Hope Credit Union Bridgeport WV | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Hope Federal Credit Union, your trusted financial partner located at 925 White Oaks Blvd, Bridgeport, WV 26330. Established in 1935, we have proudly served our community for nearly a century, building strong relationships with our members and fostering financial well-being. With a total membership of over 2,540 individuals, we are more than just a credit union; we're a family that values your financial goals. At Hope, we understand that every member's journey is unique. That's why we offer personalized services tailored to meet your needs, whether it's personal banking, auto loans, or business financing. Our commitment to you is reflected in our impressive assets totaling $39,364,064 and total deposits of $9,568,983. We believe in empowering you through sound financial advice and robust resources. Under the leadership of our CEO, Michael Dean, and Board President Lynette Green, our dedicated team of 4 employees works tirelessly to ensure that your experience with us is positive and fulfilling. We're here to guide you through every step of your financial journey. While you can visit us at our branch location for all your banking needs, please note that any official correspondence should be sent to the same address: 925 White Oaks Blvd., Bridgeport, WV 26330. We invite you to explore all that we have to offer by visiting our website at hopefcu.com. If you have questions or need assistance, don't hesitate to call us at 681-842-3065. Together, let's build a brighter financial future!

Branch History & Mission

Community Commitment

Our commitment extends into various outreach efforts that support local initiatives and charities. By partnering with community organizations, we aim to provide resources that help those in need while promoting financial literacy among all age groups. As technology evolves, so do we. Hope Federal Credit Union offers online banking features such as electronic statements and mobile payments, ensuring that our members enjoy convenient access to their finances while maintaining security standards. We invite you to join the Hope family and experience the difference that comes from being part of a member-focused credit union. Discover how we can help you reach your financial goals while also contributing positively to our community's future. For more information or to speak with one of our friendly representatives, call us at 681-842-3065 today!

Our Journey

From humble beginnings as a small credit union dedicated to helping local residents save and borrow responsibly, Hope Federal Credit Union has made significant strides. We have expanded our services to include personal banking options like checking and savings accounts, auto loans, mortgages, and business banking solutions. Our commitment to making financial services accessible is reflected not only in our diverse offerings but also in our focus on community engagement. We are located conveniently at a prominent area in Bridgeport, making it easy for our members to access us during our lobby hours from 8:00 AM to 3:30 PM Monday through Friday. While you can visit us at this address for all your banking needs, official correspondence can be sent to the same location: 925 White Oaks Blvd., Bridgeport, WV 26330.

Our Mission

At the heart of Hope Federal Credit Union is a mission that goes beyond just providing financial products; we are dedicated to enriching lives and building strong communities. Our goal is to empower our members with tools that foster financial stability and growth. We believe that when our members thrive, so does the entire community. That's why we strive to offer personalized service and support that meets each individual's unique needs.

Branch Location & Accessibility

Accessibility Features

At our branch, we prioritize your comfort and convenience. Parking is readily available with ample space to accommodate all our members. We also take pride in being ADA compliant, ensuring that everyone can easily enter and navigate our facilities. Whether you're coming in for a quick transaction or a longer visit, we've got you covered.

Contact Us

Have questions? Feel free to give us a call at 681-842-3065. Our dedicated team is here to support you every step of the way. We invite you to visit us at Hope Federal Credit Union where community banking meets personal service!

Operating Hours & Services

We're here for you Monday through Friday from 8:00 AM to 3:30 PM. Our friendly staff is eager to assist you with a variety of services tailored to meet your financial needs, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and even credit cards with rewards. While we currently do not have ATM services or drive-thru banking available at this location, our team is always ready to help you with cash withdrawal services and other transactions directly inside the branch. If you need assistance outside of these hours or prefer online options, don't hesitate to visit us at hopefcu.com for mobile and online banking services.

Member Eligibility

Becoming a member of Hope means joining a warm and welcoming community where your financial well-being is the priority. At our branch located at 925 White Oaks Blvd Bridgeport Wv 26330, we believe in making membership accessible to everyone who values personal service and community spirit. To be eligible, you simply need to meet certain criteria that often include living, working, or worshiping in our local area. We encourage you to check out the specific details on our eligibility page at http://www.hopefcu.com/our-history , where you can find up-to-date information tailored just for you. Once you're ready to take the next step, opening an account with us is simple and straightforward. Whether you're looking for checking accounts, savings options, or loans, our friendly staff is here to guide you through every step of the process. If you have any questions or need assistance, don't hesitate to reach out at (681) 842-3065. Join us at Hope today and experience the difference a supportive financial partner can make!

Business Banking & Commercial Services

Commercial Loans That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those outside our membership, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine running a busy cafe or retail shop. Our merchant services make it easier for you to accept payments from customers seamlessly. With options tailored to fit your business model, you can focus more on serving your clients and less on payment hassles. Located at 925 White Oaks Blvd Bridgeport Wv 26330 in Bridgeport, WV, we're here to partner with you for success. Call us at (681) 842-3065 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our Business Banking services include essential tools like Merchant Services and Business Loans designed to help you thrive in today's competitive market. We understand the unique challenges faced by small businesses and are committed to providing personalized support.

