Hopewell Chemical Credit Union Hopewell VA | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Hopewell Chemical, your trusted partner in financial well-being. Located at 702 Elm St, Hopewell, VA 23860, we have proudly served our community since 1965, helping over 3,276 members achieve their financial goals. With a commitment to providing personalized banking services, we boast total assets of $50,911,095 and total deposits reaching $1,286,303. At Hopewell Chemical, we understand the importance of community and strive to make a positive impact through our various offerings, including auto loans, personal banking solutions, and business financing options. Our dedicated team of 13 employees is led by CEO Lynda Frink and Board President John Tillett, who both share a passion for member satisfaction and community service. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: PO Box 449, Hopewell, VA 23860. We are here to support you with a wide range of services including online banking and drive-thru access. Join us today at Hopewell Chemical Credit Union! Whether you're looking for a new auto loan or simply want to explore your savings options, give us a call at 804-452-2480 or visit our website at hopechemfcu.org for more information. Let's work together towards a brighter financial future!

Branch History & Mission

Join Us Today!

As we look toward the future, we invite you to become part of the Hopewell Chemical family. Experience firsthand the benefits of personalized service and community-focused banking. Together, let's build a brighter financial future for you and your loved ones. Visit us today or check out our website at www.hopechemfcu.org for more information about membership eligibility and account openings!

Our Mission

At Hopewell Chemical, our mission is simple yet profound: to provide exceptional financial services while actively supporting the community we serve. We believe that everyone deserves access to quality banking options that empower them to thrive. Whether it's through personal banking services like checking and savings accounts or lending solutions such as auto loans and mortgages, our goal is to help you navigate your financial journey with confidence. We also understand the importance of being a responsible corporate citizen. Our outreach initiatives aim to uplift and strengthen the communities around us by partnering with local organizations and participating in various events throughout the year. We are dedicated not just to banking but also to fostering growth and opportunity within Hopewell.

Our Services

Our branch offers a range of services tailored to meet your needs: - Personal Banking (Checking & Savings Accounts) - Auto Loans & Vehicle Financing - Mortgage Loans & Refinancing - Personal Loans & Debt Consolidation - Credit Cards with Rewards - Business Banking (Merchant Services & Business Loans) - Online & Mobile Banking You can conveniently access these services during our operating hours: Monday from 9:00 AM - 2:00 PM; Tuesday, Wednesday, and Friday from 9:00 AM - 5:00 PM; and Thursday from 10:00 AM - 6:00 PM. We also provide ATM availability and drive-thru banking for added convenience. While members can visit us at 702 Elm St Hopewell Va 23860, official correspondence should be sent to PO Box 449, Hopewell, VA 23860 if needed. For any inquiries or assistance, feel free to call us at (804) 452-2480.

Branch Location & Accessibility

Call-to-Action

So why wait? Visit us at 702 Elm St today or give us a call to learn more about how we can assist you in achieving your financial goals. At Hopewell Chemical, we're committed to making your banking experience smooth and enjoyable!

Nearby Landmarks and Accessibility

Situated in the heart of Hopewell City, our branch is just a stone's throw away from popular spots like the Hopewell Community Center and the scenic Appomattox River. We understand that accessibility is key, which is why our location features ADA-compliant entrances and parking options. Plus, we have ample parking available so you can easily drop by without any hassle.

Operating Hours

We know your time is valuable, which is why we strive to offer flexible hours to accommodate your schedule. Our lobby hours are as follows: on Mondays, we're open from 9 AM to 2 PM; Tuesdays, Wednesdays, and Fridays from 9 AM to 5 PM; and on Thursdays, we extend our hours until 6 PM. Whether you need to make a quick deposit or discuss more extensive banking services, we're here for you!

Services Offered

At Hopewell Chemical, we provide a wide range of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Enjoy the convenience of our drive-thru banking for quick transactions without leaving your vehicle. We also have an ATM available for easy cash withdrawals and balance checks at any time. If you ever need assistance or have questions about our services, don't hesitate to give us a call at 804-452-2480. Our dedicated team is ready to help!

Member Eligibility

Becoming a member of Hopewell Chemical is like joining a close-knit family that genuinely cares about your financial well-being. At our branch located at 702 Elm St Hopewell Va 23860, we welcome anyone who lives, works, worships, or attends school in our community. This means that if you're part of the vibrant Hopewell area, you're eligible to enjoy all the benefits we offer. Membership not only opens the door to a variety of financial products tailored for you but also gives you access to personalized service from our dedicated team. We pride ourselves on being more than just a financial institution; we are your partners in achieving your financial goals. Getting started with us is simple! You can find detailed eligibility criteria and other important information at http://www.hopechemfcu.org/about/membership.php . If you're ready to open an account, just visit us online through this link: https://www.financial-net.com/hopewellcfcu/lending/internetloans or give us a call at (804) 452-2480. We're here to help you every step of the way as you take this exciting step towards becoming part of the Hopewell Chemical community!

