Hoosier United Credit Union Indianapolis IN | Best Auto Loans & Rewards Cards

Introduction

Welcome to Hoosier United Credit Union, your trusted financial partner in the heart of Indianapolis! Established in 1931, we have built a strong foundation of community trust and service over the decades. Our branch, located at 1828 N Meridian St Ste 102, Indianapolis, IN 46202, is dedicated to providing personalized banking solutions that cater to your unique needs. At Hoosier United, we pride ourselves on our commitment to our members. With a total membership of 3,394 and assets exceeding $33,996,486, we are well-equipped to support your financial journey. Our offerings include everything from checking and savings accounts to auto loans and mortgage refinancing. Whether you're looking for competitive rates or exceptional service, you'll find it here. Our leadership team is passionate about fostering a supportive environment for our members. Led by CEO Jennifer Mulligan and Board President David Brokaw, our small yet dedicated team of 6 employees works tirelessly to ensure you receive the best possible service. We believe that every member deserves individual attention and care. While you can visit us at our branch location, please note that official correspondence should be directed to our mailing address: 1828 N Meridian St Ste 102, Indianapolis, IN 46202-1452. With total deposits of $1,132,936 and a net worth of $4,038,952, we are financially strong and ready to help you achieve your goals. We invite you to explore all that we offer whether it's personal banking services or business financing options. Ready to take the next step? Call us today at 317-923-4747 or visit our website at hoosierunitedcu.com for more information. Join us at Hoosier United Credit Union where your financial success is our priority!

Branch History & Mission

Commitment to Innovation

As we look towards the future, Hoosier United continues to embrace digital advancements while ensuring compliance with ADA standards. Our online banking platform makes it easy for members to manage their finances anytime, anywhere. We offer features such as mobile payments and electronic statements for added convenience. With no ATMs or drive-thru services available at this branch, we encourage members to utilize our online resources for transactions. This commitment to innovation ensures that you can conduct your banking efficiently while still receiving the personal touch that defines our credit union.

Join Us

As we continue this journey together, we invite you to be part of the Hoosier United family. Whether you're looking for a loan or simply want guidance on your financial journey, we're here to help you every step of the way. Visit us during our operating hours Monday through Tuesday and Thursday through Friday from 10:00 am to 4:30 pm, with extended hours on Wednesday until 6:00 pm and discover how we can support your aspirations. For more information or to open an account today, please call us at (317) 923-4747 or visit our website. Together, let's build a brighter financial future!

Our Mission

Our mission at Hoosier United is simple yet profound: to enhance the financial well-being of our members through personalized service and innovative solutions. We believe that everyone deserves access to quality financial services that empower them to achieve their goals. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we are dedicated to making banking straightforward and accessible. We take pride in being more than just a financial institution; we actively engage with our community through outreach efforts and partnerships aimed at fostering growth and support within Indianapolis. Our team is passionate about making a real impact in the lives of our members by offering educational resources and workshops that promote financial literacy.

Branch Location & Accessibility

Convenience and Accessibility

At Hoosier United, we prioritize accessibility for all our members. The branch features ADA-compliant facilities, including ramps for easy entry. Ample parking is available nearby, so you can visit us without any hassle. Although we don't have ATM services or a drive-thru at this location, our dedicated staff is always ready to assist you inside the branch.

Operating Hours

We know your time is valuable! That's why we're open Monday, Tuesday, Thursday, and Friday from 10:00 AM to 4:30 PM, with extended hours on Wednesday until 6:00 PM. Whether you need help with personal banking or exploring loan options, our team is here to serve you during these hours.

Services Offered

Hoosier United Credit Union provides a range of services designed to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Our goal is to help you achieve your financial dreams while offering personalized service. If you're looking for a welcoming environment where your financial well-being comes first, come visit us at Hoosier United Credit Union! For any questions or assistance before your visit, feel free to call us at 317-923-4747. We look forward to seeing you soon!

Member Eligibility

At Hoosier United, we believe that becoming a member means joining a supportive community where your financial needs come first. If you're wondering whether you can join us, the good news is that eligibility is open to individuals who live, work, or worship in certain areas of our community. Whether you're looking for personal banking services, loans, or just a welcoming place to manage your finances, we invite you to explore the possibilities with us. To find out more about the specific eligibility requirements and how you can become part of our family, please visit our detailed guide at http://hoosierunitedcu.com/about/eligibility . Opening an account is easy and straightforward; simply check out the steps on our membership page at http://hoosierunitedcu.com/apply-for-membership or give us a call at (317) 923-4747 if you have any questions. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those who are not yet members, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. Imagine a local restaurant owner ready to renovate their space. With our commercial loans, they can secure the funds needed for renovations and upgrades that attract more customers and increase sales. It's not just about money; it's about transforming visions into reality.

