Hope Credit Union Shaw MS | Affordable Auto Loans & Business Banking

Introduction

Welcome to Hope, your trusted financial partner located at 134 E Peeler Ave, Shaw, MS 38773. Since our establishment in 1995, we have been dedicated to serving our community and empowering our members with the tools they need for financial success. With a robust membership of over 41,000 individuals and total assets amounting to an impressive $653,829,372, we pride ourselves on being a cornerstone in the Shaw area. At Hope, we understand that financial decisions can be overwhelming. That's why our team is committed to providing personalized service and expert guidance. Under the leadership of our CEO, William Bynum, and Board President, Carolyn Gill-Jefferson, we strive to create a welcoming atmosphere where every member feels valued and understood. While members can visit us at our branch address, official correspondence should be sent to the same address: 134 E Peeler Ave, Shaw, MS 38773. We encourage you to reach out anytime our friendly staff is ready to assist you with anything from opening a new account to discussing loan options. You can contact us directly at 662-754-2070. Our diverse range of services includes personal banking solutions like checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. We also cater to business needs through merchant services and business loans. As technology evolves, so do we; enjoy the convenience of online and mobile banking right at your fingertips. With total deposits reaching $58,472,749 and a net worth of $151,213,078, you can trust that your money is in safe hands. Our commitment goes beyond numbers; it's about building lasting relationships within our community. We invite you to explore what Hope has to offer by visiting our website at hopecu.org. Whether you're looking for financial advice or exploring new loan options (with total loans exceeding 8,957), we are here for you every step of the way. Join us today and experience the difference that a dedicated credit union can make in your financial journey!

Branch History & Mission

Join Us

As we continue to grow and adapt, we invite you to join us on this journey. Experience the difference that comes with being part of Hope where your financial goals matter just as much as your dreams for the future. Together, let's build a brighter tomorrow for everyone in Shaw and beyond. For more information or assistance, feel free to reach out at (662) 754-2070 or visit us online at https://hopecu.org . We look forward to welcoming you into our family!

Our Journey

From humble beginnings, Hope has evolved into a vital part of the fabric of our community. Over the years, we have built a solid foundation based on trust, transparency, and service. Our total assets now exceed $653,829,372, reflecting our commitment to responsible growth and stability. As we progressed, we embraced digital advancements while ensuring that everyone in our community could access vital banking services.

Our Mission

At Hope, our mission is simple yet profound: to empower our members through accessible financial solutions while fostering community growth. We believe that everyone deserves a chance at financial success, and that's why we offer a range of services from personal banking options like checking and savings accounts to auto loans and mortgage financing. We also recognize the importance of community support. Our outreach initiatives aim to uplift local families and businesses alike. Whether it's through partnerships with local organizations or providing resources for financial education, we strive to make a positive impact beyond just banking. For those who prefer traditional banking methods, we proudly offer shared service centers to ensure that you can access your funds easily. Although we do not have drive-thru services at this location, our ATM availability makes it convenient for you to manage your finances on the go. While members can visit us at 134 E Peeler Ave, official correspondence should be sent to the same address as there is no separate mailing address. Our friendly team is here during lobby hours from 9:00 am to 2:00 pm, Monday through Friday, ready to assist you with any questions or needs you may have.

Branch Location & Accessibility

Welcome to the Hope Shaw Branch, your friendly neighborhood credit union located at 134 E Peeler Ave, Shaw, MS 38773. Our branch is conveniently situated in Bolivar County, making it easy for you to stop by for all your banking needs. Whether you're coming from nearby landmarks or just passing through, you'll find us in a welcoming spot that's easy to access. At the Hope Shaw Branch, we prioritize convenience and accessibility. Our branch features ADA-compliant facilities, ensuring everyone can easily navigate our space. Plus, there's ample parking available, so you can visit us without any hassle. Our operating hours are designed to fit your busy schedule visit us Monday through Friday from 9:00 am to 2:00 pm. We're here to assist with a variety of services, including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. If you need cash or want to check your balance, our ATM is readily available for your convenience. While members can visit us at 134 E Peeler Ave for all their banking needs, official correspondence should be sent to the same address. If you have questions or need assistance, don't hesitate to give us a call at 662-754-2070. We invite you to come by and experience the friendly service at the Hope Shaw Branch. Whether you're a long-time member or thinking about joining us for the first time, we look forward to helping you achieve your financial goals!

Member Eligibility

Joining the Hope family is not just about opening an account; it's about becoming part of a caring community that supports you in your financial journey. If you live, work, worship, or attend school in the area around 134 E Peeler Ave Shaw Ms 38773, you're likely eligible for membership! We welcome individuals and families from all walks of life, making it easy for everyone to access our services. At Hope, we believe in fostering strong relationships with our members, offering personalized service and a range of financial products designed to meet your needs. Getting started is simple! You can learn more about eligibility by visiting our website at . If you're ready to open an account or have any questions, don't hesitate to reach out to us at (662) 754-2070. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $129 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $62 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $116,685,129, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Alongside traditional loans, we offer merchant services that make daily operations smoother. Picture this: a local café using our point-of-sale solutions to streamline transactions while keeping track of sales data in real time. This not only enhances customer satisfaction but also allows owners to focus on what they love serving their community. Visit us at 134 E Peeler Ave Shaw Ms 38773 in Shaw, MS or call us at (662) 754-2070 to learn how we can help your business thrive!

