Hope Credit Union Birmingham AL | Best Auto Loans & Business Banking

Introduction

Welcome to Hope at New Pilgrim, your trusted partner in financial growth and community support located at 641 Goldwire Way Sw, Birmingham, AL 35211. Since our establishment in 1995, we have proudly served over 41,000 members, offering a wide range of personal and business banking services tailored to meet your needs. With total assets reaching an impressive $653,829,372 and total deposits of $58,472,749, we are committed to ensuring the financial well-being of our community. At Hope, we believe in the power of strong relationships. Our dedicated team is here to help you navigate your financial journey with confidence. Led by our CEO, William Bynum, and Board President, Carolyn Gill-Jefferson, we strive to make every member feel valued and supported. Whether you're looking for auto loans, mortgage refinancing, or credit card options with rewards, we've got you covered. While members can visit us at our branch location, official correspondence should be directed to our mailing address: 4 Old River Pl, Jackson, MS 39202-3431. We understand that convenience matters; that's why we offer online and mobile banking services so you can manage your finances anytime, anywhere. Our commitment to the community extends beyond just banking. With a net worth of $151,213,078 and cash in hand totaling $4,494,253, we are proud to reinvest in local initiatives that foster growth and prosperity. Our experienced team of 246 employees is here to guide you through your financial decisions with personalized service. Ready to take the next step? Call us at 205-326-6225 or visit our website at hopecu.org to discover how we can help you achieve your financial goals today!

Branch History & Mission

A Legacy of Growth

From our humble beginnings, Hope has transformed into a robust financial institution with total assets exceeding $653 million. We have consistently focused on providing valuable services that empower our members. Over the years, we have built a reputation for offering personalized banking experiences whether through checking and savings accounts, auto loans, or mortgage refinancing. Our mission goes beyond traditional banking; we strive to uplift our community by ensuring that everyone has access to financial resources. We understand that financial wellness is critical for personal success and community growth. That's why we actively engage in outreach programs and partnerships that support local initiatives and foster economic development.

Commitment to Community

At Hope, we believe in making a positive impact within Birmingham and beyond. Our team is committed to understanding the unique needs of our members while promoting financial literacy through workshops and educational resources. We also offer shared service centers for added convenience, allowing members to perform basic transactions with ease. While members can visit us at 641 Goldwire Way SW for personal assistance, official correspondence should be sent to our mailing address at 4 Old River Pl, Jackson, MS 39202-3431.

Join Us Today!

As we continue to grow and adapt to the needs of our community, we invite you to become part of the Hope family. Experience firsthand the benefits of being a member-focused credit union that prioritizes your financial well-being. Whether you're looking for personal banking solutions or business services, Hope is here to support you every step of the way. Feel free to reach out via phone at 205-326-6225 or visit us online at hopecu.org for more information about how we can serve you better. Join us today and discover the difference Hope can make in your financial journey!

Service Focused on You

We take pride in being accessible to our members. Our operating hours are Monday, Wednesday, and Friday from 10 am to 2 pm. Although we do not currently offer ATM or drive-thru services, we ensure that all digital banking options are user-friendly and compliant with ADA standards. Members can enjoy online banking services that include mobile payments and person-to-person transfers for added convenience.

Branch Location & Accessibility

Accessibility and Parking

At Hope Credit Union, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can navigate easily. Additionally, ample parking is available nearby, so you can park your vehicle with ease while you come in for assistance or consultations.

Get in Touch

We invite you to visit us at Hope Credit Union! If you have any questions or need further assistance before coming in, feel free to give us a call at 205-326-6225. Our team looks forward to helping you achieve your financial goals!

Operating Hours

We understand that convenience matters. That's why our lobby hours are designed to fit into your busy schedule. You can visit us on Monday, Wednesday, and Friday from 10 AM to 2 PM. Whether you're looking to open a new account or need help with an existing one, our friendly staff is here to assist you during these hours.

Services Offered

At Hope Credit Union, we offer a variety of personal banking services including checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing options, as well as credit cards with rewards programs. We also cater to business needs through merchant services and business loans. Plus, enjoy the convenience of online and mobile banking options that allow you to manage your finances anytime. Although we currently do not have ATM or drive-thru services available at this location, we do participate in shared service centers for basic transactions like deposits and withdrawals for partner credit union members.