Merchant Services

In addition to loans, we offer essential merchant services that simplify payment processing for your business. Picture this: a busy retail shop using our seamless payment solutions to accept credit cards and mobile payments. This allows them to focus on what truly matters providing excellent service to their customers without worrying about complicated transactions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses in Indianapolis, IN. Let us help you take the next step toward achieving your business goals! For more information, visit us at 1828 N Meridian St Ste 102 Indianapolis In 46202 or call us at (317) 923-4747. Together, we can build a brighter future for your business!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently don't have ATM facilities at our branch, we ensure easy access to cash withdrawal services through partnerships that allow you to find nearby ATMs without any hassle. At Hoosier United, we believe in building strong relationships with our members by offering personalized service and expert advice. If you're ready to take control of your finances or simply want more information about any of our offerings, please give us a call at (317) 923-4747 or visit us during our operating hours: 10:00 am - 4:30 pm (Monday, Tuesday, Thursday, Friday) and 10:00 am - 6:00 pm on Wednesday. Let us help you achieve your financial goals today!

Business Banking

For our business members, Hoosier United offers comprehensive banking solutions including merchant services and business loans. We understand the importance of having reliable financial support when running a business, so we provide customized services that help you thrive.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features at Hoosier United Credit Union. With online and mobile banking, managing your accounts has never been easier. You can check balances, transfer funds, and even make payments on-the-go all from the comfort of your smartphone or computer. Our e-statements and electronic signature options streamline your banking experience further.

Loans and Financing

Life can throw unexpected expenses your way, and that's where our personal loans come into play. We offer flexible options for debt consolidation or funding special projects, making it simple for you to handle life's financial challenges. Plus, our credit cards come with rewards that allow you to earn while you spend perfect for those who love to shop!

Personal Banking

Our personal banking services are designed with you in mind. From checking and savings accounts that help you manage your day-to-day finances, to auto loans and vehicle financing that make it easier to hit the road, we have solutions tailored for everyone. If you're thinking about purchasing a home, our mortgage loans and refinancing options can guide you through the process, ensuring you find the best fit for your budget.

Digital & Online Banking

Key Features

Our digital offerings include e-statements, which allow you to receive your bank statements electronically. This means no more paper clutter and easier tracking of your financial activity. Plus, if you're looking for a quick and secure way to send money to friends or family, our person-to-person transfer feature makes it hassle-free. For those who prefer using their smartphones, our mobile application is available for download. With this app, you can access all your banking needs right at your fingertips. You can even make mobile payments just another way we put convenience in your hands. We also prioritize security with electronic signature authorization, ensuring that your transactions are safe and verified. This means you can sign important documents digitally without any worries. Whether you're at home or out and about, Hoosier United provides the tools to manage your accounts easily and securely. Experience the freedom of modern banking today!

Financial Strength

A Growing Member Base

Total Share and Deposit Accounts stand at 5,629, showing a strong and growing member base that trusts us with their finances. This trust reinforces our commitment to maintaining the highest standards of service while ensuring your money is managed responsibly. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hoosier United is your trusted partner. Visit us at 1828 N Meridian St Ste 102 Indianapolis In 46202 or call (317) 923-4747 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $2,651,110 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is further highlighted by our robust lending capacity. We have $427 in used auto loans and $12,584,402 in total loans and leases available to help you achieve your dreams.

Operational Efficiency

Our operational efficiency is reflected in our $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 1 part-time employees who are always ready to assist you with knowledgeable service.

Secure Savings Options

Members' savings are secured through $3,170,668 in share certificates and $4,896,193 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $4,038,952, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,188 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $6,039,737 in used vehicle loans and $3,610,371 in new vehicle loans, helping members get on the road with confidence. Whether you're interested in financing a new model or a reliable used car, our team is here to assist you every step of the way.

Credit Card Loans

Managing day-to-day expenses has never been easier with our flexible terms on unsecured credit card loans. We currently have $548,590 in unsecured credit card loans available, providing our members with the financial flexibility they need.

Credit Lines and Other Offerings

For those looking for additional financial support, we also offer credit lines totaling $1,913,500. These options allow you to access funds when you need them most without the hassle of traditional lending processes.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $57,292. We make buying or refinancing simple so that you can focus on what matters most creating memories in your new home.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for new loans, our dedicated team is ready to guide you through the process. We believe in making financing accessible and straightforward for all our members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Hoosier United Credit Union, we prioritize your financial well-being and are committed to offering transparent and trustworthy lending solutions. For more information or to start your application process today, call us at 317-923-4747 or visit us at 1828 N Meridian St Ste 102 Indianapolis In 46202. Let us help you take the next step toward your financial future!

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HOOSIER UNITED CREDIT UNION