HOPE FEDERAL CREDIT UNION

Welcome to Hope, your trusted financial partner located at 400 Arba St, Montgomery, AL 36104. Since our establishment in 1995, we have dedicated ourselves to serving our community with exceptional banking services tailored to meet the needs of our members. With a strong membership base of 41,000 and total assets exceeding $653 million, we pride ourselves on being a reliable choice for both personal and business banking needs. At Hope, we believe that everyone deserves access to quality financial products and services. Our offerings include everything from checking and savings accounts to auto loans, mortgages, and business loans. In fact, we currently manage over $89 million in loans and leases, ensuring that our members can achieve their dreams whether that's buying a new car or starting a business. Our commitment goes beyond just numbers; it's about fostering relationships within the community. Under the leadership of William Bynum, our CEO, and Carolyn Gill-Jefferson, our Board President, we work tirelessly to support our members through personalized service and competitive rates. We understand the importance of trust in financial matters, which is why we maintain an impressive net worth of $151 million and cash reserves of $4.5 million to ensure your funds are always secure. While members can visit us at our Montgomery branch for all their banking needs, official correspondence should be sent to the same address: 400 Arba St, Montgomery, AL 36104-5106. We invite you to explore our website at hopecu.org for more information on how we can assist you today. Whether you're looking to open an account or inquire about loan options, don't hesitate to reach out! Call us at 334-834-7483 or stop by during our lobby hours Monday through Friday from 9:00 AM to 4:30 PM. At Hope Credit Union, we're here for you every step of the way!

Welcome to the heart of our community at Hope Credit Union, located at 400 Arba St, Montgomery, AL 36104. Since opening our doors in 1995, we have proudly served the residents of Montgomery and surrounding areas, growing into a trusted financial partner for over 41,000 members. Our journey began with a simple mission: to empower individuals and families by providing accessible financial services that foster economic growth and stability. Over the years, Hope Credit Union has evolved significantly, now boasting total assets of approximately $653 million. This growth reflects our commitment not only to our members but also to the broader community. We believe that when our members thrive, so does our community. Our mission is clear: we aim to provide personal banking solutions that include checking and savings accounts, auto loans, mortgages, personal loans, and business banking services all designed with your needs in mind. Our branch is equipped with modern amenities including ATM availability and a convenient drive-thru service for quick transactions. We prioritize accessibility and are proud to maintain ADA compliance across our facilities. Whether you're stopping by for a loan consultation or just need to make a quick deposit, we are here for you during our operating hours: - Lobby: Monday to Friday from 9:00 AM to 4:30 PM - Drive-Thru: Monday to Thursday from 8:00 AM to 5:00 PM and Friday from 8:00 AM to 6:00 PM. While members can visit us at 400 Arba St, official correspondence should be sent to the same address. At Hope Credit Union, we understand that financial education is crucial for building wealth. That's why we actively engage in community outreach efforts, partnering with local organizations to offer workshops and resources aimed at improving financial literacy among all ages. By investing in our community's future, we help create opportunities that empower everyone. We invite you to join us on this journey toward financial well-being. Experience the benefits of membership with Hope Credit Union where your goals become our mission. For more information or assistance, don't hesitate to reach out at 334-834-7483 or visit us online at Hope Credit Union. Together, let's build a stronger future!

At Hope, becoming a member is like joining a close-knit family that supports your financial journey. If you live, work, or worship in the Montgomery area, you're already on your way to enjoying all the benefits we offer! Membership is open to anyone who meets our eligibility criteria, which includes being part of the community we serve. To learn more about specific details regarding eligibility, feel free to check out our resource at . Joining us is simple and welcoming! Once you're ready to take the next step, opening an account is easy and straightforward. You can reach out to us at (334) 834-7483 for any questions or assistance. Our friendly staff at 400 Arba St Montgomery Al 36104 is here to help you every step of the way. Discover the advantages of banking with us and see how we can support your financial goals!

At Hope, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a strong foundation built on trust and reliability, we are dedicated to serving our community in Montgomery, AL. With a net worth of $151,213,078, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,313 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $137,602,792 in share certificates and $71,443,208 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $28,503,654, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $6,585,723 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $1,148 in used auto loans and $393,646,582 in total loans and leases, supporting members' financial goals across various sectors. Our performance is reflected in our net income of $195,806, showcasing our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 215 full-time employees and 31 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $14,334,424. Total Share Accounts: 52,499, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hope is your trusted partner. Visit us at 400 Arba St Montgomery Al 36104 or call (334) 834-7483 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.