Hope Credit Union Jackson MS | Convenient ATM Services Only

Introduction

Welcome to Hope, your trusted financial partner located at 4 Old River Pl, Jackson, MS 39202. Since our establishment in 1995, we have proudly served a growing community of over 41,000 members. Our mission is simple: to provide reliable financial services that empower individuals and families to achieve their goals. At Hope, we understand that every member's journey is unique. With total assets exceeding $653 million and deposits of $58 million, our strong financial foundation allows us to offer competitive rates on loans and savings. We currently manage a robust portfolio with over 8,957 loans, helping our members turn dreams into reality be it purchasing a new home, financing a vehicle, or starting a business. Our leadership team, headed by CEO William Bynum and Board President Carolyn Gill-Jefferson, is dedicated to ensuring that you receive the highest level of service. We believe in building relationships based on trust and transparency. Whether you need assistance with personal loans or investment options, our knowledgeable staff of 246 employees is here to guide you every step of the way. While you can visit us at our main office for all your banking needs, please note that official correspondence should be directed to our mailing address at 4 Old River Pl, Jackson, MS 39202-3431. If you have any questions or would like to learn more about how we can help you achieve your financial goals, don't hesitate to reach out! Call us today at 601-944-1100 during our lobby hours from Monday through Friday, 8:00 am to 5:00 pm. Join us at Hope Credit Union, where your financial success is our priority! For more information about our services or to explore membership options, visit us online at hopecu.org.

Branch History & Mission

Call to Action

Join us on this journey of growth and community engagement! Experience firsthand what it means to be a part of Hope. Whether you're looking for personal loans or simply seeking financial advice, we're here for you every step of the way. Reach out to us at 601-944-1100 or visit our website at Hope Credit Union. Together, let's build a brighter future!

Our Evolution

Since our inception, we have grown significantly, not just in numbers but in the impact we've made within the community. Starting as a small credit union, we have expanded our services to meet the diverse needs of our members. From offering loans to providing financial education resources, each milestone reflects our commitment to empowering individuals and families. Over the years, we have embraced technology to enhance accessibility and convenience for our members. Our digital banking options include online banking and mobile payments, ensuring that you can manage your finances wherever you are. We also prioritize accessibility with ADA-compliant facilities that cater to all members of our community.

Our Mission

At Hope, our mission is straightforward: to provide exceptional financial services while nurturing community development. We strive not only to help you achieve your financial goals but also to give back through various outreach programs that support local initiatives. Our dedication extends beyond transactions; it's about building lasting relationships and fostering a sense of belonging among our members. While you can visit us at 4 Old River Pl, official correspondence should be sent to 4 Old River Pl, Jackson, MS 39202-3431 if needed.

Branch Location & Accessibility

Accessibility and Parking

At our branch, we prioritize your comfort and convenience. We offer ample parking right outside the building, with accessible features that ensure everyone can visit us without hassle. Our location is ADA compliant, so you'll find ramps and other accommodations to help you access our services easily.

Operating Hours

We are here for you Monday through Friday from 8:00 AM to 5:00 PM. Whether you need assistance with your accounts or are looking to explore our range of financial services, our friendly staff is ready to help during these hours.

Services Offered

While we currently do not have an ATM or drive-thru service available, we invite you to come inside where you can enjoy personalized service tailored to your needs. Our team is dedicated to providing a welcoming atmosphere where you can manage your banking efficiently. For any official correspondence, please note that while members can visit us at 4 Old River Pl, all mail should be directed to the same address: 4 Old River Pl, Jackson, MS 39202-3431. If you have any questions or would like more information about what we offer, feel free to give us a call at 601-944-1100. We're excited to assist you on your financial journey and encourage you to drop by and meet our team!

Member Eligibility

Becoming a member of Hope is like stepping into a community where you truly belong. We warmly welcome individuals who live, work, worship, or attend school in our service area. This means that if you're part of our vibrant local community, you're eligible to join us! Membership at Hope offers you access to a range of financial products and services designed with your needs in mind, from low-interest loans to personalized banking solutions. The process is simple and friendly just visit us at 4 Old River Pl Jackson Ms 39202, or give us a call at (601) 944-1100 for more information. For the most current details on eligibility criteria, be sure to check out our website at . We're excited to help you start your journey with us!

Business Banking & Commercial Services

Financing Your Growth

Imagine wanting to expand your retail store but facing challenges in securing enough funds. With our commitment to supporting businesses, we have invested heavily in commercial lending programs that empower you to turn dreams into reality. We've funded over $129 in commercial loans for our members, helping businesses scale and succeed. Additionally, we support the broader business community with $62 in non-member commercial loans, providing flexible financing solutions for those who seek growth opportunities.

