Hoosier Hills Credit Union Mitchell IN | Affordable Auto Loans & Mortgage Refinancing

Introduction

Welcome to Hoosier Hills, your trusted financial partner located at 45 Teke Burton Dr, Mitchell, IN 47446. Since our establishment in 1934, we've been dedicated to serving our members with a range of personalized banking solutions that cater to their unique needs. With a thriving community of over 38,878 members, we pride ourselves on being more than just a credit union; we are a vital part of the Mitchell community. At Hoosier Hills, we understand that financial health is essential for achieving your goals. Our total assets amount to an impressive $900,260,427, and our commitment to responsible lending is reflected in our total loans and leases of 23,370. We prioritize your savings too, with total deposits reaching $26,958,916 and a net worth of $80,807,875 a testament to our strength and stability. We believe in transparency and accessibility. Whether you're looking for personal banking options like checking accounts and auto loans or business services that include merchant services and business loans, we have you covered. Our CEO, Travis Markley, along with Board President Jay Brown, lead a team of 188 dedicated employees who are ready to assist you every step of the way. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: 45 Teke Burton Dr, Mitchell, IN 47446-1273. Explore all that we offer by visiting our website at hoosierhills.com. If you have any questions or need assistance, don't hesitate to give us a call at 812-849-6006. Join us today and experience the difference in member-focused service!

Branch History & Mission

Community-Centric Approach

Hoosier Hills is more than just a financial institution; we are part of the fabric of Mitchell. Our team works tirelessly to ensure that all members feel valued and supported. We offer a range of convenient services including online banking, mobile payments, and ATM access so that managing finances is simple and straightforward. For those who prefer face-to-face interactions, our drive-thru banking service makes it easy for busy individuals to conduct transactions without leaving their vehicles. While you can visit us at 45 Teke Burton Dr, official correspondence should be sent to 45 Teke Burton Dr, Mitchell, IN 47446-1273 if your needs require written communication.

Join Us

As we look forward to continuing our legacy in this vibrant community, we invite you to become part of the Hoosier Hills family. Experience firsthand how our focus on member satisfaction and community involvement sets us apart. Call us today at 812-849-6006 or explore our website at Hoosier Hills to learn more about how we can help you achieve your financial goals!

Our Journey

Since our inception, Hoosier Hills has evolved to meet the changing needs of our members. We started as a small credit union focused on personal banking services and have expanded our offerings to include auto loans, mortgages, business banking, and much more. Our commitment to providing quality service has helped us build strong relationships within the community. We are dedicated not just to financial growth but also to fostering connections that enhance the lives of those we serve. Our mission is clear: we strive to empower our members with accessible financial services while actively supporting community initiatives. Whether it's through educational workshops or local sponsorships, we believe in giving back to the areas where we live and work.

Branch Location & Accessibility

Operating Hours

We understand that your time is valuable. That's why we're open Monday through Thursday from 8:30 AM to 4:30 PM and extend our hours on Friday until 6:00 PM for your convenience. For those busy Saturdays, you can still catch us during drive-thru hours from 8:30 AM to noon.

Services Offered

At Hoosier Hills, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need quick cash? Our ATM is available on-site for withdrawals and balance checks. Plus, our drive-thru service allows for easy deposits and simple transactions without leaving your car. If you have any questions or need assistance, don't hesitate to reach out! You can give us a call at 812-849-6006. We invite you to stop by the Hoosier Hills branch today and discover how we can support your financial journey!

Member Eligibility

At Hoosier Hills, we believe that everyone deserves a chance to be part of a warm and welcoming community. If you're looking to join us, you'll find that becoming a member is easier than you might think! To qualify for membership at our branch located at 45 Teke Burton Dr, Mitchell, IN 47446, you simply need to live, work, or worship in Lawrence County or nearby areas. This makes it simple for many individuals and families to access the benefits we offer. Membership comes with numerous advantages, including competitive rates on loans and savings accounts, personalized service, and a range of financial products designed just for you. If you're ready to take the next step towards joining our family, opening an account is straightforward. You can easily find the details you need to get started by visiting this page. Should you have any questions or need assistance along the way, don't hesitate to give us a call at 812-849-6006. We're here to help you every step of the way! For more in-depth information about eligibility requirements, check out this resource. Join us today and start enjoying all the perks of being a Hoosier Hills member!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer robust merchant services that simplify payment processing for your business. Imagine a busy Saturday at your local shop; customers are eager to pay, but without efficient payment solutions, lines grow long and frustration builds. Our merchant services streamline transactions, ensuring that your customers enjoy quick and easy checkouts while you focus on what you do best running your business. Ready to take your business to the next level? Visit us at 45 Teke Burton Dr, Mitchell, IN 47446 or call us at 812-849-6006. Let's build a successful future together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1120 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $189066285, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

