HOPE FEDERAL CREDIT UNION

Welcome to Hope, your trusted financial partner located at 470 Commerce St, West Point, MS 39773. Since our establishment in 1995, we have proudly served our community, building strong relationships with over 41,000 members who rely on us for their banking needs. With total assets exceeding $653 million and robust deposits of $58,472,749, we are dedicated to providing personalized services that foster financial growth. At Hope, we believe in empowering our members through a variety of offerings, including checking and savings accounts, auto loans, personal loans, and business banking solutions. Our total loans amount to 8,957, ensuring that we can support you whether you're buying your first car or expanding your business. We take pride in our commitment to transparency and accountability, boasting a net worth of $151,213,078 and cash reserves of $4,494,253 to ensure your funds are secure. Our leadership team is passionate about serving you. Under the guidance of CEO William Bynum and Board President Carolyn Gill-Jefferson, we strive to create a welcoming environment where every member feels valued. With a dedicated staff of 246 employees, we are here to assist you with any questions or services you may need. While members can visit us at our West Point branch for all their banking needs, official correspondence should be sent to the same address: 470 Commerce St, West Point, MS 39773-7993. For inquiries or assistance, feel free to reach out by phone at 662-494-7473 or explore our website at hopecu.org. Join us as we continue to grow together and make a positive impact in our community! We invite you to visit us today and discover how Hope can help you achieve your financial goals.

At Hope, we believe that becoming a member means joining a welcoming community where you can thrive. If you're looking to be part of something special, you're in the right place! Membership at our branch is open to individuals who live, work, worship, or attend school in the West Point area. This means if you call this vibrant community home or are connected through your job or school, you're eligible to join us. Plus, we offer a range of benefits designed to support your financial journey, from personal banking services to loans tailored just for you. The process of becoming a member is straightforward and hassle-free. You can find all the details about eligibility and how to get started by visiting this link. If you have any questions or need assistance, feel free to reach out to us at (662) 494-7473. We're here to help you take that first step toward membership at Hope located at 470 Commerce St West Point Ms 39773. Join us today and discover what it means to be part of a caring financial family!

At Hope, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our robust financial health, which serves as the backbone of our commitment to providing exceptional services and support to our members. With a net worth of $151,213,078, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,313 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $137,602,792 in share certificates and $71,443,208 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $28,503,654, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition to this strong foundation, we have $6,585,723 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $1,148 in used auto loans and $393,646,582 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $195,806, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 215 full-time employees and 31 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $14,334,424. Total Share and Deposit Accounts: 52,499, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hope is your trusted partner. Visit us at 470 Commerce St West Point Ms 39773 or call (662) 494-7473 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.