940, we provide additional flexibility for managing larger purchases or ongoing expenses without the need for multiple loans.

Why Choose Hopewell?

Our dedicated team is here to assist you every step of the way. We believe in transparent communication and straightforward processes. You can reach us at our branch located at 501 Hopewell Dr., Heath, OH 43056, or give us a call at 740-522-8311. At Hopewell Credit Union, we are committed to empowering our members with affordable loan solutions tailored to their unique situations. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can work for you today!

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HOPEWELL FEDERAL CREDIT UNION - Heath, OH

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