We also offer basic drive-thru banking for quick deposits and withdrawals as well as simple transactions that fit into your busy schedule. Our ATMs are equipped for easy withdrawals and balance checks so that banking remains hassle-free. At Hoosier Hills, we strive to make banking accessible and straightforward for everyone in our community. If you're ready to explore how we can assist you with your financial journey, don't hesitate to reach out! Call us at 812-849-6006 or visit us in person at our Mitchell branch. We look forward to serving you!

Business Banking

If you're a business owner, we offer specialized services just for you! From merchant services that simplify transactions to business loans that can help grow your enterprise, we support local businesses with flexible solutions designed for success.

Digital Banking Solutions

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking platforms. You can manage your accounts anytime, anywhere whether it's checking balances, transferring funds, or paying bills with just a few taps on your phone. Our ATM and cash withdrawal services ensure you have access to your money whenever you need it.

Personal Banking

We understand that managing your finances is crucial. That's why we offer various checking and savings accounts tailored for different lifestyles and goals. Need funds for a new car? Our auto loans and vehicle financing options can help get you on the road quickly and affordably. If you're considering buying a home or refinancing an existing mortgage, our mortgage loans and refinancing services are here to guide you through every step of the process. For those unexpected expenses or when you want to consolidate debt, our personal loans and debt consolidation options can provide the relief you need. Plus, don't forget about our credit cards with rewards, which allow you to earn points for your everyday purchases.

Digital & Online Banking

Key Services

Our online banking system provides 24/7 access, allowing you to check balances, pay bills, and transfer money with just a few clicks. Need to send money quickly? With our person-to-person transfer feature, you can easily send funds to friends or family without any hassle. Plus, say goodbye to paper statements! Our e-statements provide a convenient way to stay organized and eco-friendly. For those who prefer mobile banking, our mobile application brings all these features right to your fingertips. You can make payments using mobile payment options, ensuring that you're always equipped for quick transactions on the go. And if you're worried about security, rest assured that we offer electronic signature authorization for added peace of mind. Whether you're at home or out and about, managing your finances has never been easier. Explore all that Hoosier Hills has to offer by visiting https://hoosierhills.com/ today!

Financial Strength

Commitment to Member Services

With $76,771,556 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to support your financial goals is bolstered by our impressive lending capacity, with $5,295 in used auto loans and $737,770,250 across various loans and leases. Our operational efficiency is evident in our $0, which allows us to continue offering competitive loan rates and solid financial products for all members.

Dedicated Team of Professionals

We also take pride in having 184 full-time employees and 4 part-time employees who are always ready to serve you with knowledge and commitment. This dedicated team ensures that you have access to personalized service whenever you need it. With net shares available for lending and investments totaling $1,663,175, along with a growing member base reflected by our total share accounts of 82,182, we're excited about what lies ahead.

Secure Savings Opportunities

Your savings are in good hands at Hoosier Hills. Members' funds are secured through $170,918,879 in share certificates and $187,348,925 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $80,807,875, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to maintaining this robust foundation is reflected in our net worth ratio of $895, which demonstrates a solid capital base. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Trusted Financial Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hoosier Hills is your trusted partner. Visit us at 45 Teke Burton Dr Mitchell In 47446 or call (812) 849-6006 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $76,173,162 in used vehicle loans and $15,772,729 in new vehicle loans already helping members get on the road. Whether you're looking for financing on a brand-new model or a reliable used vehicle, we have options that fit your budget and lifestyle.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $189,066,285 provide the capital needed to expand and thrive in today's market. We pride ourselves on offering refinancing options and eligibility reviews for all our loan products. If you're interested in learning more about how these loans can work for you or need assistance navigating eligibility requirements, don't hesitate to reach out. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Hoosier Hills Credit Union, we're dedicated to making your financial journey smoother and more rewarding. Come visit us or check out our website at hoosierhills.com for more information!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $41,915,686, providing you with the necessary funds to purchase your dream home or refinance your existing mortgage at competitive rates.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $14,533,780 in unsecured credit card loans available, our cards help members manage their finances effectively while enjoying great rewards.

Loan Aggregator

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Hoosier Hills