Business Banking & Commercial Services

Merchant Services That Simplify Transactions

In today's fast-paced market, efficient payment processing is vital. With our merchant services, you'll be equipped to accept payments seamlessly, allowing you to focus on what you do best growing your business. Picture this: your customer completes a purchase in seconds while you gain insights into sales trends and inventory management all thanks to our user-friendly tools. If you're ready to take the next step in your business journey, visit us at 702 Elm St Hopewell Va 23860 in Hopewell, VA or give us a call at (804) 452-2480. Let's work together to build a brighter future for your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans available, we are focused on developing options that will empower local entrepreneurs. Imagine being able to access funds quickly when a new opportunity arises our aim is to make that a reality for you.

Comprehensive List Of Services

Business Banking Services

For our business members, Hopewell Chemical offers tailored solutions to help you thrive. From essential merchant services that simplify transactions to business loans that fuel your growth, we're here to support your entrepreneurial journey.

Digital Banking Convenience

In today's fast-paced world, digital access is key. That's why we offer comprehensive online and mobile banking features. Whether it's checking your balance on the go or transferring funds between accounts, our digital platforms are user-friendly and secure. With options like ATM access for cash withdrawals and balance checks, managing your money has never been easier.

Drive-Thru & ATM Services

For quick transactions, our basic drive-thru banking allows you to make deposits and withdrawals without leaving your car. If you prefer using an ATM, our services ensure easy access for cash withdrawals and balance inquiries whenever you need them. In summary, at Hopewell Chemical, we're committed to providing a complete suite of financial services personal banking, loan options, business solutions, and digital convenience all designed with our members in mind. Ready to explore how we can assist you? Call us today at (804) 452-2480, or visit us at 702 Elm St Hopewell Va 23860 in Hopewell, VA. We look forward to serving you!

Flexible Loan Solutions

Life can throw unexpected expenses your way, which is why we also provide personal loans and debt consolidation options. This way, you can tackle those financial challenges head-on. And don't forget about our credit cards with rewards, making every purchase count towards something great.

Personal Banking Made Easy

We understand that managing your money should be straightforward. That's why at Hopewell Chemical, we offer various personal banking services. You can open checking and savings accounts that fit your lifestyle. Need financing for a new vehicle? Our auto loans and vehicle financing options are designed to get you behind the wheel without hassle. Plus, if you're considering buying a home, our mortgage loans and refinancing services can help make that dream a reality.

Digital & Online Banking

Key Features

With 24/7 online banking services, you can check your account balance, pay bills, and transfer money anytime you want. Our user-friendly interface ensures that even those new to online banking will find it easy to navigate. Plus, with the option for e-statements, you can say goodbye to paper clutter and access your account statements quickly and securely. Need to send money to a friend? Our person-to-person transfer feature allows you to do just that, making payments simple and fast. And for those who prefer managing their accounts on their mobile devices, our mobile application is available for download. This means your bank is always right in your pocket!

Security and Accessibility

While convenience is key, we prioritize your security too. Although we currently do not offer electronic signature authorization, rest assured that your information is protected with robust security measures. Your peace of mind matters to us. At Hopewell Chemical, we strive to provide accessible banking solutions tailored to fit your lifestyle. Whether you're using a computer or a smartphone, our online services allow you real-time management of your finances. Discover how easy it is to take control of your banking with us today!

Financial Strength

Dedicated Team

We also take pride in having 10 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With total share accounts reaching 6,183, it's clear that many trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hopewell Chemical is your trusted partner. Visit us at 702 Elm St Hopewell Va 23860 or call (804) 452-2480 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings

Members' savings are secured through $6,007,096 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $4,963,428, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This foundation enables us to navigate economic challenges while continuing to meet your needs effectively. Our net worth ratio of $975 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Lending Capacity

With $575 in used auto loans and $23,974,275 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, which allows us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We provide financing options that cater to both new and used vehicles, ensuring you find the right fit for your budget and lifestyle.

Credit Lines

For those who prefer flexibility in their borrowing options, we have total credit lines of $1,400,000 available. This feature allows you to access funds as needed while maintaining a manageable repayment schedule. If you're interested in refinancing or exploring eligibility options for any of these products, please feel free to reach out to us at (804) 452-2480 or visit us at 702 Elm St Hopewell Va 23860. We're here to assist you every step of the way. Hopewell Chemical is committed to supporting our community's financial health through responsible lending practices. Explore our loan offerings today and see how we can help make your financial dreams a reality!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $2,472,507, making buying or refinancing simple. We help you navigate through your mortgage journey with straightforward terms and personalized service.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $1,606,108 in loans helping members manage their finances effectively. This option allows you to take control without worrying about collateral.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

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HOPEWELL CHEMICAL FEDERAL CREDIT UNION - Hopewell, VA