Member Eligibility

At Hope, we believe that becoming a member is like joining a family where everyone supports one another. If you're looking to open an account with us, you'll find that eligibility is quite inclusive! We welcome individuals who live, work, worship, or attend school in our local community. This means whether you're a longtime resident or new to the area, there's a place for you here at Hope. To learn more about specific eligibility criteria, feel free to visit our website at . Joining us is easy and comes with many perks! As a member of Hope, you'll enjoy personalized service and access to a variety of financial products tailored just for you. Plus, if you're ready to take the next step and open your account, just give us a call at (205) 326-6225 or stop by our branch located at 641 Goldwire Way Sw Birmingham Al 35211 during our friendly operating hours. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $129 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $62 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $116,685,129, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services that make everyday transactions easier for business owners. Picture this: streamlining payment processing so you can focus more on what you do best running your business. Our solutions help you accept payments quickly and securely, ensuring that your customers have a smooth experience every time they shop with you. Visit us at 641 Goldwire Way Sw Birmingham Al 35211 in Birmingham, AL, or call us at (205) 326-6225 to explore how our tailored solutions can meet your business needs!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer comprehensive Business Banking services that include merchant services and business loans. We aim to support local businesses in thriving within our community by providing them with the tools they need to succeed.

Easy Access and Convenience

At Hope, we believe that banking should be straightforward and accessible. With features like online banking, mobile payments, and person-to-person transfers, managing your finances has never been easier. Although we currently do not have an ATM or drive-thru service available at this location, our shared service center allows basic transactions such as deposits and withdrawals for partner credit union members. Our friendly staff is always ready to assist you during our operating hours: Monday, Wednesday, and Friday from 10 am - 2 pm. For any inquiries or assistance, feel free to reach us at (205) 326-6225. We invite you to explore all the services we offer at New Pilgrim and see how we can help you achieve your financial goals! Visit us today or check out our website at https://www.hopecu.org/. Let us be part of your financial journey!

Helping You Manage Debt

We also provide Personal Loans & Debt Consolidation solutions. If you've been feeling weighed down by high-interest debt, we can work together to create a plan that makes sense for your situation. Plus, our Credit Cards with Rewards program lets you earn while you spend!

Home Financing Made Easy

Thinking about buying a home? Our Mortgage Loans & Refinancing options can guide you through this significant milestone. Whether it's your first home or an investment property, our experienced staff will assist you every step of the way.

Personal Banking Solutions

We understand that managing personal finances can sometimes feel overwhelming. That's why we offer various Personal Banking options, including checking and savings accounts designed to help you manage your money easily. Our accounts come with features that make banking hassle-free, like online and mobile banking, allowing you to check balances, transfer funds, and pay bills anytime and anywhere. If you're considering purchasing a new vehicle, our Auto Loans & Vehicle Financing services can help you get behind the wheel without breaking the bank. We offer competitive rates and flexible terms to fit your budget.

Digital & Online Banking

Key Services

With our online banking platform available at https://www.hopecu.org/ , you can access your accounts 24/7. No more waiting in long lines or rushing to the bank before it closes. You can check your balance, transfer money, and pay bills right from your device. Plus, with electronic signature authorization, signing documents is a breeze no more printing or scanning required! We also offer e-statements for those who prefer a paperless option. This means you can view your account statements anytime without cluttering your mailbox. Staying organized has never been easier!

Mobile Features

Our mobile application enhances your banking experience by allowing you to make person-to-person transfers effortlessly. Want to send some cash to a friend? Just a few taps on your phone and it's done! Plus, we support mobile payments, so whether you're shopping at a store or ordering food online, paying is quick and secure.

Security First

At Hope, security is our top priority. Our online services are protected with advanced security measures, ensuring that your personal information stays safe while you enjoy the convenience of banking from anywhere. Experience the freedom of real-time account management with Hope's digital banking services today! Visit us at https://www.hopecu.org/ to learn more about how we can help you take control of your finances.

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 52,499, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hope is your trusted partner. Visit us at 641 Goldwire Way Sw Birmingham Al 35211 or call (205) 326-6225 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing in Member Success

With $6,585,723 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial success is reflected in our $1,148 in used auto loans and $393,646,582 in total loans and leases. This lending capacity supports members' financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $137,602,792 in share certificates and $71,443,208 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $28,503,654, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundation

With a net worth of $151,213,078, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,313 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Performance Metrics

Our $195,806 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 215 full-time employees and 31 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares amounting to $14,334,424, we have the funds available for lending and investments that further strengthen our community focus.

Loan Offering

Additional Offerings

In addition to these products, we also provide personal loans and debt consolidation options designed to meet various financial needs. If you're considering refinancing any existing loans, our team is ready to discuss eligibility options that may be available for you. With all these offerings at your fingertips, reaching out is easy! For more information or personalized assistance, feel free to contact us at (205) 326-6225 or visit us at our branch located at 641 Goldwire Way Sw Birmingham Al 35211 in Birmingham, AL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's work together towards achieving your financial goals today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,433,507 in used vehicle loans and $5,153,585 in new vehicle loans already helping members get on the road. We provide flexible financing options that make it easy for you to drive away with your desired vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $116,685,129 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your current operations, we have loan solutions that can help fuel your business ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,183,910, make buying or refinancing simple. We aim to support you every step of the way, providing competitive rates and terms tailored to fit your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $730,537 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit your everyday spending while giving you the purchasing power you need.

Loan Aggregator

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HOPE FEDERAL CREDIT UNION - Birmingham, AL