Hope Credit Union Jackson MS | Affordable Vehicle Loans & Checking

Introduction

Welcome to Hope, your trusted financial partner located at 350 W Woodrow Wilson Ave Ste 370B, Jackson, MS 39213. Established in 1995, we have grown alongside our community and proudly serve over 41,000 members with a commitment to exceptional service and support. With total assets exceeding $653 million, we are dedicated to providing financial solutions tailored to your needs. At Hope, we believe in the power of community. Our mission is to foster strong relationships by offering personal banking services, including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking options. We understand that each member's journey is unique, which is why our experienced team is here to help you navigate every step. Led by CEO William Bynum and Board President Carolyn Gill-Jefferson, our team of 246 employees is passionate about making a positive impact. Whether you're looking for assistance with loans totaling over $895 million or want to explore your savings options with deposits reaching $58 million, we're here for you. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 350 West Woodrow Wilson Dr, Suite 370-B, Jackson, MS 39213. Feel free to reach out at 601-362-8050 or visit us online at hopecu.org for more information on how we can assist you. Join us today and experience the difference that a member-focused credit union can make in your financial journey!

Branch History & Mission

Join Us

We invite you to become part of the Hope family! Experience firsthand the benefits of membership at Hope Credit Union by visiting us or giving us a call at (601) 362-8050. Together, we can build a stronger future for ourselves and our community.

Our Journey

From our humble beginnings, Hope Credit Union has evolved significantly. We opened our doors with the mission of providing not just banking services, but also support for financial wellness and community growth. Over the years, we have expanded our offerings to include personal banking options such as checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Our commitment to helping members achieve their financial goals remains steadfast. In addition to our core services, we are proud to offer online and mobile banking features that make managing finances easier than ever. Members can access their accounts anytime and anywhere with our secure digital platforms. We understand the importance of convenience in today's fast-paced world, which is why we also provide ATM availability and basic shared branch transactions for partner credit union members.

Our Mission

At Hope Credit Union, our mission is clear: we strive to enhance the quality of life for our members through exceptional financial services while fostering community development. We believe that everyone deserves access to affordable financial products and education. This belief drives us to create partnerships with local organizations and engage in community outreach efforts that uplift those around us. Our headquarters in Jackson serves as a hub for innovation and service excellence. Under the leadership of CEO William Bynum and President Carolyn Gill-Jefferson, we continue to prioritize member needs above all else. Whether you're looking for a loan or guidance on budgeting, our team is here to help you navigate your financial journey. While members can visit us at 350 W Woodrow Wilson Ave Ste 370B Jackson Ms 39213, official correspondence should be sent to 350 West Woodrow Wilson Dr, Suite 370-B, Jackson, MS 39213 if different. Our operating hours are Monday through Friday from 8:30 AM to 1:00 PM and 2:00 PM to 4:30 PM.

Branch Location & Accessibility

Connect with Us

If you have any questions or need assistance before your visit, don't hesitate to give us a call at 601-362-8050. We invite you to come by our branch today and see how we can help you achieve your financial goals. Your journey toward better banking starts here at Hope Credit Union!

Nearby Landmarks and Accessibility

Our branch is situated near several local landmarks, making it an easily recognizable destination. Just a short drive from the vibrant Jackson Medical Mall, you'll find ample parking available right outside our entrance. We prioritize accessibility for all our members, ensuring that our facilities comply with ADA standards, including ramps for easy entry.

Operating Hours and Services

We know that your time is valuable. That's why we offer flexible operating hours from Monday to Friday, with lobby hours running from 8:30 AM to 1:00 PM and then again from 2:00 PM to 4:30 PM. While we don't have a drive-thru service at this location, we do provide a fully functional ATM for quick cash access. At Hope Credit Union, we pride ourselves on offering a variety of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and credit cards with rewards, our knowledgeable staff is ready to assist you. Additionally, if you're part of another credit union, you can take advantage of our shared service center for basic transactions.

Member Eligibility

Joining the vibrant community at Hope is an exciting opportunity for anyone looking to enhance their financial well-being. To become a member, you'll need to meet certain eligibility criteria that are designed to welcome a diverse range of individuals. Generally, if you live, work, worship, or attend school in the area around 350 W Woodrow Wilson Ave Ste 370B Jackson Ms 39213, you are likely eligible to join us! We believe in making banking accessible and supportive, so whether you're just starting your financial journey or looking to expand your options, we have something for you. Becoming a member at Hope means gaining access to a variety of financial services tailored to meet your needs like personal banking, auto loans, and even business solutions. Plus, our friendly team is always here to help you navigate your options. If you're curious about the specific eligibility requirements or want more details on how to open an account, we encourage you to visit our website at . You can also give us a call at (601) 362-8050 for any questions you might have. Joining is simple and rewarding; we can't wait for you to be part of our family!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $129 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $62 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $116,685,129, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