Credit Cards and Rewards

Who doesn't love earning rewards? Our Credit Cards with Rewards program allows you to earn points on everyday purchases which can be redeemed for various benefits. It's just another way we strive to enhance your financial experience.

Digital Banking Features

With our commitment to modern banking solutions, you can take advantage of features like Online & Mobile Banking that allow for easy account management on the go. Whether it's checking account balances or making payments, convenience is just a click away.

Get in Touch

We invite you to visit us at 925 White Oaks Blvd Bridgeport Wv 26330, call us at (681) 842-3065, or check out our website at Hope Federal Credit Union for more information about all the services we offer. Our friendly staff is eager to help you achieve your financial dreams. Come see how Hope can support you today!

Personal Banking Solutions

For individuals, we offer robust options like Checking & Savings Accounts that help you manage your finances effectively. Imagine having easy access to your funds anytime with our online and mobile banking services. You can check balances, transfer money, and pay bills right from your smartphone or computer. When it comes to financing, our Auto Loans & Vehicle Financing make purchasing your dream car a reality. We understand that buying a vehicle can be a big decision, so we provide competitive rates and flexible terms to suit your budget. If you're considering homeownership or looking to refinance your existing mortgage, our Mortgage Loans & Refinancing options will guide you through the process with ease. Our team is here to answer all your questions and help you find the best fit for your financial goals. For those unexpected expenses, our Personal Loans & Debt Consolidation services can provide the relief you need. Whether it's for medical bills, home repairs, or consolidating debt into one manageable payment, we're ready to assist you every step of the way.

Digital & Online Banking

Key Features

Our online banking service gives you 24/7 access to your financial information. You can check balances, make transfers, and pay bills with just a few clicks. We know security is important to you, which is why we implement the latest technology to protect your personal information. Plus, with electronic signature authorization, signing documents has never been simpler or more secure. For those who prefer paperless options, we provide e-statements that allow you to view your account statements online whenever you need them. This not only helps the environment but also makes it easier for you to stay organized. If you're on the go, our mobile application brings all these features directly to your smartphone. You can make mobile payments and manage your accounts right from the palm of your hand. Whether you're grabbing coffee or shopping for groceries, you'll have everything you need at your fingertips.

Real-Time Management

While person-to-person transfers aren't available at this time, our other services ensure you can handle your finances in real-time without any hassle. From checking balances to paying bills instantly, managing your money has never been more straightforward. In summary, Hope is committed to providing accessible and efficient banking solutions that keep up with your lifestyle while ensuring the highest level of security. Experience the convenience of digital banking today by visiting us at https://www.hopefcu.com/ !

Financial Strength

Growing Member Trust

Total Share Accounts stand at 3,925, showing a strong and growing member base that trusts us with their finances. This trust reinforces our dedication to providing exceptional service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hope is your trusted partner. Visit us at 925 White Oaks Blvd Bridgeport Wv 26330 or call (681) 842-3065 to learn more about how we can help you achieve your financial goals.

Lending Support for Your Goals

Our commitment to helping you achieve your financial goals is reflected in our lending capacity. We offer $388 in used auto loans and have a total of $19,889,536 in loans and leases available for our members. This support enables you to take the next step in your personal or business endeavors confidently.

Member-Centric Approach

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $7,842,023 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better.

Operational Efficiency

Our operational efficiency is highlighted by our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees and 0 part-time employees dedicated to serving you with knowledge and commitment.

Secure Savings Options

Members' savings are secured through $9,413,760 in share certificates, offering stable and rewarding financial growth opportunities. Although we currently have no money market shares available, our focus remains on providing you with reliable savings options tailored to your needs.

Solid Financial Position

With a net worth of $7,910,150, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,006 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,908,149 in used vehicle loans and $5,366,075 in new vehicle loans already helping members get on the road. We provide financing solutions that cater to different budgets and preferences, ensuring you find the right fit for your next vehicle purchase.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is ready to assist you every step of the way.

Personal Loans and Credit Lines

In addition to auto and mortgage loans, we also provide personal loans and credit lines for various purposes. With $1,000,000 available in credit lines, our flexible borrowing options help you manage unexpected expenses or consolidate debt. It's all about giving you the freedom to handle your finances effectively.

Refinancing Options

If you're considering refinancing any existing loans, talk to us about eligibility options. We want to ensure that you're getting the best rates possible while making your financial journey smoother. At Hope, we're committed to providing transparent lending solutions that work for you. For more information about our loan products or to speak with one of our knowledgeable staff members, give us a call at (681) 842-3065. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you navigate your financial future today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards come with rewards and benefits designed to enhance your purchasing power without putting a strain on your budget.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures fair and transparent offers for users. By working exclusively with verified institutions, LendMesh guarantees that all loan comparisons are accurate and reflect the current market conditions.

Key Benefits of Using LendMesh

LendMesh offers several advantages to users looking for reliable loan information: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of the platform.

Take Action Today

If you are ready to find the best rates for your needs, compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

HOPE FEDERAL CREDIT UNION