Merchant Services That Make a Difference

In addition to loans, our merchant services are designed with your operational needs in mind. Picture this: you're ready to accept payments from customers seamlessly while managing your cash flow effectively. Our services make this possible, ensuring that you can focus on what matters most running your business smoothly. Located at 4 Old River Pl Jackson Ms 39202 in Jackson, MS, we invite you to explore how Hope can be a partner in your success journey. For more information, give us a call at (601) 944-1100 or visit our website at https://www.hopecu.org/ .

Outstanding Support for Businesses

Our outstanding commercial loan portfolio of $116,685,129 showcases how we continue to drive economic growth by financing new and expanding businesses. From startups to long-standing enterprises, we provide essential resources that help you navigate financial hurdles.

Comprehensive List Of Services

Banking Services for Everyone

We understand that every member has unique financial goals. That's why we offer services like ATM Services Only, ensuring that you have access to your funds whenever you need them. Imagine being able to withdraw cash or check your balance without any hassle, whether you're at home or out and about.

Digital Banking Features

In today's fast-paced world, convenience is key. At Hope Main Office, we prioritize digital banking options that allow you to manage your accounts from anywhere. With features like mobile payments and online banking, you can easily transfer funds, pay bills, or even send money to friends with just a few taps on your smartphone.

Personalized Support

Need assistance? Our friendly staff at Hope is always ready to help. You can reach us at (601) 944-1100 during our operating hours Monday through Friday from 8:00 am to 5:00 pm. Whether it's a question about your account or guidance on loans, we're here for you every step of the way.

Why Choose Us?

When you choose Hope, you're not just another account number; you're part of our community. We pride ourselves on offering personalized service and building lasting relationships with our members. Your success is our priority, and we strive to provide services that truly make a difference in your financial life. As you explore the options available at Hope Main Office, remember that we're committed to helping you achieve your financial dreams. Come visit us today or give us a call we look forward to serving you!

Digital & Online Banking

Convenient Online Services

Our online banking platform, accessible at https://www.hopecu.org/ , offers a range of features that cater to your everyday banking needs. You can check your account balances, view recent transactions, and transfer funds all from the comfort of your own home. Plus, with our 24/7 online banking services, you never have to worry about banking hours; you're always in control.

Mobile Banking Made Easy

For those who prefer banking on their smartphones, our mobile application brings all these conveniences right to your fingertips. With features like mobile payments and person-to-person transfers, sending money to friends or paying for purchases is quick and simple. Need to make a last-minute payment? Just whip out your phone! In today's fast-paced world, having access to reliable digital banking tools is essential. At Hope, we aim to provide you with everything you need for real-time account management and peace of mind all while keeping it user-friendly and secure. Join us today and experience the ease of managing your finances from anywhere!

Security You Can Trust

Security is a top priority for us. Our electronic signature authorization feature lets you sign documents safely online without the hassle of printing and mailing them. Additionally, you can opt for e-statements to receive your account statements digitally no more paper clutter!

Financial Strength

A Solid Foundation

With a net worth of $151,213,078, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,313 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

With $6,585,723 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $1,148 in used auto loans and $393,646,582 in total loans and leases, we support your financial goals across various sectors.

Operational Efficiency

Our $195,806 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 215 full-time employees and 31 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $137,602,792 in share certificates and $71,443,208 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $28,503,654, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Trusted Partnerships

Net Shares available for lending and investments stand at $14,334,424. With a total of 52,499 share accounts, it's clear that many members trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hope is your trusted partner. Visit us at 4 Old River Pl Jackson Ms 39202 or call (601) 944-1100 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,433,507 in used vehicle loans and $5,153,585 in new vehicle loans already helping members get on the road. Whether you are eyeing a brand-new model or a dependable used car, we have financing options designed just for you.

Business Financing

For business owners, our outstanding commercial loans totaling $116,685,129 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve an existing one, we're here to support your business journey.

Credit Lines

We understand that sometimes you need quick access to funds for various reasons. That's why our total credit lines amount to $269,424,281, ensuring that you have financial flexibility when it matters most. At Hope, we believe in making borrowing straightforward and accessible. If you're considering refinancing or want to explore eligibility options, our team is ready to assist you every step of the way. For more information about our loan products or assistance with applications, feel free to reach out at (601) 944-1100 during our operating hours from Monday to Friday, 8:00 am to 5:00 pm. Remember, all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how our diverse range of loan offerings can help you take control of your financial future today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,183,910, make buying or refinancing simple. We aim to provide you with competitive rates and flexible terms that fit your budget.

Unsecured Credit Card Loans

Managing finances can be challenging, but it doesn't have to be. We also offer flexible terms on unsecured credit card loans, with a total of $730,537 in loans helping members manage their finances effectively. This product can serve as a great tool for unexpected expenses or to help build your credit history.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers for consumers looking to make informed financial decisions. By using verified data, LendMesh guarantees that users receive accurate loan comparisons that reflect current market conditions.

HOPE FEDERAL CREDIT UNION