Imagine a world where payment processing is simple and efficient. At Hope, our merchant services make it easy for you to accept payments from your customers. Whether you operate a bustling retail store or provide professional services, our tools help streamline transactions, allowing you to focus on what matters most growing your business. Located at 350 W Woodrow Wilson Ave Ste 370B Jackson Ms 39213 in Jackson, MS, our team is here to guide you through every step of your financial journey. Let us help turn your business aspirations into reality! For more information, give us a call at (601) 362-8050.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Our members also benefit from convenient ATM services, which include cash withdrawals and balance checks. You'll find ATMs available for quick access to your funds when you need them most.

Business Banking Services

For entrepreneurs and business owners, we provide specialized support through our business banking services. This includes essential offerings like merchant services that simplify payment processing, as well as various business loans tailored to meet the unique demands of running a business.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why at Hope, we offer robust online and mobile banking features that allow you to manage your finances anytime and anywhere. With easy access to your accounts through our user-friendly app, you can perform transactions, check balances, and even make payments on the go.

Credit Cards and Rewards

Enhance your spending power with our credit cards that come with rewards. These cards are perfect for everyday purchases and can help you earn points or cashback, making your shopping experience even more rewarding.

Personal Banking Solutions

Our personal banking services cater to individuals looking for reliable options. From checking and savings accounts that make day-to-day banking straightforward, to flexible auto loans and vehicle financing for your next car purchase, we've got you covered. If you're considering buying a home or refinancing your current mortgage, our tailored mortgage loans can assist you in navigating this important investment. For those facing unexpected expenses or seeking to consolidate debt, our personal loans offer a manageable way to regain financial stability.

Shared Branch Transactions

If you're a member of another credit union, you'll appreciate our ability to facilitate basic shared branch transactions like deposits and withdrawals. We believe in making banking accessible for everyone. At Hope, we strive not just to be your financial institution but a trusted partner in your financial journey. For questions about any of our services or assistance with your accounts, feel free to reach out at 601-362-8050. We invite you to visit us today at our Jackson branch or explore more about what we offer online at Hope Credit Union. Let us help you unlock new possibilities!

Digital & Online Banking

Key Features

Our online platform makes it simple for you to check balances, pay bills, and transfer money all with just a few clicks. Plus, with features like electronic signature authorization, you can sign important documents without the hassle of printing or mailing them. Enjoy the convenience of e-statements that keep you organized and reduce paper clutter; they're available whenever you need them. Managing your money on the go? Our mobile application is here to help! It supports mobile payments, allowing you to make purchases right from your phone. Whether you're splitting a dinner bill with friends through person-to-person transfers or checking your account balance while waiting in line, our app keeps everything at your fingertips.

Security & Accessibility

Your security is our top priority. We implement robust measures to protect your personal information, so you can bank with peace of mind. Our user-friendly interface ensures that even those who are not tech-savvy can navigate effortlessly. With real-time account management features, you'll always have an up-to-date view of your finances. This means no more guessing games when it comes to budgeting or planning for future expenses. In today's fast-paced world, having reliable digital banking options is essential. At Hope, we're committed to making banking accessible and straightforward for all our members. Experience the ease and flexibility of our online banking services today!

Financial Strength

Member-Centric Savings Options

Members' savings are secured through $137,602,792 in share certificates and $71,443,208 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $28,503,654, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $195,806 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 215 full-time employees and 31 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Community

With $6,585,723 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,148 in used auto loans and $393,646,582 in total loans and leases.

Strong Financial Health

With a net worth of $151,213,078, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,313 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Growth

Net Shares (Funds available for lending and investments): $14,334,424. Total Share and Deposit Accounts: 52,499, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hope is your trusted partner. Visit us at 350 W Woodrow Wilson Ave Ste 370B Jackson Ms 39213 or call (601) 362-8050 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,433,507 in used vehicle loans and $5,153,585 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have flexible terms that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $116,685,129 provide the capital needed to grow and expand your business. We understand that running a business comes with unique challenges, and our team is here to provide support and guidance as you seek financial solutions. At Hope, we are dedicated to providing personalized service and expert advice to help you make informed decisions. If you're considering refinancing or want to learn about eligibility options for any of our loan products, don't hesitate to ask us during your visit or call us at (601) 362-8050. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to assisting you on your journey towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,183,910, make buying or refinancing simple. We're committed to helping you navigate the process smoothly, ensuring you find the best solution for your housing needs.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $730,537 in loans helping members manage their finances effectively. These cards provide an excellent way to build credit while enjoying rewards and benefits tailored to your spending habits.

Loan Aggregator

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HOPE FEDERAL CREDIT UNION