Hoosier Hills Credit Union Tell City IN | Quick Personal Loans & Auto Financing

Introduction

Welcome to Hoosier Hills, your trusted partner in financial well-being, located at 923 Payne St, Tell City, IN 47586. Since our establishment in 1934, we've proudly served our community with a commitment to providing exceptional financial services tailored to meet your needs. With over 38,000 members and total assets exceeding $900 million, we are dedicated to fostering a secure financial environment for individuals and families alike. At Hoosier Hills, we understand that banking is about more than just numbers; it's about building relationships. Our team of 188 employees, led by CEO Travis Markley and Board President Jay Brown, works tirelessly to ensure that each member feels valued and understood. Whether you're looking for personal banking options like checking and savings accounts or financing solutions such as auto loans and mortgages, we have you covered. Our financial strength is evident with total deposits amounting to $26,958,916 and a robust net worth of $80,807,875. We also take pride in our cash reserves of $14,274,584, ensuring we're always ready to support our members' needs. Plus, with more than 23,370 loans and leases issued, we've helped countless individuals achieve their dreams. While members can visit us at our branch location in Tell City, official correspondence should be sent to the same address. For any inquiries or assistance, don't hesitate to reach out to us at 812-279-6644 or explore our services online at Hoosier Hills Website. Join us at Hoosier Hills Credit Union where your financial goals become our mission! We invite you to visit us or give us a call today to learn more about how we can assist you on your journey toward financial success.

Branch History & Mission

Join Us!

While you can visit us at 923 Payne St, official correspondence should be sent to the same address. If you're looking for reliable financial guidance combined with a genuine commitment to your success, Hoosier Hills is here for you! Feel free to reach out at 812-279-6644 or explore more about us on our website. Join us today and experience firsthand how Hoosier Hills is more than just a credit union; we're your partner in building a brighter financial future!

Our Evolution

Hoosier Hills was established with a simple yet powerful vision to make banking easy and accessible for everyone. From humble beginnings, we expanded our services to include personal banking options such as checking and savings accounts, auto loans, mortgages, and business banking solutions. Today, our total assets have grown to an impressive $900,260,427, reflecting our stability and success over the years. We understand that financial needs can vary greatly from one individual to another. That's why we continually strive to innovate and enhance our offerings. Our commitment to embracing technology has allowed us to provide online and mobile banking services that keep pace with modern lifestyles. Members can conveniently manage their accounts from anywhere at any time.

Our Mission

At Hoosier Hills, our mission is clear: we aim to support our members through every stage of their financial journey while fostering community growth. We believe that by providing education and resources alongside quality financial products like personal loans for debt consolidation or rewarding credit cards we can help improve the lives of those in Tell City and beyond. In addition to serving individual members, we are dedicated to community outreach. We actively engage in partnerships with local organizations and participate in initiatives designed to uplift our community. By investing in local programs and supporting charitable events, we strive to make a positive impact on those around us.

Branch Location & Accessibility

Easy Access and Parking

At Hoosier Hills, we prioritize convenience and accessibility. Our branch features ample parking options to ensure your visit is hassle-free. We also take pride in being ADA compliant, with ramps and accessible entrances that welcome everyone. You can feel confident knowing that we strive to make your banking experience as smooth as possible.

Operating Hours That Fit Your Schedule

We know that life can get busy, so we've made it easy for you to visit us when it works best for you. Our lobby hours are from 8:30 AM to 6:00 PM Monday through Friday, and on Saturdays, our drive-thru service is available from 8:30 AM to 12:30 PM. Whether you need help with a quick transaction or want to discuss your financial goals, our friendly staff is here to assist you during these hours.

Services Tailored Just for You

Hoosier Hills offers a variety of services designed to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got something for everyone. Plus, with our ATM available on-site and drive-thru banking options, accessing your funds has never been easier! While members can visit us at 923 Payne St, official correspondence should be sent to the same address if you prefer using mail. If you have any questions or would like more information about our services, don't hesitate to give us a call at 812-279-6644. We invite you to stop by Hoosier Hills today! Experience the difference of community-focused banking and discover how we can help you achieve your financial dreams.

Member Eligibility

At Hoosier Hills, we believe in creating a welcoming community where every member can thrive. Joining us is easy! If you live, work, worship, or go to school in Perry County, you're already eligible to become a part of our family. We're dedicated to supporting our members with a variety of financial services tailored just for you. Plus, being a member means you gain access to competitive rates and personalized service that larger banks often overlook. To learn more about eligibility details and the benefits waiting for you, check out our website at Hoosier Hills Eligibility. When you're ready to open your account, simply visit us at 923 Payne St, Tell City, IN 47586 or give us a call at 812-279-6644 for assistance. The process is straightforward and designed with you in mind! Join us today and experience the difference that comes with being part of Hoosier Hills.

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1120 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $189066285, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to our loan offerings, we provide merchant services that simplify transactions for your business. Imagine being able to accept payments quickly and easily, allowing you to focus on what you do best running your business. Our services include credit card processing and point-of-sale systems that integrate seamlessly with your operations. Visit us at 923 Payne St, Tell City, IN 47586, or call us at 812-279-6644 to learn more about how Hoosier Hills can help your business thrive!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing can get you behind the wheel in no time. We offer competitive rates and flexible terms so you can find a loan that fits your budget. Whether it's for a new vehicle or refinancing an existing loan, we're here to help make the process simple and straightforward.

