HOPE FEDERAL CREDIT UNION

Welcome to Hope, your trusted credit union located at 188 Porter Ave, Biloxi, MS 39530. Since our establishment in 1995, we have been dedicated to providing our members with exceptional financial services and support. With a robust membership of 41,000 individuals, we pride ourselves on being a cornerstone of the community, helping you achieve your financial goals. At Hope, we understand that your financial needs are unique. Whether you're looking to secure an auto loan, open a checking account, or explore business banking options, we're here for you. Our total assets amount to an impressive $653,829,372, reflecting our commitment to stability and growth. We currently hold $58,472,749 in deposits and boast a net worth of $151,213,078, ensuring that your money is in safe hands. Our leadership team is led by CEO William Bynum and Board President Carolyn Gill-Jefferson, who share a vision of fostering trust and community spirit. With a dedicated staff of 246 employees, we are always ready to assist you with personalized service. While members can visit us at our branch location in Biloxi, official correspondence should be sent to the same address: 188 Porter Ave, Biloxi, MS 39530-3724. If you have any questions or need assistance, feel free to call us at (228) 374-1554 during our operating hours: Monday through Thursday from 9:00 AM to 4:30 PM and Friday from 9:00 AM to 5:30 PM. Join us today at Hope Credit Union where we are committed to empowering our members and making a positive impact in the community! For more information about our services or to explore how we can help you financially, visit us online at hopecu.org.

Becoming a member of Hope is like joining a welcoming family that cares about your financial well-being. If you're looking to enjoy the benefits of personalized banking, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in our community. We believe that everyone deserves access to quality financial services, so whether you're new to banking or have years of experience, we invite you to join us at our branch located at 188 Porter Ave Biloxi Ms 39530. Getting started is easy! Simply visit us during our operating hours or give us a call at (228) 374-1554 for more information on how to open an account. You can also check out the detailed eligibility criteria by visiting . At Hope, we are committed to providing you with the support and resources you need to achieve your financial goals while enjoying all the advantages of being part of our community-focused credit union.

At Hope, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which reflects our commitment to serving you reliably. With a net worth of $151,213,078, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,313 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $137,602,792 in share certificates and $71,443,208 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $28,503,654, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $6,585,723 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,148 in used auto loans and $393,646,582 in total loans and leases. Our operational efficiency is reflected in our $195,806, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 215 full-time employees and 31 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $14,334,424. Total Share and Deposit Accounts: 52,499, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hope is your trusted partner. Visit us at 188 Porter Ave Biloxi Ms 39530 or call (228) 374-1554 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.