Comprehensive List Of Services

Business Solutions

For our local business community, Hope offers comprehensive Business Banking solutions including Merchant Services and Business Loans tailored specifically for small businesses. We know how vital it is for businesses to have reliable banking support as they grow.

Digital and Convenient Banking

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features so that you can manage your accounts from anywhere at any time. With options like ATM access for cash withdrawals and balance checks, along with person-to-person payment capabilities, banking has never been easier. We also participate in shared branching arrangements which means if you're a member of another participating credit union, you can perform basic transactions like deposits and withdrawals right here at Hope!

Get In Touch

We invite you to experience all that Hope has to offer! Our dedicated team is ready to assist you with any questions or concerns you may have regarding our services. For more information or assistance, please don't hesitate to call us at 662-754-2070 during our operating hours from 9:00 AM to 2:00 PM, Monday through Friday. Your financial well-being matters to us at Hope. Stop by today and discover how we can support you on your financial journey!

Loans and Credit Options

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come in handy. We aim to provide solutions that help simplify your finances rather than complicate them. Plus, our Credit Cards with Rewards allow you to earn while you spend on everyday purchases.

Personal Banking

For those managing their day-to-day finances, our Personal Banking services include both Checking and Savings Accounts designed to help you achieve your financial goals. If you're in the market for a new car, consider our Auto Loans & Vehicle Financing options. We understand that purchasing a vehicle can be daunting, so we offer competitive rates and flexible terms to make this process easier for you. If homeownership is your dream, our Mortgage Loans & Refinancing services can guide you through the journey of buying or refinancing your home. With various mortgage products available, we work with you to find the best fit for your situation.

Digital & Online Banking

Key Features

Our digital banking experience is user-friendly and packed with features that cater to your needs. For those who prefer going paperless, we offer e-statements that you can view and download whenever you like no more waiting for mail! Plus, our electronic signature authorization means you can sign important documents securely without the hassle of printing and scanning. Need to send money quickly? Our person-to-person transfers allow you to easily send funds to friends or family with just a few taps on your smartphone. Speaking of smartphones, don't forget to check out our mobile application! It brings all the functionality of online banking directly into the palm of your hand.

Security and Accessibility

We prioritize your security in every transaction. All our digital services are designed with robust security measures to keep your information safe. You can rest easy knowing that your financial data is protected while you enjoy the convenience of managing your accounts from home or on-the-go. Additionally, if you're interested in making payments on the fly, our mobile payments feature allows you to make transactions effortlessly at participating retailers. At Hope, we strive to create an accessible banking experience tailored for you. With all these features combined, managing your finances has never been easier or more secure!

Financial Strength

Building Trust Through Growth

Our commitment to our members is evidenced by our total share accounts of 52,499, showcasing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments at $14,334,424, we're well-equipped to meet your needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hope is your trusted partner. Visit us at 134 E Peeler Ave Shaw Ms 38773 or call (662) 754-2070 to learn more about how we can help you achieve your financial goals.

Commitment to Efficiency

Our efficient operations are reflected in our $195,806, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 215 full-time employees and 31 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Investment in Your Future

With $6,585,723 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $1,148 in used auto loans and a total of $393,646,582 across various loans and leases to support your financial aspirations.

Member-Centric Savings Options

Members' savings are secured through $137,602,792 in share certificates and $71,443,208 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $28,503,654, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $151,213,078, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,313 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,433,507 in used vehicle loans and $5,153,585 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we have options tailored just for you.

Business Financing

For business owners, our outstanding commercial loans totaling $116,685,129 provide the capital needed to grow and expand your business. We understand that each business has unique needs, and our team is ready to assist you in finding the right financing solutions.

Credit Cards and Personal Loans

We also offer flexible terms on unsecured credit card loans, with a total of $730,537 in loans helping members manage their finances effectively. These cards are great for day-to-day expenses or larger purchases when you need extra flexibility. Additionally, if you're looking for personal loans for debt consolidation or other needs, we can guide you through our offerings.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,183,910, make buying or refinancing simple. We work closely with you to ensure that you understand all available options, helping you find the best fit for your financial situation.

Refinancing Options

If you're considering refinancing any of your existing loans, don't hesitate to reach out. We can help evaluate your current financial situation and determine if refinancing makes sense for you. At Hope, we're committed to providing exceptional service and support throughout your borrowing journey. If you have any questions or would like more information about our loan products, please feel free to contact us at (662) 754-2070 or visit us at 134 E Peeler Ave Shaw Ms 38773, Shaw, MS. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

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HOPE FEDERAL CREDIT UNION - Shaw, MS