Business Banking Solutions

For entrepreneurs and small business owners, our Business Banking solutions include merchant services and business loans tailored to help you thrive. We know how hard it is to run a business, so we strive to provide the tools necessary for success.

Cash Withdrawal Services

Need cash in a pinch? Our ATM & Cash Withdrawal Services make it easy for you to access your money quickly and safely. We also offer basic drive-thru banking for deposits and withdrawals if you're on the go. At Hoosier Hills in Tell City, IN, we are dedicated to providing exceptional service that makes banking as effortless as possible. If you're interested in any of these services or have questions about how we can assist you further, don't hesitate to reach out at 812-279-6644 or visit us online at hoosierhills.com. Let us partner with you on your financial journey!

Credit Cards with Rewards

Make every purchase count with our Credit Cards with Rewards program. Earn points on everyday spending that can be redeemed for various rewards. It's like getting paid back just for using your card!

Mortgage Loans & Refinancing

Homeownership is within reach with our Mortgage Loans & Refinancing options. Whether you're purchasing your first home or looking to refinance your current mortgage for better rates, we work closely with you to ensure that you understand every step of the process. Picture yourself settling into your dream home with a mortgage plan designed specifically for your financial situation.

Online & Mobile Banking

In today's fast-paced world, convenience is key. With our Online & Mobile Banking features, you can manage your accounts anytime, anywhere. Check balances, transfer funds, and pay bills right from your smartphone or computer no need to visit the branch during busy hours.

Personal Banking

We understand that managing your finances can sometimes feel overwhelming. That's why our Personal Banking options include both checking and savings accounts tailored to fit your lifestyle. Imagine having a checking account that not only makes daily transactions easy but also offers you rewards just for using it! Our savings accounts are designed to help you grow your funds over time, making it easier to save for those special moments in life.

Personal Loans & Debt Consolidation

Life can be unpredictable, which is why having access to funds when needed is crucial. Our Personal Loans & Debt Consolidation services provide you with the financial support to tackle unexpected expenses or consolidate high-interest debts into one manageable payment. This way, you can focus on what matters most without the stress of juggling multiple payments.

Digital & Online Banking

Convenient Online Banking

Our online banking platform at https://hoosierhills.com/ provides you with 24/7 access to your accounts. Whether you're checking balances, transferring funds, or paying bills, everything is just a click away. You can easily navigate through the site, making it user-friendly for everyone.

Mobile Banking on the Go

For those who prefer banking on their smartphones, our mobile application is perfect for you. It allows you to manage your accounts from the palm of your hand. Need to make a payment? With our mobile payments feature, you can pay friends and businesses with ease. Plus, our person-to-person transfer service lets you send money quickly and securely.

Secure and Efficient Services

Security is our top priority. We use electronic signature authorization for all online transactions, ensuring that your personal information remains safe. Additionally, e-statements are available for those who prefer going paperless another way we help you manage your finances efficiently. With these features combined, Hoosier Hills makes it simple to stay in control of your financial life while providing peace of mind. Join us today and discover how easy banking can be!

Financial Strength

Building Trust Together

Total Share Accounts: 82,182, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,663,175 further illustrates our commitment to supporting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hoosier Hills is your trusted partner. Visit us at 923 Payne St Tell City In 47586 or call (812) 279-6644 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $76,771,556 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $5,295 in used auto loans and $737,770,250 in total loans and leases.

Member Savings Security

Members' savings are secured through $170,918,879 in share certificates and $187,348,925 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance is reflected in our $0, showcasing our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 184 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $80,807,875, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $895 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $76,173,162 in used vehicle loans and $15,772,729 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your auto financing experience straightforward and stress-free.

Business Financing

For business owners, our outstanding commercial loans totaling $189,066,285 provide the capital needed to grow and expand. Whether you're starting a new venture or need funds for an existing business, we have solutions tailored for your unique needs.

Credit Lines

Additionally, our total credit lines amounting to $227,913,808 offer added flexibility for those times when you need quick access to funds. If you're considering any of these options or simply want more information about your eligibility for our loan products, feel free to reach out! You can contact us at 812-279-6644 during our operating hours: Monday through Thursday from 8:30 AM to 4:30 PM; Friday until 6:00 PM; and Saturday from 8:30 AM to 12:30 PM (drive-thru only). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you take the next step towards your financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $41,915,686, make buying or refinancing simple. We are here to guide you through the process and answer any questions you may have about eligibility or refinancing options.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $14,533,780 in loans helping members manage their finances effectively. These cards come with rewards and no annual fees perfect for those who want to make their spending work for them.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to transparency means users receive offers based on the latest results (Source: https://www.ncua.gov ), guaranteeing fair and reliable options. One of the standout features of LendMesh is its Verified Data. Loan offers are sourced from legitimate financial institutions, ensuring that users have access to trustworthy information. Additionally, LendMesh maintains a strict policy of No Sponsored Listings. Unlike other platforms that may prioritize lenders based on paid promotions, LendMesh is dedicated to providing unbiased results to help you find the best loan for your needs. With Real-Time Rate Comparisons, users benefit from up-to-date loan rates across multiple institutions. This feature allows individuals to make informed decisions based on current market conditions rather than outdated data. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to find competitive loan offers tailored to your needs, compare real-time loan options today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

HOOSIER HILLS CREDIT UNION - Tell City, IN